Sectors & IndustriesFinancial Services

Best Financial Stocks to Buy Now (2026)

Top financial stocks in 2026 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best financial service stocks to buy right now are:

Mercury General (NYSE:MCY) is the #1 top financial stock out of 724 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Mercury General (NYSE:MCY) is: Value: B, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: B.

Mercury General (NYSE:MCY) has a Due Diligence Score of 35, which is equal to the financial sector average of 35. It passed 13 out of 38 due diligence checks and has average fundamentals. Mercury General has seen its stock return 65.34% over the past year, overperforming other financial stocks by 62 percentage points.

Mercury General has an average 1 year price target of $100.00, an upside of 15.69% from Mercury General's current stock price of $86.44.

Mercury General stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Mercury General, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Oppfi (NYSE:OPFI) is the #2 top financial stock out of 724 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Oppfi (NYSE:OPFI) is: Value: B, Growth: A, Momentum: D, Sentiment: B, Safety: B, Financials: A, and AI: C.

Oppfi (NYSE:OPFI) has a Due Diligence Score of 16, which is -19 points lower than the financial sector average of 35. Although this number is below the industry average, our proven quant model rates OPFI as a "A".It passed 6 out of 38 due diligence checks and has weak fundamentals. Oppfi has seen its stock lose -18.9% over the past year, underperforming other financial stocks by -23 percentage points.

Cohen & Co (NYSEMKT:COHN) is the #3 top financial stock out of 724 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Cohen & Co (NYSEMKT:COHN) is: Value: B, Growth: B, Momentum: B, Sentiment: C, Safety: C, Financials: B, and AI: C.

Cohen & Co (NYSEMKT:COHN) has a Due Diligence Score of 41, which is 6 points higher than the financial sector average of 35. It passed 14 out of 38 due diligence checks and has strong fundamentals. Cohen & Co has seen its stock return 56.25% over the past year, overperforming other financial stocks by 53 percentage points.

Out of 468 financial stocks that have issued dividends in the past year, the 3 financial stocks with the highest dividend yields are:

Ofs Capital (NASDAQ:OFS) has an annual dividend yield of 28.54%, which is 25 percentage points higher than the financial sector average of 3.82%. Ofs Capital's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. Ofs Capital's dividend has not shown consistent growth over the last 10 years.

Ofs Capital's dividend payout ratio of 566.7% indicates that its high dividend yield might not be sustainable for the long-term.

Blackrock Tcp Capital (NASDAQ:TCPC) has an annual dividend yield of 24.3%, which is 20 percentage points higher than the financial sector average of 3.82%. Blackrock Tcp Capital's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Blackrock Tcp Capital's dividend has not shown consistent growth over the last 10 years.

Blackrock Tcp Capital's dividend payout ratio of -1,091.7% indicates that its high dividend yield might not be sustainable for the long-term.

Oxford Square Capital (NASDAQ:OXSQ) has an annual dividend yield of 23.6%, which is 20 percentage points higher than the financial sector average of 3.82%. Oxford Square Capital's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Oxford Square Capital's dividend has not shown consistent growth over the last 10 years.

Oxford Square Capital's dividend payout ratio of -1,050% indicates that its high dividend yield might not be sustainable for the long-term.

Financial stocks were up 0.34% in the last day, and up 0.53% over the last week. Ategrity Specialty Insurance Co Holdings was the among the top gainers in the financial services sector, gaining 23.6% yesterday.

Ategrity Specialty shares are trading higher after multiple analyst firms raised their respective price targets on the stock.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued financial stocks right now are:

Qfin Holdings (NASDAQ:QFIN) is the most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Qfin Holdings has a valuation score of 71, which is 26 points higher than the financial sector average of 45. It passed 5 out of 7 valuation due diligence checks.

Qfin Holdings's stock has dropped -64.78% in the past year. It has underperformed other stocks in the financial sector by -68 percentage points.

Newtekone (NASDAQ:NEWT) is the second most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 57, which is 12 points higher than the financial sector average of 45. It passed 4 out of 7 valuation due diligence checks.

Newtekone's stock has gained 0.93% in the past year. It has underperformed other stocks in the financial sector by -3 percentage points.

Cpi Card Group (NASDAQ:PMTS) is the third most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Cpi Card Group has a valuation score of 71, which is 26 points higher than the financial sector average of 45. It passed 5 out of 7 valuation due diligence checks.

Cpi Card Group's stock has dropped -61.71% in the past year. It has underperformed other stocks in the financial sector by -65 percentage points.

36.89% of financial stocks rated by analysts are a buy right now. On average, analysts expect financial stocks to rise by 14.87% over the next year.

1.96% of financial stocks have a Zen Rating of A (Strong Buy), 9.8% of financial stocks are rated B (Buy), 73.2% are rated C (Hold), 12.42% are rated D (Sell), and 2.61% are rated F (Strong Sell).