Sectors & IndustriesFinancial Services

Best Financial Stocks to Buy Now (2025)

Top financial stocks in 2025 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best financial service stocks to buy right now are:

Oppfi (NYSE:OPFI) is the #1 top financial stock out of 727 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Oppfi (NYSE:OPFI) is: Value: B, Growth: A, Momentum: C, Sentiment: B, Safety: B, Financials: A, and AI: C.

Oppfi (NYSE:OPFI) has a Due Diligence Score of 16, which is -18 points lower than the financial sector average of 34. Although this number is below the industry average, our proven quant model rates OPFI as a "A".It passed 6 out of 38 due diligence checks and has weak fundamentals. Oppfi has seen its stock return 27.84% over the past year, overperforming other financial stocks by 32 percentage points.

Hci Group (NYSE:HCI) is the #2 top financial stock out of 727 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Hci Group (NYSE:HCI) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: B, and AI: B.

Hci Group (NYSE:HCI) has a Due Diligence Score of 50, which is 16 points higher than the financial sector average of 34. It passed 19 out of 38 due diligence checks and has strong fundamentals. Hci Group has seen its stock return 57.63% over the past year, overperforming other financial stocks by 62 percentage points.

Hci Group has an average 1 year price target of $231.67, an upside of 33.3% from Hci Group's current stock price of $173.80.

Hci Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 3 analysts covering Hci Group, 66.67% have issued a Strong Buy rating, 33.33% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Bgc Group (NASDAQ:BGC) is the #3 top financial stock out of 727 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Bgc Group (NASDAQ:BGC) is: Value: B, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: B, and AI: B.

Bgc Group (NASDAQ:BGC) has a Due Diligence Score of 43, which is 9 points higher than the financial sector average of 34. It passed 17 out of 38 due diligence checks and has strong fundamentals. Bgc Group has seen its stock lose -16.04% over the past year, underperforming other financial stocks by -12 percentage points.

Out of 475 financial stocks that have issued dividends in the past year, the 3 financial stocks with the highest dividend yields are:

Arch Capital Group (NASDAQ:ACGL) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.54%.

Arch Capital Group's dividend payout ratio of 45.8% indicates that its dividend yield is sustainable for the long-term.

Manulife Financial (NYSE:MFC) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.54%. Manulife Financial's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Manulife Financial's dividend has shown consistent growth over the last 10 years.

Manulife Financial's dividend payout ratio of 45.6% indicates that its dividend yield is sustainable for the long-term.

Ally Financial (NYSE:ALLY) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.54%. Ally Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Ally Financial's dividend has shown consistent growth over the last 10 years.

Ally Financial's dividend payout ratio of 34.5% indicates that its dividend yield is sustainable for the long-term.

Financial stocks were up 2.03% in the last day, and down -0.9% over the last week. Mawson Infrastructure Group was the among the top gainers in the financial services sector, gaining 1,112.53% yesterday.

Shares of crypto-linked stocks are trading lower after the price of Bitcoin fell below $84,000.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued financial stocks right now are:

Qfin Holdings (NASDAQ:QFIN) is the most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Qfin Holdings has a valuation score of 71, which is 29 points higher than the financial sector average of 42. It passed 5 out of 7 valuation due diligence checks.

Qfin Holdings's stock has dropped -48.59% in the past year. It has underperformed other stocks in the financial sector by -45 percentage points.

Crawford & Co (NYSE:CRD.A) is the second most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Crawford & Co has a valuation score of 71, which is 29 points higher than the financial sector average of 42. It passed 5 out of 7 valuation due diligence checks.

Crawford & Co's stock has dropped -5.42% in the past year. It has underperformed other stocks in the financial sector by -1 percentage points.

Western Union Co (NYSE:WU) is the third most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Western Union Co has a valuation score of 43, which is 1 points higher than the financial sector average of 42. It passed 3 out of 7 valuation due diligence checks.

Western Union Co's stock has dropped -22.47% in the past year. It has underperformed other stocks in the financial sector by -18 percentage points.

39.75% of financial stocks rated by analysts are a buy right now. On average, analysts expect financial stocks to rise by 18.35% over the next year.

1.64% of financial stocks have a Zen Rating of A (Strong Buy), 11.31% of financial stocks are rated B (Buy), 71.31% are rated C (Hold), 13.77% are rated D (Sell), and 1.97% are rated F (Strong Sell).