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NASDAQ: CTBI
Community Trust Bancorp Inc Stock

$42.77-0.57 (-1.32%)
Updated Apr 25, 2024
CTBI Price
$42.77
Fair Value Price
$102.60
Market Cap
$770.75M
52 Week Low
$32.68
52 Week High
$45.74
P/E
9.81x
P/B
1.1x
P/S
3.5x
PEG
2.49x
Dividend Yield
4.26%
Revenue
$223.96M
Earnings
$78.00M
Gross Margin
100%
Operating Margin
44.01%
Profit Margin
34.8%
Debt to Equity
7.22
Operating Cash Flow
$86M
Beta
0.91
Next Earnings
N/A
Ex-Dividend
Jun 14, 2024
Next Dividend
Jul 1, 2024

CTBI Overview

Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides commercial and personal banking services to small and mid-sized communities. The company accepts time and demand deposits, checking accounts, savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan products include commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; and consumer loans. The company also provides cash management, renting safe deposit boxes, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities. In addition, it offers securities brokerage, and trust and wealth management services; debit cards; annuity and life insurance products; and repurchase agreements, as well as mobile, internet banking, and e-statement services. The company operates 79 banking locations in eastern, northeastern, central, south central Kentucky, southern West Virginia, and northeastern Tennessee; 4 trust offices across Kentucky; and 1 trust office in northeastern Tennessee. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky.

Zen Score

Industry Average (33)
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Due Diligence Checks

CTBI ($42.77) is undervalued by 58.31% relative to our estimate of its Fair Value price of $102.60 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
CTBI ($42.77) is significantly undervalued by 58.31% relative to our estimate of its Fair Value price of $102.60 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
CTBI ($42.77) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more CTBI due diligence checks available for Premium users.

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CTBI News

Valuation

CTBI fair value

Fair Value of CTBI stock based on Discounted Cash Flow (DCF)
Price
$42.77
Fair Value
$102.60
Undervalued by
58.31%
CTBI ($42.77) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
CTBI ($42.77) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
CTBI ($42.77) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

CTBI price to earnings (PE)

For valuing profitable companies with steady earnings
Company
9.81x
Industry
-10.31x
Market
40.97x
CTBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CTBI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

CTBI price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.1x
Industry
0.99x
CTBI is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CTBI price to earnings growth (PEG)

For valuing profitable companies with growth potential
CTBI is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

CTBI's financial health

Profit margin

Revenue
$54.9M
Net Income
$18.7M
Profit Margin
34%
CTBI's Earnings (EBIT) of $98.57M... subscribe to Premium to read more.
Interest Coverage Financials
CTBI's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$5.8B
Liabilities
$5.1B
Debt to equity
7.22
CTBI's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CTBI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$20.0M
Investing
-$49.2M
Financing
$81.4M
CTBI's operating cash flow ($85.73M)... subscribe to Premium to read more.
Debt Coverage Financials

CTBI vs Bank Stocks

TickerMarket Cap1d %P/EP/B
CTBI$770.75M-1.32%9.81x1.10x
FBMS$781.95M-0.95%10.39x0.82x
FMBH$749.65M-1.20%9.90x0.95x
BRKL$748.49M-11.74%9.91x0.62x
BFC$796.45M-0.01%10.79x1.29x

Community Trust Bancorp Stock FAQ

What is Community Trust Bancorp's quote symbol?

(NASDAQ: CTBI) Community Trust Bancorp trades on the NASDAQ under the ticker symbol CTBI. Community Trust Bancorp stock quotes can also be displayed as NASDAQ: CTBI.

If you're new to stock investing, here's how to buy Community Trust Bancorp stock.

What is the 52 week high and low for Community Trust Bancorp (NASDAQ: CTBI)?

(NASDAQ: CTBI) Community Trust Bancorp's 52-week high was $45.74, and its 52-week low was $32.68. It is currently -6.49% from its 52-week high and 30.88% from its 52-week low.

How much is Community Trust Bancorp stock worth today?

(NASDAQ: CTBI) Community Trust Bancorp currently has 18,020,849 outstanding shares. With Community Trust Bancorp stock trading at $42.77 per share, the total value of Community Trust Bancorp stock (market capitalization) is $770.75M.

Community Trust Bancorp stock was originally listed at a price of $17.57 in Dec 31, 1997. If you had invested in Community Trust Bancorp stock at $17.57, your return over the last 26 years would have been 143.4%, for an annualized return of 3.48% (not including any dividends or dividend reinvestments).

How much is Community Trust Bancorp's stock price per share?

(NASDAQ: CTBI) Community Trust Bancorp stock price per share is $42.77 today (as of Apr 25, 2024).

What is Community Trust Bancorp's Market Cap?

(NASDAQ: CTBI) Community Trust Bancorp's market cap is $770.75M, as of Apr 26, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Community Trust Bancorp's market cap is calculated by multiplying CTBI's current stock price of $42.77 by CTBI's total outstanding shares of 18,020,849.
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