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NYSE: OPFI
Oppfi Inc Stock Forecast, Predictions & Price Target

OverviewForecast
EarningsRevenueDividendOwnership

Analyst price target for OPFI

Based on 3 analysts offering 12 month price targets for Oppfi Inc

Min Forecast
$9.50+35.71%
Avg Forecast
$11.83+69.04%
Max Forecast
$15.00+114.29%

Should I buy or sell OPFI stock?

Based on 3 analysts offering ratings for Oppfi Inc.

Buy
Strong Buy
0 analysts 0%
Buy
2 analysts 66.67%
Hold
1 analysts 33.33%
Sell
0 analysts 0%
Strong Sell
0 analysts 0%
Although OPFI's forecast from analysts indicates a "Buy", our proven Zen Rating quant model rates OPFI as a "Hold". Stocks with a Zen Rating of Hold have had an average return of +5.11% per year. Learn More

Be the first to know when Wall Street analysts revise their OPFI stock forecasts and price targets.

OPFI stock forecasts by analyst

Analyst / FirmRatingActionPrice TargetUpside/DownsideDateAnalyst Color
lockedlocked$00.00+00.00%2026-08-11
lockedlocked$00.00+00.00%2026-08-11
lockedlocked$00.00+00.00%2026-04-17

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Forecast return on equity

Is OPFI forecast to generate an efficient return?

Company
61.05%
Industry
167.72%
Market
145.3%
OPFI's Return on Equity is... subscribe to Premium to read more.
Forecast High Return on Equity Forecast

Forecast return on assets

Is OPFI forecast to generate an efficient return on assets?

Company
32.82%
Industry
26.32%
OPFI is forecast to generate... subscribe to Premium to read more.
Forecast Return on Assets vs Industry Forecast

OPFI earnings per share forecast

What is OPFI's earnings per share in the next 3 years based on estimates from 6 analysts?

Avg 1 year Forecast
$1.83-46.14%
Avg 2 year Forecast
$2.24-33.96%
Avg 3 year Forecast
$2.97-12.44%
OPFI's earnings are forecast to... subscribe to Premium to read more.
Forecast High Earnings Growth Forecast

OPFI revenue forecast

What is OPFI's revenue in the next 3 years based on estimates from 6 analysts?

Avg 1 year Forecast
$670.4M+84.37%
Avg 2 year Forecast
$805.9M+121.64%
Avg 3 year Forecast
$1.1B+191.26%
OPFI's revenue is forecast to... subscribe to Premium to read more.
Forecast High Revenue Growth Forecast

OPFI earnings growth forecast

How is OPFI forecast to perform vs Credit Services companies and vs the US market?

Company
-17.11%
Industry
15.17%
Market
61.11%
OPFI's earnings are forecast to... subscribe to Premium to read more.
Forecast Earnings Growth vs Industry Forecast
OPFI's earnings are forecast to... subscribe to Premium to read more.
Forecast Earnings Growth vs Market Forecast
OPFI's earnings are forecast to... subscribe to Premium to read more.
Forecast Earnings Growth vs Savings Rate Forecast

OPFI revenue growth forecast

How is OPFI forecast to perform vs Credit Services companies and vs the US market?

Company
51.95%
Industry
11.45%
Market
15.24%
OPFI's revenues are forecast to... subscribe to Premium to read more.
Forecast Revenue Growth vs Industry Forecast
OPFI's revenues are forecast to... subscribe to Premium to read more.
Forecast Revenue Growth vs Market Forecast

OPFI vs Credit Service Stocks

TickerPricePrice TargetUp/downsideConsensus
OPFI$7.00$11.83+69.04%Buy
PRAA$19.65N/AN/A
GDOT$13.51N/AN/A
HTT$2.49N/AN/A
FOA$20.85$32.00+53.48%Strong Buy
View Top Credit Service Stocks

Oppfi Stock Forecast FAQ

Is Oppfi Stock a good buy in 2026, according to Wall Street analysts?

The consensus among 3 Wall Street analysts covering (NYSE: OPFI) stock is to Buy OPFI stock.

Out of 3 analysts, 0 (0%) are recommending OPFI as a Strong Buy, 2 (66.67%) are recommending OPFI as a Buy, 1 (33.33%) are recommending OPFI as a Hold, 0 (0%) are recommending OPFI as a Sell, and 0 (0%) are recommending OPFI as a Strong Sell.

If you're new to stock investing, here's how to buy Oppfi stock.

What is OPFI's earnings growth forecast for 2026-2028?

(NYSE: OPFI) Oppfi's forecast annual earnings growth rate of -17.11% is not forecast to beat the US Credit Services industry's average forecast earnings growth rate of 15.17%, and while it is not forecast to beat the US market's average forecast earnings growth rate of 61.11%.

Oppfi's earnings in 2026 is $101,724,000.On average, 6 Wall Street analysts forecast OPFI's earnings for 2026 to be $155,573,217, with the lowest OPFI earnings forecast at $146,967,184, and the highest OPFI earnings forecast at $161,043,587. On average, 6 Wall Street analysts forecast OPFI's earnings for 2027 to be $190,772,744, with the lowest OPFI earnings forecast at $164,503,042, and the highest OPFI earnings forecast at $215,619,469.

In 2028, OPFI is forecast to generate $252,915,119 in earnings, with the lowest earnings forecast at $242,996,879 and the highest earnings forecast at $260,353,799.

What is OPFI's revenue growth forecast for 2026-2028?

(NYSE: OPFI) Oppfi's forecast annual revenue growth rate of 51.95% is forecast to beat the US Credit Services industry's average forecast revenue growth rate of 11.45%, and it is also forecast to beat the US market's average forecast revenue growth rate of 15.24%.

Oppfi's revenue in 2026 is $363,595,000.On average, 6 Wall Street analysts forecast OPFI's revenue for 2026 to be $57,120,200,459, with the lowest OPFI revenue forecast at $53,609,620,683, and the highest OPFI revenue forecast at $59,291,306,592. On average, 6 Wall Street analysts forecast OPFI's revenue for 2027 to be $68,667,622,092, with the lowest OPFI revenue forecast at $60,069,257,888, and the highest OPFI revenue forecast at $77,467,929,843.

In 2028, OPFI is forecast to generate $90,235,533,573 in revenue, with the lowest revenue forecast at $86,741,995,446 and the highest revenue forecast at $92,962,197,477.

What is OPFI's forecast return on assets (ROA) for 2026-2028?

(NYSE: OPFI) forecast ROA is 32.82%, which is higher than the forecast US Credit Services industry average of 26.32%.

What is OPFI's Price Target?

According to 3 Wall Street analysts that have issued a 1 year OPFI price target, the average OPFI price target is $11.83, with the highest OPFI stock price forecast at $15.00 and the lowest OPFI stock price forecast at $9.50.

On average, Wall Street analysts predict that Oppfi's share price could reach $11.83 by Aug 11, 2027. The average Oppfi stock price prediction forecasts a potential upside of 69.04% from the current OPFI share price of $7.00.

What is OPFI's Earnings Per Share (EPS) forecast for 2026-2028?

(NYSE: OPFI) Oppfi's current Earnings Per Share (EPS) is $3.39. On average, analysts forecast that OPFI's EPS will be $1.83 for 2026, with the lowest EPS forecast at $1.72, and the highest EPS forecast at $1.89. On average, analysts forecast that OPFI's EPS will be $2.24 for 2027, with the lowest EPS forecast at $1.93, and the highest EPS forecast at $2.53. In 2028, OPFI's EPS is forecast to hit $2.97 (min: $2.85, max: $3.06).

What is OPFI's forecast return on equity (ROE) for 2026-2028?

(NYSE: OPFI) forecast ROE is 61.05%, which is considered strong.
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