Sectors & IndustriesFinancial ServicesCredit Services

Best Credit Service Stocks to Buy Now (2024)

Top credit service stocks in 2024 ranked by overall Zen Score. See the best credit service stocks to buy now, according to analyst forecasts for the credit services industry.

According to Zen Score, the 3 best credit service stocks to buy right now are:

Qifu Technology (NASDAQ:QFIN) is the top credit service stock with a Zen Score of 56, which is 24 points higher than the credit service industry average of 32. It passed 21 out of 38 due diligence checks and has strong fundamentals. Qifu Technology has seen its stock return 108.41% over the past year, overperforming other credit service stocks by 80 percentage points.

Visa (NYSE:V) is the second best credit service stock with a Zen Score of 51, which is 19 points higher than the credit service industry average of 32. It passed 20 out of 38 due diligence checks and has strong fundamentals. Visa has seen its stock return 16.92% over the past year, underperforming other credit service stocks by -11 percentage points.

Visa has an average 1 year price target of $311.39, an upside of 10.94% from Visa's current stock price of $280.68.

Visa stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 18 analysts covering Visa, 44.44% have issued a Strong Buy rating, 44.44% have issued a Buy, 11.11% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Onemain Holdings (NYSE:OMF) is the third best credit service stock with a Zen Score of 51, which is 19 points higher than the credit service industry average of 32. It passed 18 out of 38 due diligence checks and has strong fundamentals. Onemain Holdings has seen its stock return 19.92% over the past year, underperforming other credit service stocks by -8 percentage points.

Onemain Holdings has an average 1 year price target of $54.44, an upside of 17.46% from Onemain Holdings's current stock price of $46.35.

Onemain Holdings stock has a consensus Buy recommendation according to Wall Street analysts. Of the 9 analysts covering Onemain Holdings, 33.33% have issued a Strong Buy rating, 22.22% have issued a Buy, 44.44% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Out of 24 credit service stocks that have issued dividends in the past year, the 3 credit service stocks with the highest dividend yields are:

Lufax Holding (NYSE:LU) has an annual dividend yield of N/A, which is N/A percentage points lower than the credit service industry average of 3.71%.

Lufax Holding's dividend payout ratio of -26.3% indicates that its dividend yield might not be sustainable for the long-term.

Oaktree Specialty Lending (NASDAQ:OCSL) has an annual dividend yield of 13.85%, which is 10 percentage points higher than the credit service industry average of 3.71%. Oaktree Specialty Lending's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Oaktree Specialty Lending's dividend has shown consistent growth over the last 10 years.

Oaktree Specialty Lending's dividend payout ratio of 255.1% indicates that its high dividend yield might not be sustainable for the long-term.

Onemain Holdings (NYSE:OMF) has an annual dividend yield of 8.8%, which is 5 percentage points higher than the credit service industry average of 3.71%. Onemain Holdings's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Onemain Holdings's dividend has shown consistent growth over the last 10 years.

Onemain Holdings's dividend payout ratio of 83% indicates that its high dividend yield is sustainable for the long-term.

Credit service stocks were up 0.6% in the last day, and up 2.12% over the last week. Upstart Holdings was the among the top gainers in the credit services industry, gaining 14.99% yesterday.

Upstart Holdings shares are trading higher after Wedbush upgraded the stock from Underperform to Neutral and raised its price target from $10 to $45.

Based on WallStreetZen's Valuation Score, the 3 most undervalued credit service stocks right now are:

Oaktree Specialty Lending (NASDAQ:OCSL) is the most undervalued credit service stock based on WallStreetZen's Valuation Score. Oaktree Specialty Lending has a valuation score of 71, which is 31 points higher than the credit service industry average of 40. It passed 5 out of 7 valuation due diligence checks.

Oaktree Specialty Lending's stock has dropped -17.56% in the past year. It has underperformed other stocks in the credit service industry by -46 percentage points.

Nisun International Enterprise Development Group Co (NASDAQ:NISN) is the second most undervalued credit service stock based on WallStreetZen's Valuation Score. Nisun International Enterprise Development Group Co has a valuation score of 71, which is 31 points higher than the credit service industry average of 40. It passed 5 out of 7 valuation due diligence checks.

Nisun International Enterprise Development Group Co's stock has gained 495.28% in the past year. It has overperformed other stocks in the credit service industry by 467 percentage points.

PayPal (NASDAQ:PYPL) is the third most undervalued credit service stock based on WallStreetZen's Valuation Score. PayPal has a valuation score of 71, which is 31 points higher than the credit service industry average of 40. It passed 5 out of 7 valuation due diligence checks.

PayPal's stock has gained 41.53% in the past year. It has overperformed other stocks in the credit service industry by 13 percentage points.