NASDAQ: ACNB
Acnb Corp Stock

$65.59+0.47 (+0.72%)
Updated Oct 29, 2026
ACNB Price
$65.59
Fair Value Price
$102.44
Market Cap
$667.05M
52 Week Low
$42.60
52 Week High
$67.60
P/E
12.4x
P/B
1.58x
P/S
3.75x
PEG
1.56x
Dividend Yield
3.2%
Revenue
$161.16M
Earnings
$54.59M
Gross Margin
100%
Operating Margin
42.57%
Profit Margin
33.9%
Debt to Equity
6.84
Operating Cash Flow
$57M
Beta
0.6
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

ACNB Overview

ACNB Corporation operates as a financial holding company, offering a comprehensive suite of banking, insurance, and financial services to a diverse clientele including individuals, businesses, and government entities across the United States. Its banking segment provides a range of deposit products such as checking, savings, money market, and time accounts, along with debit cards. The company is also a significant lender, furnishing commercial products like mortgages, real estate development and construction financing, accounts receivable and inventory loans, and agricultural and governmental funding. For individual consumers, it supplies home equity loans and lines of credit, automotive and recreational vehicle loans, manufactured housing loans, and personal lines of credit. Mortgage programs encompass personal residential, construction, and investment properties. Beyond traditional banking, ACNB delivers extensive wealth management and trust services, acting as a trustee to oversee, manage, and distribute financial assets for testamentary, life insurance, and charitable remainder trusts, as well as guardianships, powers of attorney, custodial accounts, and investment advisory and management services. Retail brokerage is also available. Additionally, the corporation offers various insurance products, including property and casualty, health, life, and disability coverage for both commercial and individual clients. Customers benefit from convenient access through online, telephone, and mobile banking, alongside automated teller machine services. Established in 1857 and based in Gettysburg, Pennsylvania, ACNB's physical network as of December 31, 2021, comprised 19 community banking branches across Adams, York, Cumberland, and Franklin counties in Pennsylvania; five community banking offices in Frederick County, Maryland; and six in Carroll County, Maryland. Loan offices further extend its reach in Lancaster and York, Pennsylvania, and Hunt Valley, Maryland.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine ACNB's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
C
ACNB
Ranked
#208 of 291

Top Ranked Stocks in Industry

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ACNB News

Overview

Due Diligence Score

–
Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how ACNB scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

ACNB ($65.59) is undervalued by 35.97% relative to our estimate of its Fair Value price of $102.44 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
ACNB ($65.59) is significantly undervalued by 35.97% relative to our estimate of its Fair Value price of $102.44 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
ACNB ($65.59) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more ACNB due diligence checks available for Premium users.

Valuation

ACNB fair value

Fair Value of ACNB stock based on Discounted Cash Flow (DCF)

Price
$65.59
Fair Value
$102.44
Undervalued by
35.97%
ACNB ($65.59) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
ACNB ($65.59) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
ACNB ($65.59) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

ACNB price to earnings (PE)

For valuing profitable companies with steady earnings

Company
12.4x
Industry
13.15x
Market
47.98x
ACNB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
ACNB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

ACNB price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.58x
Industry
1.25x
ACNB is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

ACNB price to earnings growth (PEG)

For valuing profitable companies with growth potential

ACNB is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

ACNB's financial health

Profit margin

Revenue
$42.4M
Net Income
$15.2M
Profit Margin
35.9%
ACNB's Earnings (EBIT) of $68.60M... subscribe to Premium to read more.
Interest Coverage Financials
ACNB's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.3B
Liabilities
$2.9B
Debt to equity
6.84
ACNB's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
ACNB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$3.4M
Investing
-$44.3M
Financing
$35.9M
ACNB's operating cash flow ($56.83M)... subscribe to Premium to read more.
Debt Coverage Financials

ACNB vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
ACNBC$667.05M+0.72%12.40x1.58x
CCBC$667.40M-7.36%-181.92x1.44x
CAREC$662.48M-1.09%5.14x1.23x
RRBIC$672.24M+0.69%14.65x1.75x
TCBXC$673.03M+0.35%8.58x1.00x

Acnb Stock FAQ

What is Acnb's quote symbol?

(NASDAQ: ACNB) Acnb trades on the NASDAQ under the ticker symbol ACNB. Acnb stock quotes can also be displayed as NASDAQ: ACNB.

If you're new to stock investing, here's how to buy Acnb stock.

What is the 52 week high and low for Acnb (NASDAQ: ACNB)?

(NASDAQ: ACNB) Acnb's 52-week high was $67.60, and its 52-week low was $42.60. It is currently -2.97% from its 52-week high and 53.97% from its 52-week low.

How much is Acnb stock worth today?

(NASDAQ: ACNB) Acnb currently has 10,169,930 outstanding shares. With Acnb stock trading at $65.59 per share, the total value of Acnb stock (market capitalization) is $667.05M.

Acnb stock was originally listed at a price of $23.37 in Dec 31, 1997. If you had invested in Acnb stock at $23.37, your return over the last 28 years would have been 180.66%, for an annualized return of 3.75% (not including any dividends or dividend reinvestments).

How much is Acnb's stock price per share?

(NASDAQ: ACNB) Acnb stock price per share is $65.59 today (as of Oct 29, 2026).

What is Acnb's Market Cap?

(NASDAQ: ACNB) Acnb's market cap is $667.05M, as of Oct 30, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Acnb's market cap is calculated by multiplying ACNB's current stock price of $65.59 by ACNB's total outstanding shares of 10,169,930.
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