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NASDAQ: OSBC
Old Second Bancorp Inc Stock

$16.40-0.02 (-0.12%)
Updated Nov 1, 2024
OSBC Price
$16.40
Fair Value Price
N/A
Market Cap
$735.53M
52 Week Low
$13.00
52 Week High
$17.46
P/E
8.59x
P/B
1.19x
P/S
2.5x
PEG
N/A
Dividend Yield
1.28%
Revenue
$265.72M
Earnings
$85.76M
Gross Margin
100%
Operating Margin
43.34%
Profit Margin
32.3%
Debt to Equity
8.14
Operating Cash Flow
$170M
Beta
0.98
Next Earnings
N/A
Ex-Dividend
Oct 25, 2024
Next Dividend
Nov 4, 2024

OSBC Overview

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It provides demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificate of deposit accounts. The company also offers commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. Further, it provides safe deposit services; trust and wealth management services; and money orders, cashier's checks, foreign currency, direct deposits, discount brokerage, debit and credit cards, and other services, as well as acquires the U.S. treasury notes and bonds. In addition, the company offers online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. It operates through 63 banking centers in Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties in Illinois. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois.

Zen Score

Industry Average (30)
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Due Diligence Checks

OSBC is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
OSBC is good value based on its earnings relative to its share price (8.59x), compared to the US market average (22.23x)
P/E vs Market Valuation
OSBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more OSBC due diligence checks available for Premium users.

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OSBC News

Valuation

OSBC price to earnings (PE)

For valuing profitable companies with steady earnings
Company
8.59x
Industry
14.76x
Market
22.23x
OSBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
OSBC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

OSBC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.19x
Industry
1.13x
OSBC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

OSBC's financial health

Profit margin

Revenue
$67.1M
Net Income
$21.9M
Profit Margin
32.6%
OSBC's Earnings (EBIT) of $115.16M... subscribe to Premium to read more.
Interest Coverage Financials
OSBC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$5.7B
Liabilities
$5.0B
Debt to equity
8.14
OSBC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
OSBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$11.7M
Investing
-$23.1M
Financing
$34.1M
OSBC's operating cash flow ($169.88M)... subscribe to Premium to read more.
Debt Coverage Financials

OSBC vs Bank Stocks

TickerMarket Cap1d %P/EP/B
OSBC$735.53M-0.12%8.59x1.19x
CPF$733.18M+0.56%12.90x1.35x
ORRF$724.08M-0.16%11.79x2.60x
MCBS$752.36M+0.41%13.81x1.85x
FCBC$759.32M+0.24%14.79x1.49x

Old Second Bancorp Stock FAQ

What is Old Second Bancorp's quote symbol?

(NASDAQ: OSBC) Old Second Bancorp trades on the NASDAQ under the ticker symbol OSBC. Old Second Bancorp stock quotes can also be displayed as NASDAQ: OSBC.

If you're new to stock investing, here's how to buy Old Second Bancorp stock.

What is the 52 week high and low for Old Second Bancorp (NASDAQ: OSBC)?

(NASDAQ: OSBC) Old Second Bancorp's 52-week high was $17.46, and its 52-week low was $13.00. It is currently -6.07% from its 52-week high and 26.15% from its 52-week low.

How much is Old Second Bancorp stock worth today?

(NASDAQ: OSBC) Old Second Bancorp currently has 44,849,591 outstanding shares. With Old Second Bancorp stock trading at $16.40 per share, the total value of Old Second Bancorp stock (market capitalization) is $735.53M.

Old Second Bancorp stock was originally listed at a price of $11.63 in Dec 31, 1997. If you had invested in Old Second Bancorp stock at $11.63, your return over the last 26 years would have been 41.08%, for an annualized return of 1.33% (not including any dividends or dividend reinvestments).

How much is Old Second Bancorp's stock price per share?

(NASDAQ: OSBC) Old Second Bancorp stock price per share is $16.40 today (as of Nov 1, 2024).

What is Old Second Bancorp's Market Cap?

(NASDAQ: OSBC) Old Second Bancorp's market cap is $735.53M, as of Nov 4, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Old Second Bancorp's market cap is calculated by multiplying OSBC's current stock price of $16.40 by OSBC's total outstanding shares of 44,849,591.
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