NASDAQ: OCFCOceanfirst Financial Corp Stock
$19.42-0.10 (-0.51%)
Updated Aug 7, 2026
OCFC Price
$19.42
Fair Value Price
-$0.13
Market Cap
$1.12B
52 Week Low
$16.35
52 Week High
$20.61
P/E
16.6x
P/B
0.67x
P/S
2.59x
PEG
0.44x
Dividend Yield
3.09%
Revenue
$396.65M
Earnings
$69.98M
Gross Margin
100%
Operating Margin
22.99%
Profit Margin
16.9%
Debt to Equity
7.72
Operating Cash Flow
$114M
Beta
0.87
Next Earnings
N/A
Ex-Dividend
Aug 10, 2026
Next Dividend
Aug 21, 2026
OCFC Overview
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine OCFC's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
OCFC
Ranked#140 of 287
Ranked#140 of 287
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $83.65 | A | |
| $29.21 | B | |
| $58.94 | B |
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OCFC News
Overview
Due Diligence Score
–
Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how OCFC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
OCFC ($19.42) is overvalued by 15,342.1% relative to our estimate of its Fair Value price of -$0.13 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
OCFC ($19.42) is not significantly undervalued (15,342.1%) relative to our estimate of its Fair Value price of -$0.13 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
OCFC ($19.42) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more OCFC due diligence checks available for Premium users.
Valuation
OCFC fair value
Fair Value of OCFC stock based on Discounted Cash Flow (DCF)
Price
$19.42
Fair Value
-$0.13
Undervalued by
15,342.10%
OCFC ($19.42) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
OCFC ($19.42) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
OCFC ($19.42) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
OCFC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
16.6x
Industry
14.89x
Market
13.41x
OCFC is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
OCFC is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
OCFC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.67x
Industry
1.35x
OCFC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
OCFC price to earnings growth (PEG)
For valuing profitable companies with growth potential
OCFC is good value based... subscribe to Premium to read more.
PEG Value Valuation
OCFC's financial health
Profit margin
Revenue
$100.5M
Net Income
$20.5M
Profit Margin
20.4%
OCFC's Earnings (EBIT) of $91.20M... subscribe to Premium to read more.
Interest Coverage Financials
OCFC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$14.6B
Liabilities
$12.9B
Debt to equity
7.72
OCFC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
OCFC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$25.2M
Investing
-$1.6M
Financing
-$21.8M
OCFC's operating cash flow ($114.21M)... subscribe to Premium to read more.
Debt Coverage Financials
OCFC vs Bank Stocks
Oceanfirst Financial Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.