Best Bank Stocks to Buy Now (2025)
Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional
F
Banks is Zen Rated F and is the 122nd ranked industry out of 145 stock market industries
Learn how the Zen Ratings work
Ticker
Company
Zen Rating
Sentiment
Market Cap
Shares
Institutional %
Insider %
Net Insider (L12M)
Net Insider (L3M)
IFS
INTERCORP FINANCIAL SERVICES INC
$4.25B112,031,00012.63%23.53%
BWFG
BANKWELL FINANCIAL GROUP INC
$298.09M7,873,38738.80%41.24%Net BuyingNet Selling
BCAL
CALIFORNIA BANCORP
$535.79M32,412,93756.44%43.56%Net SellingNet Selling
PFIS
PEOPLES FINANCIAL SERVICES CORP
$533.76M9,995,48231.16%19.27%Net SellingNet Selling
CBNK
CAPITAL BANCORP INC
$588.53M16,564,34137.48%39.74%Net BuyingNet Buying
DB
DEUTSCHE BANK AKTIENGESELLSCHAFT
$56.89B1,945,125,75530.03%0.00%
THFF
FIRST FINANCIAL CORP
$675.25M11,850,64576.71%21.27%Net SellingNet Buying
CFBK
CF BANKSHARES INC
$156.82M6,480,33030.01%53.79%Net Selling
BSBR
BANCO SANTANDER (BRASIL) SA
$40.80B7,459,627,9277.20%0.00%
LCNB
LCNB CORP
$219.74M14,167,42837.37%11.23%Net BuyingNet Buying
FISI
FINANCIAL INSTITUTIONS INC
$551.41M20,109,71282.49%8.69%Net BuyingNet Buying
BHRB
BURKE & HERBERT FINANCIAL SERVICES CORP
$958.40M15,005,41934.45%14.52%Net BuyingNet Buying
NRIM
NORTHRIM BANCORP INC
$546.90M5,520,89269.85%11.50%Net Buying
HNVR
HANOVER BANCORP INC
$168.00M7,228,73121.15%27.52%Net SellingNet Selling
CIVB
CIVISTA BANCSHARES INC
$389.22M15,519,07254.61%25.13%Net BuyingNet Buying
EBMT
EAGLE BANCORP MONTANA INC
$139.16M7,952,17742.68%15.06%Net SellingNet Selling
LARK
LANDMARK BANCORP INC
$163.37M5,783,07922.51%25.02%Net SellingNet Selling
ALRS
ALERUS FINANCIAL CORP
$579.35M25,365,66254.05%7.39%Net SellingNet Buying
PKBK
PARKE BANCORP INC
$254.39M11,843,32848.39%25.26%Net SellingNet Buying
SUPV
GRUPO SUPERVIELLE SA
$941.12M437,731,1853.87%0.00%
NWBI
NORTHWEST BANCSHARES INC
$1.72B127,752,45168.90%28.84%Net BuyingNet Selling
HBNC
HORIZON BANCORP INC
$722.75M44,097,29169.37%15.59%Net SellingNet Selling
TRMK
TRUSTMARK CORP
$2.33B60,477,58273.66%7.47%Net Selling
BAP
CREDICORP LTD
$21.45B94,382,31755.85%0.00%
SHBI
SHORE BANCSHARES INC
$555.01M33,374,26558.47%12.38%Net BuyingNet Buying
NWFL
NORWOOD FINANCIAL CORP
$246.79M9,260,52233.66%14.99%Net BuyingNet Buying
BSAC
BANCO SANTANDER CHILE
$14.21B188,446,126,7940.01%0.00%
NPB
NORTHPOINTE BANCSHARES INC
$506.19M34,364,65934.47%30.66%Net Selling
ORRF
ORRSTOWN FINANCIAL SERVICES INC
$658.22M19,508,54555.59%7.71%Net SellingNet Selling
CZNC
CITIZENS & NORTHERN CORP
$311.44M15,494,59138.06%8.71%Net BuyingNet Buying
MOFG
MIDWESTONE FINANCIAL GROUP INC
$638.88M20,817,04373.58%26.42%Net Buying
PFS
PROVIDENT FINANCIAL SERVICES INC
$2.46B130,659,94267.67%6.38%Net SellingNet Selling
UNTY
UNITY BANCORP INC
$524.23M10,031,11925.20%74.80%Net SellingNet Buying
ACNB
ACNB CORP
$467.96M10,473,68635.88%6.51%Net BuyingNet Buying
BFST
BUSINESS FIRST BANCSHARES INC
$777.71M29,694,98634.75%65.25%Net SellingNet Selling
OVBC
OHIO VALLEY BANC CORP
$160.27M4,711,00118.46%21.59%Net BuyingNet Buying
BMA
MACRO BANK INC
$4.48B639,413,4081.02%0.00%
HBCP
HOME BANCORP INC
$438.67M7,801,36846.79%20.77%Net SellingNet Selling
WSBC
WESBANCO INC
$3.22B95,672,20469.92%4.89%Net SellingNet Buying
FSFG
FIRST SAVINGS FINANCIAL GROUP INC
$180.24M6,919,13629.71%25.73%Net Buying
FUNC
FIRST UNITED CORP
$219.04M6,478,63443.75%14.95%Net SellingNet Selling
PDLB
PONCE FINANCIAL GROUP INC
$343.70M23,984,80048.46%9.49%Net Selling
CZFS
CITIZENS FINANCIAL SERVICES INC
$306.71M4,759,67241.96%16.14%Net BuyingNet Buying
SBFG
SB FINANCIAL GROUP INC
$125.74M6,525,12752.31%13.00%Net SellingNet Buying
SHG
SHINHAN FINANCIAL GROUP CO LTD
$23.30B503,445,3254.45%0.00%
SNV
SYNOVUS FINANCIAL CORP
$7.66B139,013,02885.35%12.85%Net BuyingNet Buying
BHLB
BERKSHIRE HILLS BANCORP INC
$1.25B46,311,96087.93%12.07%Net SellingNet Selling
MYFW
FIRST WESTERN FINANCIAL INC
$227.34M9,715,43259.84%22.31%Net SellingNet Selling
FCCO
FIRST COMMUNITY CORP
$197.88M7,681,60157.69%18.83%Net SellingNet Buying
TSBK
TIMBERLAND BANCORP INC
$255.92M7,901,28064.03%10.87%Net BuyingNet Buying
CBAN
COLONY BANKCORP INC
$304.21M17,443,44156.34%19.87%Net BuyingNet Buying
FBNC
FIRST BANCORP
$1.96B41,420,16468.65%9.28%Net SellingNet Selling
FMNB
FARMERS NATIONAL BANC CORP
$553.32M37,640,52539.92%19.08%Net Selling
CASH
PATHWARD FINANCIAL INC
$1.97B23,845,52687.59%12.41%Net SellingNet Selling
OVLY
OAK VALLEY BANCORP
$233.69M8,382,06231.90%34.52%Net BuyingNet Buying
FBIZ
FIRST BUSINESS FINANCIAL SERVICES INC
$454.96M8,318,84067.28%22.93%Net SellingNet Selling
CFFI
C & F FINANCIAL CORP
$217.94M3,239,79838.56%11.36%Net SellingNet Selling
RBCAA
REPUBLIC BANCORP INC
$1.52B19,524,82516.77%83.23%Net SellingNet Buying
CARE
CARTER BANKSHARES INC
$422.65M23,159,01348.71%6.59%Net SellingNet Selling
RRBI
RED RIVER BANCSHARES INC
$435.13M6,788,35725.30%29.49%Net BuyingNet Buying
LNKB
LINKBANCORP INC
$286.74M37,385,13434.45%34.24%Net BuyingNet Buying
SMBC
SOUTHERN MISSOURI BANCORP INC
$656.87M11,299,96251.57%25.81%Net SellingNet Selling
SRCE
1ST SOURCE CORP
$1.61B24,562,91156.47%43.53%Net BuyingNet Buying
CCBG
CAPITAL CITY BANK GROUP INC
$705.05M17,054,94521.56%78.44%Net Selling
PLBC
PLUMAS BANCORP
$281.63M5,929,10660.50%39.50%Net BuyingNet Buying
KB
KB FINANCIAL GROUP INC
$32.02B373,600,7195.50%0.00%
MRBK
MERIDIAN CORP
$157.54M11,285,27858.50%11.57%Net BuyingNet Buying
USCB
USCB FINANCIAL HOLDINGS INC
$340.82M20,048,38563.18%25.76%Net SellingNet Buying
HBT
HBT FINANCIAL INC
$836.83M31,495,43424.28%63.18%Net Selling
PBFS
PIONEER BANCORP INC
$323.16M25,853,09124.21%1.74%Net SellingNet Selling
FFIC
FLUSHING FINANCIAL CORP
$429.98M33,777,00872.38%12.62%Net Selling
RVSB
RIVERVIEW BANCORP INC
$120.61M20,976,20061.80%38.20%Net SellingNet Buying
INTR
INTER & CO INC
$3.10B439,701,92125.47%0.00%
CWBC
COMMUNITY WEST BANCSHARES
$404.48M19,061,34447.59%52.41%Net BuyingNet Buying
PCB
PCB BANCORP
$319.95M14,309,23238.31%25.18%Net BuyingNet Buying
SFST
SOUTHERN FIRST BANCSHARES INC
$326.35M8,168,86578.44%13.18%Net BuyingNet Buying
PEBK
PEOPLES BANCORP OF NORTH CAROLINA INC
$173.28M5,459,44136.48%63.52%Net SellingNet Selling
FRAF
FRANKLIN FINANCIAL SERVICES CORP
$165.22M4,458,29828.86%13.99%Net BuyingNet Buying
TBBK
BANCORP INC
$2.75B46,709,74786.48%13.52%Net Selling
AMAL
AMALGAMATED FINANCIAL CORP
$1.02B30,589,73061.26%33.01%Net SellingNet Buying
ONB
OLD NATIONAL BANCORP
$7.28B319,746,00086.74%13.26%Net SellingNet Selling
OBT
ORANGE COUNTY BANCORP INC
$312.14M11,383,73845.55%11.38%Net SellingNet Selling
CHMG
CHEMUNG FINANCIAL CORP
$241.53M4,790,32538.35%61.65%Net BuyingNet Selling
FVCB
FVCBANKCORP INC
$228.31M17,991,52850.14%16.50%Net BuyingNet Selling
COFS
CHOICEONE FINANCIAL SERVICES INC
$452.67M14,984,25335.84%17.73%Net BuyingNet Buying
NKSH
NATIONAL BANKSHARES INC
$189.88M6,363,37132.29%11.20%Net BuyingNet Buying
HTH
HILLTOP HOLDINGS INC
$2.05B64,155,15431.71%68.29%Net SellingNet Buying
BLX
FOREIGN TRADE BANK OF LATIN AMERICA INC
$1.50B36,790,8205.80%0.00%
LYG
LLOYDS BANKING GROUP PLC
$63.04B60,617,012,9710.88%0.00%
CAC
CAMDEN NATIONAL CORP
$732.54M16,902,16071.87%5.91%Net BuyingNet Buying
BWB
BRIDGEWATER BANCSHARES INC
$466.48M27,439,94649.58%21.20%Net SellingNet Buying
CFFN
CAPITOL FEDERAL FINANCIAL INC
$853.91M132,800,86563.12%36.88%Net BuyingNet Buying
TMP
TOMPKINS FINANCIAL CORP
$962.20M14,434,45466.15%10.27%Net BuyingNet Selling
FSBC
FIVE STAR BANCORP
$649.80M21,360,99155.30%40.42%Net SellingNet Selling
WTBA
WEST BANCORPORATION INC
$356.91M16,923,28046.13%13.17%Net Selling
CTBI
COMMUNITY TRUST BANCORP INC
$1.02B18,110,93363.18%21.18%Net BuyingNet Buying
BCH
BANK OF CHILE
$15.24B101,017,081,1140.01%0.00%
MNSB
MAINSTREET BANCSHARES INC
$159.70M7,704,03748.06%11.70%Net BuyingNet Buying
FNLC
FIRST BANCORP INC
$302.91M11,202,31342.31%18.89%Net SellingNet Buying
CPF
CENTRAL PACIFIC FINANCIAL CORP
$799.03M26,975,92847.40%52.60%Net SellingNet Buying

Bank Stocks FAQ

What are the best bank stocks to buy right now in Jul 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Intercorp Financial Services (NYSE:IFS)


Intercorp Financial Services (NYSE:IFS) is the #1 top bank stock out of 329 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Intercorp Financial Services (NYSE:IFS) is: Value: C, Growth: C, Momentum: A, Sentiment: B, Safety: C, Financials: C, and AI: A.

Intercorp Financial Services (NYSE:IFS) has a Due Diligence Score of 31, which is -4 points lower than the bank industry average of 35. Although this number is below the industry average, our proven quant model rates IFS as a "B".

IFS passed 13 out of 38 due diligence checks and has average fundamentals. Intercorp Financial Services has seen its stock return 68.56% over the past year, overperforming other bank stocks by 39 percentage points.

2. Bankwell Financial Group (NASDAQ:BWFG)


Bankwell Financial Group (NASDAQ:BWFG) is the #2 top bank stock out of 329 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Bankwell Financial Group (NASDAQ:BWFG) is: Value: B, Growth: B, Momentum: B, Sentiment: C, Safety: C, Financials: C, and AI: C.

Bankwell Financial Group (NASDAQ:BWFG) has a Due Diligence Score of 57, which is 22 points higher than the bank industry average of 35.

BWFG passed 20 out of 38 due diligence checks and has strong fundamentals. Bankwell Financial Group has seen its stock return 53.84% over the past year, overperforming other bank stocks by 25 percentage points.

Bankwell Financial Group has an average 1 year price target of $42.00, an upside of 10.94% from Bankwell Financial Group's current stock price of $37.86.

Bankwell Financial Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Bankwell Financial Group, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. California Bancorp (NASDAQ:BCAL)


California Bancorp (NASDAQ:BCAL) is the #3 top bank stock out of 329 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for California Bancorp (NASDAQ:BCAL) is: Value: C, Growth: B, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: C.

California Bancorp (NASDAQ:BCAL) has a Due Diligence Score of 40, which is 5 points higher than the bank industry average of 35.

BCAL passed 13 out of 33 due diligence checks and has average fundamentals. California Bancorp has seen its stock return 21.1% over the past year, underperforming other bank stocks by -8 percentage points.

California Bancorp has an average 1 year price target of $20.00, an upside of 20.99% from California Bancorp's current stock price of $16.53.

California Bancorp stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering California Bancorp, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the bank stocks with highest dividends?

Out of 260 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Bancolombia Sa (NYSE:CIB)


Bancolombia Sa (NYSE:CIB) has an annual dividend yield of 11.35%, which is 9 percentage points higher than the bank industry average of 2.69%. Bancolombia Sa's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Bancolombia Sa's dividend has shown consistent growth over the last 10 years.

Bancolombia Sa's dividend payout ratio of 55.2% indicates that its high dividend yield is sustainable for the long-term.

2. Tfs Financial (NASDAQ:TFSL)


Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 8.43%, which is 6 percentage points higher than the bank industry average of 2.69%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 403.6% indicates that its high dividend yield might not be sustainable for the long-term.

3. Affinity Bancshares (NASDAQ:AFBI)


Affinity Bancshares (NASDAQ:AFBI) has an annual dividend yield of 8.19%, which is 5 percentage points higher than the bank industry average of 2.69%.

Affinity Bancshares's dividend payout ratio of 161.3% indicates that its high dividend yield might not be sustainable for the long-term.

Why are bank stocks up?

Bank stocks were up 1.18% in the last day, and up 5.81% over the last week.

We couldn't find a catalyst for why bank stocks are up.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Newtekone (NASDAQ:NEWT)


Newtekone (NASDAQ:NEWT) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 71, which is 26 points higher than the bank industry average of 45. It passed 5 out of 7 valuation due diligence checks.

Newtekone's stock has dropped -4.1% in the past year. It has underperformed other stocks in the bank industry by -33 percentage points.

2. Meridian (NASDAQ:MRBK)


Meridian (NASDAQ:MRBK) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Meridian has a valuation score of 43, which is -2 points higher than the bank industry average of 45. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates MRBK a Valuation Rating of "A".

Meridian's stock has gained 34.23% in the past year. It has overperformed other stocks in the bank industry by 5 percentage points.

3. Northeast Community Bancorp (NASDAQ:NECB)


Northeast Community Bancorp (NASDAQ:NECB) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northeast Community Bancorp has a valuation score of 43, which is -2 points higher than the bank industry average of 45. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NECB a Valuation Rating of "A".

Northeast Community Bancorp's stock has gained 36.5% in the past year. It has overperformed other stocks in the bank industry by 7 percentage points.

Are bank stocks a good buy now?

40.48% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 6.99% over the next year.

0% of bank stocks have a Zen Rating of A (Strong Buy), 3.16% of bank stocks are rated B (Buy), 69.12% are rated C (Hold), 24.56% are rated D (Sell), and 3.16% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 12.76x.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.