Sectors & IndustriesFinancial ServicesBanks - Regional

Best Bank Stocks to Buy Now (2025)

Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

California Bancorp (NASDAQ:BCAL) is the #1 top bank stock out of 331 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for California Bancorp (NASDAQ:BCAL) is: Value: B, Growth: A, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: C.

California Bancorp (NASDAQ:BCAL) has a Due Diligence Score of 44, which is 11 points higher than the bank industry average of 33.

BCAL passed 14 out of 33 due diligence checks and has strong fundamentals. California Bancorp has seen its stock lose -10.26% over the past year, underperforming other bank stocks by -21 percentage points.

California Bancorp has an average 1 year price target of $20.00, an upside of 58.73% from California Bancorp's current stock price of $12.60.

California Bancorp stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering California Bancorp, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Bayfirst Financial (NASDAQ:BAFN) is the #2 top bank stock out of 331 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Bayfirst Financial (NASDAQ:BAFN) is: Value: A, Growth: C, Momentum: A, Sentiment: C, Safety: C, Financials: C, and AI: D.

Bayfirst Financial (NASDAQ:BAFN) has a Due Diligence Score of 31, which is -2 points lower than the bank industry average of 33. Although this number is below the industry average, our proven quant model rates BAFN as a "B".

BAFN passed 11 out of 38 due diligence checks and has average fundamentals. Bayfirst Financial has seen its stock return 11.18% over the past year.

Intercorp Financial Services (NYSE:IFS) is the #3 top bank stock out of 331 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Intercorp Financial Services (NYSE:IFS) is: Value: C, Growth: B, Momentum: A, Sentiment: B, Safety: C, Financials: C, and AI: A.

Intercorp Financial Services (NYSE:IFS) has a Due Diligence Score of 48, which is 15 points higher than the bank industry average of 33.

IFS passed 19 out of 38 due diligence checks and has strong fundamentals. Intercorp Financial Services has seen its stock return 41.55% over the past year, overperforming other bank stocks by 31 percentage points.

Out of 205 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

Intercorp Financial Services (NYSE:IFS) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 3.08%. Intercorp Financial Services's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Intercorp Financial Services's dividend has not shown consistent growth over the last 10 years.

Intercorp Financial Services's dividend payout ratio of 32.6% indicates that its dividend yield is sustainable for the long-term.

Banco Santander Chile (NYSE:BSAC) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 3.08%. Banco Santander Chile's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Banco Santander Chile's dividend has not shown consistent growth over the last 10 years.

Banco Santander Chile's dividend payout ratio of 38.9% indicates that its dividend yield is sustainable for the long-term.

Shinhan Financial Group Co (NYSE:SHG) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 3.08%. Shinhan Financial Group Co's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Shinhan Financial Group Co's dividend has not shown consistent growth over the last 10 years.

Shinhan Financial Group Co's dividend payout ratio of 27.1% indicates that its dividend yield is sustainable for the long-term.

Bank stocks were down -0.87% in the last day, and up 1.88% over the last week. Zions Bancorporation National Association was the among the top losers in the banks - regional industry, dropping -1.49% yesterday.

Zions Bancorp shares are trading lower after the company reported Q1 financial results and missed its EPS and sales estimates.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

Woori Financial Group (NYSE:WF) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Woori Financial Group has a valuation score of 71, which is 24 points higher than the bank industry average of 47. It passed 5 out of 7 valuation due diligence checks.

Woori Financial Group's stock has gained 14.94% in the past year. It has overperformed other stocks in the bank industry by 4 percentage points.

Amalgamated Financial (NASDAQ:AMAL) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Amalgamated Financial has a valuation score of 29, which is -18 points higher than the bank industry average of 47. It passed 2 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates AMAL a Valuation Rating of "A".

Amalgamated Financial's stock has gained 15.69% in the past year. It has overperformed other stocks in the bank industry by 5 percentage points.

Bayfirst Financial (NASDAQ:BAFN) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Bayfirst Financial has a valuation score of 71, which is 24 points higher than the bank industry average of 47. It passed 5 out of 7 valuation due diligence checks.

Bayfirst Financial's stock has gained 11.18% in the past year. It has performed in line with other stocks in the bank industry.

40.63% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 33.7% over the next year.

0% of bank stocks have a Zen Rating of A (Strong Buy), 3.5% of bank stocks are rated B (Buy), 69.23% are rated C (Hold), 25.52% are rated D (Sell), and 1.75% are rated F (Strong Sell).