Sectors & IndustriesFinancial Services

Best Financial Stocks to Buy Now (2025)

Top financial stocks in 2025 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best financial service stocks to buy right now are:

Oppfi (NYSE:OPFI) is the #1 top financial stock out of 727 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Oppfi (NYSE:OPFI) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: A, Financials: A, and AI: C.

Oppfi (NYSE:OPFI) has a Due Diligence Score of 20, which is -13 points lower than the financial sector average of 33. Although this number is below the industry average, our proven quant model rates OPFI as a "A".It passed 8 out of 38 due diligence checks and has weak fundamentals. Oppfi has seen its stock return 99.38% over the past year, overperforming other financial stocks by 94 percentage points.

Oppfi has an average 1 year price target of $13.50, an upside of 39.61% from Oppfi's current stock price of $9.67.

Oppfi stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Oppfi, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Bitcoin Depot (NASDAQ:BTM) is the #2 top financial stock out of 727 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Bitcoin Depot (NASDAQ:BTM) is: Value: B, Growth: A, Momentum: C, Sentiment: C, Safety: D, Financials: A, and AI: C.

Bitcoin Depot (NASDAQ:BTM) has a Due Diligence Score of 42, which is 9 points higher than the financial sector average of 33. It passed 13 out of 33 due diligence checks and has strong fundamentals. Bitcoin Depot has seen its stock return 67.35% over the past year, overperforming other financial stocks by 62 percentage points.

Bitcoin Depot has an average 1 year price target of $6.25, an upside of 154.07% from Bitcoin Depot's current stock price of $2.46.

Bitcoin Depot stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Bitcoin Depot, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Nelnet (NYSE:NNI) is the #3 top financial stock out of 727 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Nelnet (NYSE:NNI) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: B.

Nelnet (NYSE:NNI) has a Due Diligence Score of 35, which is 2 points higher than the financial sector average of 33. It passed 12 out of 38 due diligence checks and has average fundamentals. Nelnet has seen its stock return 13.57% over the past year, overperforming other financial stocks by 8 percentage points.

Out of 470 financial stocks that have issued dividends in the past year, the 3 financial stocks with the highest dividend yields are:

Ally Financial (NYSE:ALLY) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.53%. Ally Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Ally Financial's dividend has shown consistent growth over the last 10 years.

Ally Financial's dividend payout ratio of 34.5% indicates that its dividend yield is sustainable for the long-term.

Prospect Capital (NASDAQ:PSEC) has an annual dividend yield of 20.93%, which is 17 percentage points higher than the financial sector average of 3.53%. Prospect Capital's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. Prospect Capital's dividend has not shown consistent growth over the last 10 years.

Prospect Capital's dividend payout ratio of -43.3% indicates that its high dividend yield might not be sustainable for the long-term.

Triplepoint Venture Growth Bdc (NYSE:TPVG) has an annual dividend yield of 20.7%, which is 17 percentage points higher than the financial sector average of 3.53%. Triplepoint Venture Growth Bdc's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Triplepoint Venture Growth Bdc's dividend has not shown consistent growth over the last 10 years.

Triplepoint Venture Growth Bdc's dividend payout ratio of 116.5% indicates that its high dividend yield might not be sustainable for the long-term.

Financial stocks were down -0.04% in the last day, and down -1.07% over the last week. Hut 8 was the among the top losers in the financial services sector, dropping -12.53% yesterday.

Shares of crypto-linked stocks are trading lower amid a drop in Bitcoin.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued financial stocks right now are:

Newtekone (NASDAQ:NEWT) is the most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 71, which is 30 points higher than the financial sector average of 41. It passed 5 out of 7 valuation due diligence checks.

Newtekone's stock has dropped -18.75% in the past year. It has underperformed other stocks in the financial sector by -24 percentage points.

Hamilton Insurance Group (NYSE:HG) is the second most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Hamilton Insurance Group has a valuation score of 71, which is 30 points higher than the financial sector average of 41. It passed 5 out of 7 valuation due diligence checks.

Hamilton Insurance Group's stock has gained 34.42% in the past year. It has overperformed other stocks in the financial sector by 29 percentage points.

Crawford & Co (NYSE:CRD.A) is the third most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Crawford & Co has a valuation score of 71, which is 30 points higher than the financial sector average of 41. It passed 5 out of 7 valuation due diligence checks.

Crawford & Co's stock has dropped -4.58% in the past year. It has underperformed other stocks in the financial sector by -10 percentage points.

37.92% of financial stocks rated by analysts are a buy right now. On average, analysts expect financial stocks to rise by 17.62% over the next year.

2.44% of financial stocks have a Zen Rating of A (Strong Buy), 11.06% of financial stocks are rated B (Buy), 73.5% are rated C (Hold), 11.54% are rated D (Sell), and 1.46% are rated F (Strong Sell).