Sectors & IndustriesFinancial Services

Best Financial Stocks to Buy Now (2026)

Top financial stocks in 2026 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best financial service stocks to buy right now are:

Oppfi (NYSE:OPFI) is the #1 top financial stock out of 722 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Oppfi (NYSE:OPFI) is: Value: B, Growth: A, Momentum: C, Sentiment: B, Safety: B, Financials: A, and AI: B.

Oppfi (NYSE:OPFI) has a Due Diligence Score of 16, which is -19 points lower than the financial sector average of 35. Although this number is below the industry average, our proven quant model rates OPFI as a "A".It passed 6 out of 38 due diligence checks and has weak fundamentals. Oppfi has seen its stock return 26.28% over the past year, overperforming other financial stocks by 17 percentage points.

Hci Group (NYSE:HCI) is the #2 top financial stock out of 722 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Hci Group (NYSE:HCI) is: Value: C, Growth: A, Momentum: C, Sentiment: A, Safety: C, Financials: B, and AI: B.

Hci Group (NYSE:HCI) has a Due Diligence Score of 50, which is 15 points higher than the financial sector average of 35. It passed 19 out of 38 due diligence checks and has strong fundamentals. Hci Group has seen its stock return 52.5% over the past year, overperforming other financial stocks by 43 percentage points.

Hci Group has an average 1 year price target of $245.00, an upside of 40.22% from Hci Group's current stock price of $174.72.

Hci Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Hci Group, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Universal Insurance Holdings (NYSE:UVE) is the #3 top financial stock out of 722 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Universal Insurance Holdings (NYSE:UVE) is: Value: B, Growth: C, Momentum: B, Sentiment: B, Safety: C, Financials: B, and AI: A.

Universal Insurance Holdings (NYSE:UVE) has a Due Diligence Score of 39, which is 4 points higher than the financial sector average of 35. It passed 14 out of 38 due diligence checks and has average fundamentals. Universal Insurance Holdings has seen its stock return 59.94% over the past year, overperforming other financial stocks by 50 percentage points.

Universal Insurance Holdings has an average 1 year price target of $40.00, an upside of 27.15% from Universal Insurance Holdings's current stock price of $31.46.

Universal Insurance Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Universal Insurance Holdings, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Out of 470 financial stocks that have issued dividends in the past year, the 3 financial stocks with the highest dividend yields are:

Futu Holdings (NASDAQ:FUTU) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.56%.

Futu Holdings's dividend payout ratio of 22% indicates that its dividend yield is sustainable for the long-term.

Ofs Capital (NASDAQ:OFS) has an annual dividend yield of 23.9%, which is 20 percentage points higher than the financial sector average of 3.56%. Ofs Capital's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. Ofs Capital's dividend has not shown consistent growth over the last 10 years.

Ofs Capital's dividend payout ratio of 566.7% indicates that its high dividend yield might not be sustainable for the long-term.

Great Elm Capital (NASDAQ:GECC) has an annual dividend yield of 21.26%, which is 18 percentage points higher than the financial sector average of 3.56%. Great Elm Capital's dividend payout is not stable, having dropped more than 10% six times in the last 10 years. Great Elm Capital's dividend has shown consistent growth over the last 10 years.

Great Elm Capital's dividend payout ratio of -274.5% indicates that its high dividend yield might not be sustainable for the long-term.

Financial stocks were up 1.12% in the last day, and up 2.4% over the last week. Figure Technology Solutions was the among the top gainers in the financial services sector, gaining 6.78% yesterday.

Figure Technology shares are trading higher after Keefe, Bruyette & Woods raised its price target from $52 to $62.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued financial stocks right now are:

Qfin Holdings (NASDAQ:QFIN) is the most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Qfin Holdings has a valuation score of 71, which is 26 points higher than the financial sector average of 45. It passed 5 out of 7 valuation due diligence checks.

Qfin Holdings's stock has dropped -51.64% in the past year. It has underperformed other stocks in the financial sector by -61 percentage points.

Crawford & Co (NYSE:CRD.A) is the second most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Crawford & Co has a valuation score of 71, which is 26 points higher than the financial sector average of 45. It passed 5 out of 7 valuation due diligence checks.

Crawford & Co's stock has gained 2.14% in the past year. It has underperformed other stocks in the financial sector by -8 percentage points.

Western Union Co (NYSE:WU) is the third most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Western Union Co has a valuation score of 43, which is -2 points higher than the financial sector average of 45. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates WU a Valuation Rating of "A".

Western Union Co's stock has dropped -6.9% in the past year. It has underperformed other stocks in the financial sector by -17 percentage points.

38.63% of financial stocks rated by analysts are a buy right now. On average, analysts expect financial stocks to rise by 10.3% over the next year.

1.79% of financial stocks have a Zen Rating of A (Strong Buy), 10.77% of financial stocks are rated B (Buy), 71.62% are rated C (Hold), 13.38% are rated D (Sell), and 2.45% are rated F (Strong Sell).