NASDAQ: PLBCPlumas Bancorp Stock
$44.53-0.83 (-1.83%)
Updated Jan 20, 2026
PLBC Price
$44.53
Fair Value Price
$131.17
Market Cap
$309.73M
52 Week Low
$38.71
52 Week High
$49.47
P/E
10.28x
P/B
1.26x
P/S
3.55x
PEG
0.52x
Dividend Yield
2.02%
Revenue
$84.55M
Earnings
$26.40M
Gross Margin
100%
Operating Margin
42.91%
Profit Margin
31.2%
Debt to Equity
8.06
Operating Cash Flow
$23M
Beta
0.47
Next Earnings
Jan 21, 2026
Ex-Dividend
N/A
Next Dividend
N/A
PLBC Overview
Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses, and individuals in Northeastern California and Northwestern Nevada. The company accepts various deposits, such as checking, money market checking, business sweep, public funds sweep, savings, time deposit, and retirement accounts. Its loan portfolio includes term real estate, commercial, and industrial term loans; government-guaranteed and agricultural loans, as well as credit lines; consumer, automobile, and home equity loans; land development and construction loans; and small business administration loans. The company also provides remote deposit, telephone and mobile banking, internet banking with bill-pay options, cashier's check, bank-by-mail, automated teller machine, night depository, safe deposit box, direct deposit, electronic funds transfer, and other customary banking services. As of February 28, 2022, it operated 14 full-service branches and 3 lending offices. Plumas Bancorp was incorporated in 1980 and is headquartered in Reno, Nevada.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine PLBC's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
PLBC
Ranked#59 of 281
Ranked#59 of 281
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $6.32 | A | |
| $28.00 | B | |
| $63.50 | B |
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PLBC News
Overview
Due Diligence Score
–
Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how PLBC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
PLBC ($44.53) is undervalued by 66.05% relative to our estimate of its Fair Value price of $131.17 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
PLBC ($44.53) is significantly undervalued by 66.05% relative to our estimate of its Fair Value price of $131.17 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
PLBC ($44.53) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more PLBC due diligence checks available for Premium users.
Valuation
PLBC fair value
Fair Value of PLBC stock based on Discounted Cash Flow (DCF)
Price
$44.53
Fair Value
$131.17
Undervalued by
66.05%
PLBC ($44.53) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
PLBC ($44.53) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
PLBC ($44.53) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
PLBC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
10.28x
Industry
16.39x
Market
46.36x
PLBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PLBC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
PLBC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.26x
Industry
1.31x
PLBC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
PLBC price to earnings growth (PEG)
For valuing profitable companies with growth potential
PLBC is good value based... subscribe to Premium to read more.
PEG Value Valuation
PLBC's financial health
Profit margin
Revenue
$22.0M
Net Income
$5.1M
Profit Margin
23.3%
PLBC's Earnings (EBIT) of $36.28M... subscribe to Premium to read more.
Interest Coverage Financials
PLBC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$2.2B
Liabilities
$2.0B
Debt to equity
8.06
PLBC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
PLBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$5.6M
Investing
$67.7M
Financing
-$65.3M
PLBC's operating cash flow ($23.46M)... subscribe to Premium to read more.
Debt Coverage Financials
PLBC vs Bank Stocks
Plumas Bancorp Stock FAQ
Company
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