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NASDAQ: TRST
Trustco Bank Corp N Y Stock

$27.40+0.11 (+0.4%)
Updated Mar 1, 2024
TRST Price
$27.40
Fair Value Price
$30.32
Market Cap
$521.27M
52 Week Low
$23.78
52 Week High
$37.37
P/E
7.5x
P/B
0.84x
P/S
2.58x
PEG
1.72x
Dividend Yield
5.26%
Revenue
$201.09M
Earnings
$69.71M
Gross Margin
100%
Operating Margin
45.86%
Profit Margin
34.7%
Debt to Equity
8.7
Operating Cash Flow
$69M
Beta
0.97
Next Earnings
Apr 22, 2024
Ex-Dividend
Feb 29, 2024
Next Dividend
Apr 1, 2024

TRST Overview

TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. The company accepts deposits; and offers loans and investments. It also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, the company serves as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. As of December 31, 2021, it operated through 147 banking offices and 163 automatic teller machines in New York, New Jersey, Vermont, Massachusetts, and Florida. The company was founded in 1902 and is headquartered in Glenville, New York.

Zen Score

Industry Average (34)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how TRST scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

TRST ($27.40) is undervalued by 9.64% relative to our estimate of its Fair Value price of $30.32 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
TRST ($27.40) is not significantly undervalued (9.64%) relative to our estimate of its Fair Value price of $30.32 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
TRST ($27.40) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more TRST due diligence checks available for Premium users.

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TRST News

Valuation

TRST fair value

Fair Value of TRST stock based on Discounted Cash Flow (DCF)
Price
$27.40
Fair Value
$30.32
Undervalued by
9.64%
TRST ($27.40) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
TRST ($27.40) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
TRST ($27.40) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

TRST price to earnings (PE)

For valuing profitable companies with steady earnings
Company
7.5x
Industry
-9.95x
Market
36.17x
TRST is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
TRST is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

TRST price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.84x
Industry
0.98x
TRST is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

TRST price to earnings growth (PEG)

For valuing profitable companies with growth potential
TRST is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

TRST's financial health

Profit margin

Revenue
$46.7M
Net Income
$14.7M
Profit Margin
31.4%
TRST's Earnings (EBIT) of $92.22M... subscribe to Premium to read more.
Interest Coverage Financials
TRST's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$6.1B
Liabilities
$5.4B
Debt to equity
8.7
TRST's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
TRST's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$11.9M
Investing
-$66.4M
Financing
-$41.6M
TRST's operating cash flow ($69.12M)... subscribe to Premium to read more.
Debt Coverage Financials

TRST vs Bank Stocks

TickerMarket Cap1d %P/EP/B
TRST$521.27M+0.40%7.50x0.84x
HBNC$528.49M-0.50%7.05x0.76x
MSBI$513.95M-1.85%8.05x0.65x
CCB$508.69M-0.39%10.36x1.79x
IBCP$507.46M-0.41%8.48x1.35x

Trustco Bank N Y Stock FAQ

What is Trustco Bank N Y's quote symbol?

(NASDAQ: TRST) Trustco Bank N Y trades on the NASDAQ under the ticker symbol TRST. Trustco Bank N Y stock quotes can also be displayed as NASDAQ: TRST.

If you're new to stock investing, here's how to buy Trustco Bank N Y stock.

What is the 52 week high and low for Trustco Bank N Y (NASDAQ: TRST)?

(NASDAQ: TRST) Trustco Bank N Y's 52-week high was $37.37, and its 52-week low was $23.78. It is currently -26.67% from its 52-week high and 15.22% from its 52-week low.

How much is Trustco Bank N Y stock worth today?

(NASDAQ: TRST) Trustco Bank N Y currently has 19,024,433 outstanding shares. With Trustco Bank N Y stock trading at $27.40 per share, the total value of Trustco Bank N Y stock (market capitalization) is $521.27M.

Trustco Bank N Y stock was originally listed at a price of $44.80 in Dec 31, 1997. If you had invested in Trustco Bank N Y stock at $44.80, your return over the last 26 years would have been -38.83%, for an annualized return of -1.87% (not including any dividends or dividend reinvestments).

How much is Trustco Bank N Y's stock price per share?

(NASDAQ: TRST) Trustco Bank N Y stock price per share is $27.40 today (as of Mar 1, 2024).

What is Trustco Bank N Y's Market Cap?

(NASDAQ: TRST) Trustco Bank N Y's market cap is $521.27M, as of Mar 5, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Trustco Bank N Y's market cap is calculated by multiplying TRST's current stock price of $27.40 by TRST's total outstanding shares of 19,024,433.
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