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NASDAQ: OSBC
Old Second Bancorp Inc Stock

$14.13-0.37 (-2.55%)
Updated Apr 25, 2024
OSBC Price
$14.13
Fair Value Price
N/A
Market Cap
$633.04M
52 Week Low
$10.79
52 Week High
$16.76
P/E
6.89x
P/B
1.1x
P/S
2.56x
PEG
0.76x
Dividend Yield
1.77%
Revenue
$269.61M
Earnings
$91.73M
Gross Margin
100%
Operating Margin
46.14%
Profit Margin
34%
Debt to Equity
8.91
Operating Cash Flow
$116M
Beta
0.99
Next Earnings
N/A
Ex-Dividend
Apr 25, 2024
Next Dividend
May 6, 2024

OSBC Overview

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It provides demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificate of deposit accounts. The company also offers commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. Further, it provides safe deposit services; trust and wealth management services; and money orders, cashier's checks, foreign currency, direct deposits, discount brokerage, debit and credit cards, and other services, as well as acquires the U.S. treasury notes and bonds. In addition, the company offers online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. It operates through 63 banking centers in Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties in Illinois. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois.

Zen Score

Industry Average (33)
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Due Diligence Checks

OSBC ($14.13) is trading below its intrinsic value of $17.77, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
OSBC is good value based on its earnings relative to its share price (6.89x), compared to the US market average (40.97x)
P/E vs Market Valuation
OSBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more OSBC due diligence checks available for Premium users.

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OSBC News

Valuation

OSBC price to earnings (PE)

For valuing profitable companies with steady earnings
Company
6.89x
Industry
-10.31x
Market
40.97x
OSBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
OSBC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

OSBC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.1x
Industry
0.99x
OSBC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

OSBC price to earnings growth (PEG)

For valuing profitable companies with growth potential
OSBC is good value based... subscribe to Premium to read more.
PEG Value Valuation

OSBC's financial health

Profit margin

Revenue
$62.0M
Net Income
$18.2M
Profit Margin
29.4%
OSBC's Earnings (EBIT) of $124.41M... subscribe to Premium to read more.
Interest Coverage Financials
OSBC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$5.7B
Liabilities
$5.1B
Debt to equity
8.91
OSBC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
OSBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$29.1M
Investing
$37.0M
Financing
-$75.0M
OSBC's operating cash flow ($116.40M)... subscribe to Premium to read more.
Debt Coverage Financials

OSBC vs Bank Stocks

TickerMarket Cap1d %P/EP/B
OSBC$633.04M-2.55%6.89x1.10x
HFWA$631.45M-2.85%10.28x0.74x
NBBK$623.08M+2.82%63.43x0.82x
GSBC$620.76M-1.40%9.36x1.09x
FCBC$618.58M-0.74%12.54x1.23x

Old Second Bancorp Stock FAQ

What is Old Second Bancorp's quote symbol?

(NASDAQ: OSBC) Old Second Bancorp trades on the NASDAQ under the ticker symbol OSBC. Old Second Bancorp stock quotes can also be displayed as NASDAQ: OSBC.

If you're new to stock investing, here's how to buy Old Second Bancorp stock.

What is the 52 week high and low for Old Second Bancorp (NASDAQ: OSBC)?

(NASDAQ: OSBC) Old Second Bancorp's 52-week high was $16.76, and its 52-week low was $10.79. It is currently -15.67% from its 52-week high and 30.95% from its 52-week low.

How much is Old Second Bancorp stock worth today?

(NASDAQ: OSBC) Old Second Bancorp currently has 44,801,278 outstanding shares. With Old Second Bancorp stock trading at $14.13 per share, the total value of Old Second Bancorp stock (market capitalization) is $633.04M.

Old Second Bancorp stock was originally listed at a price of $11.63 in Dec 31, 1997. If you had invested in Old Second Bancorp stock at $11.63, your return over the last 26 years would have been 21.55%, for an annualized return of 0.75% (not including any dividends or dividend reinvestments).

How much is Old Second Bancorp's stock price per share?

(NASDAQ: OSBC) Old Second Bancorp stock price per share is $14.13 today (as of Apr 25, 2024).

What is Old Second Bancorp's Market Cap?

(NASDAQ: OSBC) Old Second Bancorp's market cap is $633.04M, as of Apr 26, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Old Second Bancorp's market cap is calculated by multiplying OSBC's current stock price of $14.13 by OSBC's total outstanding shares of 44,801,278.
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