Sectors & IndustriesFinancial Services

Best Financial Stocks to Buy Now (2025)

Top financial stocks in 2025 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best financial service stocks to buy right now are:

Oppfi (NYSE:OPFI) is the #1 top financial stock out of 730 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Oppfi (NYSE:OPFI) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: A, Financials: A, and AI: C.

Oppfi (NYSE:OPFI) has a Due Diligence Score of 22, which is -12 points lower than the financial sector average of 34. Although this number is below the industry average, our proven quant model rates OPFI as a "A".It passed 9 out of 38 due diligence checks and has weak fundamentals. Oppfi has seen its stock return 159.3% over the past year, overperforming other financial stocks by 147 percentage points.

Oppfi has an average 1 year price target of $13.50, an upside of 21.08% from Oppfi's current stock price of $11.15.

Oppfi stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Oppfi, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Regional Management (NYSE:RM) is the #2 top financial stock out of 730 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Regional Management (NYSE:RM) is: Value: B, Growth: B, Momentum: B, Sentiment: B, Safety: B, Financials: B, and AI: B.

Regional Management (NYSE:RM) has a Due Diligence Score of 42, which is 8 points higher than the financial sector average of 34. It passed 14 out of 38 due diligence checks and has strong fundamentals. Regional Management has seen its stock return 35.26% over the past year, overperforming other financial stocks by 23 percentage points.

Regional Management has an average 1 year price target of $30.00, a downside of -31.69% from Regional Management's current stock price of $43.92.

Regional Management stock has a consensus Hold recommendation according to Wall Street analysts. Of the 1 analyst covering Regional Management, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Nelnet (NYSE:NNI) is the #3 top financial stock out of 730 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Nelnet (NYSE:NNI) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: B.

Nelnet (NYSE:NNI) has a Due Diligence Score of 35, which is 1 points higher than the financial sector average of 34. It passed 12 out of 38 due diligence checks and has average fundamentals. Nelnet has seen its stock return 8.91% over the past year, underperforming other financial stocks by -3 percentage points.

Out of 477 financial stocks that have issued dividends in the past year, the 3 financial stocks with the highest dividend yields are:

X Financial (NYSE:XYF) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.25%. X Financial's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. X Financial's dividend has not shown consistent growth over the last 10 years.

X Financial's dividend payout ratio of 3.1% indicates that its dividend yield is sustainable for the long-term.

ICICI Bank (NYSE:IBN) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.25%. ICICI Bank's dividend payout is not stable, having dropped more than 10% three times in the last 10 years. ICICI Bank's dividend has shown consistent growth over the last 10 years.

ICICI Bank's dividend payout ratio of 14.2% indicates that its dividend yield is sustainable for the long-term.

Prospect Capital (NASDAQ:PSEC) has an annual dividend yield of 20.73%, which is 17 percentage points higher than the financial sector average of 3.25%. Prospect Capital's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. Prospect Capital's dividend has not shown consistent growth over the last 10 years.

Prospect Capital's dividend payout ratio of -43.3% indicates that its high dividend yield might not be sustainable for the long-term.

Financial stocks were down -0.73% in the last day, and down -0.32% over the last week.

We couldn't find a catalyst for why financial stocks are down.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued financial stocks right now are:

Western Union Co (NYSE:WU) is the most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Western Union Co has a valuation score of 43, which is 4 points higher than the financial sector average of 39. It passed 3 out of 7 valuation due diligence checks.

Western Union Co's stock has dropped -28.66% in the past year. It has underperformed other stocks in the financial sector by -41 percentage points.

Crawford & Co (NYSE:CRD.A) is the second most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Crawford & Co has a valuation score of 71, which is 32 points higher than the financial sector average of 39. It passed 5 out of 7 valuation due diligence checks.

Crawford & Co's stock has dropped -2.35% in the past year. It has underperformed other stocks in the financial sector by -14 percentage points.

Newtekone (NASDAQ:NEWT) is the third most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 71, which is 32 points higher than the financial sector average of 39. It passed 5 out of 7 valuation due diligence checks.

Newtekone's stock has gained 6.49% in the past year. It has underperformed other stocks in the financial sector by -5 percentage points.

38.59% of financial stocks rated by analysts are a buy right now. On average, analysts expect financial stocks to rise by 9.63% over the next year.

2.38% of financial stocks have a Zen Rating of A (Strong Buy), 9.52% of financial stocks are rated B (Buy), 74.6% are rated C (Hold), 12.38% are rated D (Sell), and 1.11% are rated F (Strong Sell).