How to Buy Trustco Bank N Y Stock

Trustco Bank Corp N Y

TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations.

Trustco Bank N Y stock last closed at $45.80, up 0.48% from the previous day, and has increased 38.08% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.24 percentage points. Trustco Bank N Y stock is currently +68.51% from its 52-week low of $27.18, and -5.47% from its 52-week high of $48.45.

At the moment, there are 18.42M TRST shares outstanding. The market capitalization of TRST is $843.82M. In the past 24 hours, 291,000 TRST shares were traded.

How to Buy Trustco Bank N Y Stock

Wondering how to invest in Trustco Bank N Y stock? Here's how.

  1. Decide where to buy Trustco Bank N Y stock: You need to decide on a stock brokerage, but don't worry - we've tested dozens of online brokerages and apps to help you choose where to buy Trustco Bank N Y stock.
  2. Sign up for your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
  3. Put funds into your brokerage account: Pick your method of payment and add your details.
  4. Research Trustco Bank N Y stock: The Trustco Bank N Y ticker symbol is TRST. Is Trustco Bank N Y stock a good investment? Should you buy shares of TRST? How do TRST's underlying business fundamentals look? Do top analysts think Trustco Bank N Y is a good buy? Why has TRST's stock price moved recently? (Hint: Our stock analysis website can help you understand if TRST is a good stock to buy).
  5. Make your TRST purchase: Decide if you will purchase TRST shares at the current market price or use a limit order to buy TRST shares at a particular price.
  6. Watch your TRST position: Create a watchlist to keep tabs on your position in Trustco Bank N Y shares.

Step 1: Decide where to buy Trustco Bank N Y stock

You will need a brokerage account to access the NASDAQ market and buy TRST shares.

A brokerage account is an investment account that allows you to buy and sell a variety of financial instruments, including stocks, bonds, mutual funds, and ETFs.

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Step 2: Sign up for your brokerage account

Now that you've chosen your brokerage, it's time to fill out some personal information so you are able to buy TRST today.

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  1. Submit your info by clicking the "Create Account" button.
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Step 3: Put funds into your brokerage account

Now that you've finished signing up on one of the best stock trading apps, you need to deposit funds:

Check out the walkthrough below for more details transferring funds into your new investment account.

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Step 4: Research Trustco Bank N Y stock

Once you have identified the best place to buy Trustco Bank N Y stock, it's absolutely critical to evaluate their stock before you buy, so you truly comprehend the risk and opportunity.

Trustco Bank N Y Numbers

TRST Price
$45.80
1w %
0.17%
1y %
38.08%
5y %
31.8%
P/E
15.22x
P/B
1.22x
P/S
4.65x
PEG
10.2x
Revenue
$181.46M
Earnings
$56.85M
Fore. Rev. Growth
N/A
Fore. Earn. Growth
N/A
Market Cap
$843.82M
Next Earnings
N/A
Next Dividend
Apr 1, 2026

TRST Fundamentals

WallStreetZen was built to help average investors do more in-depth fundamental analysis in less time.

You can view all of the due diligence checks on TRST's stock page.

Is TRST stock overvalued?

You can use many financial metrics, analyses, models, and charts to gauge TRST's intrinsic value.

Using relative valuations methods:

  • TRST could be undervalued based on its P/E ratio of 15.22x, relative to Banks - Regional industry P/E ratio of 17.06x
  • TRST could be undervalued based on its P/B ratio of 1.22x, relative to Banks - Regional industry P/B ratio of 1.41x
  • TRST may be overvalued based on its PEG ratio of 10.2x

You can access more valuation analysis on TRST's stock here.

TRST Financial Health Summary

Signs that TRST is financially healthy:

  • TRST earnings of $74.51M is not enough to cover its interest payments.
  • Total TRST debt is lower than 5 years ago, relative to shareholder equity.
  • TRST's operating cash flow of $55.47M allows it to safely service it's debt of $135.93M.
  • TRST profit margin has gone up from 28.1% to 31.3% in the past year.

Signs that TRST is not financially healthy:

  • TRST has a relatively high debt to equity ratio of 8.18.

TRST Momentum

SMA10
45.56
SMA20
44.7
SMA50
43.64
SMA100
41.15
SMA200
37.91
MACD
0.73
MACD Signal
0.74
MACD Histogram
-0.01
RSI
60.27
Stochastic %K
65.3
Stochastic %D
68.74
StochRSI %K
38.78
StochRSI %D
52.31

How is TRST performing as a company?

Last year, TRST earnings were $56.85M. Over the last 5 year, TRST's earnings have grown by 2.05% per year. This was slower than the Banks - Regional industry average of 20.79%.

Last year, TRST revenue was $181.46M. During the last 5 year, TRST's revenue has gone up by 1.96% per year. This was slower than the Banks - Regional industry average of 11.04%.

Find out more about TRST's earnings and revenue performance here.

Who is buying/selling TRST?

Over the past 12 months, insiders at TRST have sold more shares than they have bought.

Lisa M. Lucarelli, Director of TRST, was the latest TRST insider to buy. They bought $8,538.00 worth of TRST shares on Nov 26, 2025.

Research more about who owns TRST stock here.

Can I rely on TRST as an income stream?

Trustco Bank N Y pays a dividend of 3.23%, compared to the Banks - Regional industry's average dividend yield of 2.67%. If you owned $1,000 of TRST stock, you would have been paid $32.31 in the past year.

Trustco Bank N Y dividend payments have consistently grown over the past decade and have remained stable.

Dig into more info about Trustco Bank N Y dividend yield and history here.

What others are saying about TRST

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Step 5: Make your TRST purchase

You have two main options:

  • Market order: A market order is an order to buy or sell a security at the best price on the market.
    Market orders are usually the best for newer investors.
  • Limit order: A limit order is an order to buy or sell a stock at a specific price (or better).
    If you want to ensure you're buying or selling at an exact price, use a limit order.

Click the Open Trade button and your broker will execute the order.

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Step 6: Watch your TRST position

Now that you own some TRST shares, you'll want to stay up-to-date on your new shares.

Make a watchlist to get notified of the latest news about your TRST stock.

TRST Feed

How to Buy Stock in Trustco Bank N Y

To reiterate, here are the 6 steps for buying Trustco Bank N Y stock:

  1. Decide where to buy Trustco Bank N Y stock
  2. Sign up for your brokerage account
  3. Put funds into your brokerage account
  4. Research Trustco Bank N Y stock
  5. Make your TRST purchase
  6. Watch your TRST position

If you are looking for a online brokerage, eToro is our favorite venue.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you want to monitor your new investment in Trustco Bank N Y, click below.

NASDAQ: TRST
$45.80+0.22 (+0.48%)
Updated Feb 20, 2026
Open eToro Account
Your capital is at risk.
NASDAQ: TRST
$45.80+0.22 (+0.48%)
Updated Feb 20, 2026
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Trustco Bank N Y share?

As of Feb 20, 2026, it costs $45.80 to buy one share of Trustco Bank N Y stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.218 shares of TRST.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Trustco Bank N Y stock?

One way to place an order for Trustco Bank N Y stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.