NASDAQ: BWB
Bridgewater Bancshares Inc Stock

$20.84+0.23 (+1.12%)
Updated Jun 26, 2026
BWB Price
$20.84
Fair Value Price
$14.02
Market Cap
$581.09M
52 Week Low
$14.90
52 Week High
$21.00
P/E
11.58x
P/B
1.1x
P/S
3.25x
PEG
3.66x
Dividend Yield
N/A
Revenue
$151.53M
Earnings
$53.86M
Gross Margin
100%
Operating Margin
46.34%
Profit Margin
32.9%
Debt to Equity
9.1
Operating Cash Flow
$36M
Beta
0.75
Next Earnings
Jul 22, 2026
Ex-Dividend
N/A
Next Dividend
N/A

BWB Overview

Bridgewater Bancshares, Inc. functions as the holding company for Bridgewater Bank, which delivers a comprehensive array of banking products and services. Its core clientele includes commercial real estate investors, small business entrepreneurs, and high-net-worth individuals primarily located across the United States. The institution offers a diverse range of deposit accounts, such as savings accounts, money market accounts, demand deposits, and both time and brokered deposits. It also provides interest-bearing and non-interest-bearing transaction accounts, in addition to certificates of deposit (CDs). On the lending side, Bridgewater Bank extends commercial loans to various business structures, including sole proprietorships, partnerships, and corporations. These funds are designed to finance working capital needs like accounts receivable or inventory, support capital asset acquisition, or cover other business-related expenditures. The bank's specialized loan offerings further encompass Paycheck Protection Program (PPP) loans, construction and land development financing, mortgages for 1-4 family residences, multifamily property lending, and both owner-occupied and non-owner-occupied commercial real estate loans. Consumer and other miscellaneous loan products are also available. Customers can conveniently access banking services through online and mobile platforms, as well as direct banking channels. Established in 2005, the company's headquarters are situated in Saint Louis Park, Minnesota. It operates a network of seven full-service branches throughout Minnesota, specifically in Bloomington, Greenwood, Minneapolis, Orono, St. Louis Park, and St. Paul.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine BWB's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
BWB
Ranked
#99 of 285

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BWB News

Overview

Due Diligence Score

Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how BWB scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

BWB ($20.84) is overvalued by 48.62% relative to our estimate of its Fair Value price of $14.02 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
BWB ($20.84) is not significantly undervalued (48.62%) relative to our estimate of its Fair Value price of $14.02 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
BWB ($20.84) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more BWB due diligence checks available for Premium users.

Valuation

BWB fair value

Fair Value of BWB stock based on Discounted Cash Flow (DCF)

Price
$20.84
Fair Value
$14.02
Overvalued by
48.62%
BWB ($20.84) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
BWB ($20.84) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
BWB ($20.84) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

BWB price to earnings (PE)

For valuing profitable companies with steady earnings

Company
11.58x
Industry
13.5x
Market
12.39x
BWB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
BWB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

BWB price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.1x
Industry
1.3x
BWB is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

BWB price to earnings growth (PEG)

For valuing profitable companies with growth potential

BWB is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

BWB's financial health

Profit margin

Revenue
$45.0M
Net Income
$17.4M
Profit Margin
36.4%
BWB's Earnings (EBIT) of $70.22M... subscribe to Premium to read more.
Interest Coverage Financials
BWB's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$5.3B
Liabilities
$4.8B
Debt to equity
9.1
BWB's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
BWB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$16.0M
Investing
$162.0M
Financing
-$79.4M
BWB's operating cash flow ($36.34M)... subscribe to Premium to read more.
Debt Coverage Financials

BWB vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
BWBC$581.09M+1.12%11.58x1.10x
SFSTC$578.94M+3.17%14.24x1.53x
CBNKC$573.50M+1.70%10.51x1.40x
CIVBC$595.86M+2.72%10.58x1.08x
UNTYC$597.84M+2.76%9.84x1.67x

Bridgewater Bancshares Stock FAQ

What is Bridgewater Bancshares's quote symbol?

(NASDAQ: BWB) Bridgewater Bancshares trades on the NASDAQ under the ticker symbol BWB. Bridgewater Bancshares stock quotes can also be displayed as NASDAQ: BWB.

If you're new to stock investing, here's how to buy Bridgewater Bancshares stock.

What is the 52 week high and low for Bridgewater Bancshares (NASDAQ: BWB)?

(NASDAQ: BWB) Bridgewater Bancshares's 52-week high was $21.00, and its 52-week low was $14.90. It is currently -0.76% from its 52-week high and 39.87% from its 52-week low.

How much is Bridgewater Bancshares stock worth today?

(NASDAQ: BWB) Bridgewater Bancshares currently has 27,883,367 outstanding shares. With Bridgewater Bancshares stock trading at $20.84 per share, the total value of Bridgewater Bancshares stock (market capitalization) is $581.09M.

Bridgewater Bancshares stock was originally listed at a price of $12.62 in Mar 14, 2018. If you had invested in Bridgewater Bancshares stock at $12.62, your return over the last 8 years would have been 65.13%, for an annualized return of 6.47% (not including any dividends or dividend reinvestments).

How much is Bridgewater Bancshares's stock price per share?

(NASDAQ: BWB) Bridgewater Bancshares stock price per share is $20.84 today (as of Jun 26, 2026).

What is Bridgewater Bancshares's Market Cap?

(NASDAQ: BWB) Bridgewater Bancshares's market cap is $581.09M, as of Jun 28, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Bridgewater Bancshares's market cap is calculated by multiplying BWB's current stock price of $20.84 by BWB's total outstanding shares of 27,883,367.
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