How to Buy Oceanfirst Financial Stock
Oceanfirst Financial Corp
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N. A. that provides community banking services.
Oceanfirst Financial stock last closed at $16.56, down 1.08% from the previous day, and has increased 12.2% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.06 percentage points. Oceanfirst Financial stock is currently +18.03% from its 52-week low of $14.03, and -24.28% from its 52-week high of $21.87.
There are currently 58.56M shares of OCFC outstanding. The market cap of OCFC is $969.71M. In the last 24 hours, 264,338 OCFC shares were traded.
How to Buy Oceanfirst Financial Stock
Wondering how to invest in Oceanfirst Financial stock? Here's how.
- Decide where to buy Oceanfirst Financial stock: You need to decide on a stock brokerage, but don't worry - we've researched dozens of online stock brokerages and apps to help you decide where to buy Oceanfirst Financial stock.
- Create a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've found.
- Deposit money your brokerage account: Select your payment method and add your details.
- Research Oceanfirst Financial stock: The Oceanfirst Financial ticker symbol is OCFC. Is Oceanfirst Financial stock a good investment? Should you buy shares of OCFC? How do OCFC's underlying business fundamentals look? Do top analysts think Oceanfirst Financial is a good buy? Why has OCFC's stock price moved recently? (Hint: Our stock research website can help you figure out if OCFC is a good stock to buy).
- Execute your OCFC purchase: Decide if you will purchase OCFC shares at the current market price or use a limit order to buy OCFC stock at a particular price.
- Get key alerts regarding your OCFC investment: Create a watchlist to get live updates on your new investment in Oceanfirst Financial stock.
Step 1: Decide where to buy Oceanfirst Financial stock
You will need an online brokerage account in order to access the NASDAQ market and buy OCFC stock.
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Open eToro AccountStep 2: Create a brokerage account
Now that you've picked the right brokerage, you need to fill out some personal information so you can buy OCFC stock today.
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- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
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Step 3: Deposit money your brokerage account
Now that you have filled out your info on one of the best stock market apps, you need to deposit funds:
Watch this video walkthrough for more details transferring money into your new brokerage account.
Step 4: Research Oceanfirst Financial stock
After you have chosen the best place to buy Oceanfirst Financial stock, it's important to research their stock before you invest, so you can wrap your head around the risk as well as the opportunity.
Oceanfirst Financial stock at a glance
OCFC Fundamentals
WallStreetZen was designed to help part-time investors do more in-depth fundamental analysis.
You can see all of the due diligence checks on OCFC's stock page.
What is the fair value of OCFC stock?
Investors use many financial metrics, analyses, models, and charts to gauge OCFC's fair value.
Using relative valuations measures:
- OCFC may be undervalued based on its P/E ratio of 10.04x, relative to Banks - Regional industry P/E ratio of 13.39x
- OCFC may be undervalued based on its P/B ratio of 0.57x, relative to Banks - Regional industry P/B ratio of 1.13x
You can do additional valuation analysis on OCFC's stock here.
OCFC Financial Overview
Pros:
- OCFC earnings of $130.33M is not enough to cover its interest payments.
Cons:
- OCFC has a relatively high debt to equity ratio of 6.89.
- OCFC's operating cash flow of $92.24M allows it to safely service it's debt of $1.35B.
- Total OCFC debt is higher than 5 years ago, relative to shareholder equity.
- OCFC profit margin has gone down from 25.9% to 25.5% in the past year.
Is Oceanfirst Financial stock a Buy, Hold, or Sell, according to Wall Street analysts?
Out of 4 Equities analysts who track OCFC, the consensus analyst rating on OCFC is a Buy
It's important to note that analyst forecasts are not recommendations, nor are they investment advice.
You can dig deeper into what analysts are saying on the Oceanfirst Financial stock forecast page.
OCFC Momentum
How are OCFC Revenues/Earnings doing?
Last year, OCFC earnings were $96.05M. Over the last 5 year, OCFC's earnings have grown by -1.39% per year. This was slower than the Banks - Regional industry average of 18.45%.
Last year, OCFC revenue was $376.53M. During the last 5 year, OCFC's revenue has increased by 4.9% per year. This was slower than the Banks - Regional industry average of 10.26%.
You can analyze OCFC's earnings and revenue performance here.
Latest Insiders Trades at OCFC
In the last year, insiders at OCFC have sold more shares than they have bought.
Patrick Sean Barrett, Senior EVP CFO of OCFC, was the latest OCFC insider to sell. They sold $63,341.17 worth of OCFC shares on Mar 5, 2025.
Research more about who owns OCFC stock here.
Does OCFC provide a stable income stream?
No, Oceanfirst Financial doesn't provide an income stream by paying out dividends.
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Step 5: Execute your OCFC purchase
You have two primary types of orders:
- Market order: A market order is an order to buy or sell a security at the best price on the market.
Market orders are usually the best for newer investors. - Limit order: A limit order allows you to buy or sell a stock at a specific price (or better).
If you want to ensure you're buying or selling at an exact dollar amount limit, use a limit order.
Hit the Open Trade button and your broker will place the order.
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Step 6: Get key alerts regarding your OCFC investment
Now that you own some shares in OCFC, you'll want to stay up-to-date on your new shares.
Create a watchlist to track your OCFC stock.
OCFC Feed
How to Buy Stock in Oceanfirst Financial
To summarize, here are the 6 steps you need to take to buy Oceanfirst Financial stock right now:
- Decide where to buy Oceanfirst Financial stock
- Create a brokerage account
- Deposit money your brokerage account
- Research Oceanfirst Financial stock
- Execute your OCFC purchase
- Get key alerts regarding your OCFC investment
If you require a place to buy stocks, eToro is our favorite option.
Get Started with eToro TodayIf you would like to get notifications regarding your new investment in Oceanfirst Financial, get started below.
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