NASDAQ: OPRTOportun Financial Corp Stock
$3.65-0.10 (-2.67%)
Updated Mar 24, 2023
OPRT Price
$3.65
Fair Value Price
$6.62
Market Cap
$121.98M
52 Week Low
$2.19
52 Week High
$14.91
P/E
-1.54x
P/B
0.22x
P/S
0.28x
PEG
N/A
Dividend Yield
N/A
Revenue
$640.66M
Earnings
-$77.74M
Gross Margin
100%
Operating Margin
-11.75%
Profit Margin
-12.1%
Debt to Equity
5.6
Operating Cash Flow
$248M
Beta
1.32
Next Earnings
May 8, 2023
Ex-Dividend
N/A
Next Dividend
N/A
OPRT Overview
Oportun Financial Corporation provides financial services. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations. It operates in 24 states in the United States, which include Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.
Zen Score
–
Industry Average (31)
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Due Diligence Checks
OPRT ($3.65) is undervalued by 44.89% relative to our estimate of its Fair Value price of $6.62 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
OPRT ($3.65) is significantly undervalued by 44.89% relative to our estimate of its Fair Value price of $6.62 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
OPRT is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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OPRT News
Valuation
OPRT fair value
Fair Value of OPRT stock based on Discounted Cash Flow (DCF)
Price
$3.65
Fair Value
$6.62
Undervalued by
44.89%
OPRT ($3.65) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
OPRT ($3.65) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
OPRT is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
OPRT price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-1.54x
Industry
27.63x
Market
21.37x
OPRT price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.22x
Industry
3.14x
OPRT is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
OPRT's financial health
Profit margin
Revenue
$143.4M
Net Income
-$8.4M
Profit Margin
-5.9%
OPRT's Earnings (EBIT) of -$75.29M... subscribe to Premium to read more.
Interest Coverage Financials
OPRT's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$3.6B
Liabilities
$3.1B
Debt to equity
5.6
OPRT's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
OPRT's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$88.5M
Investing
-$255.7M
Financing
$98.7M
OPRT's operating cash flow ($247.88M)... subscribe to Premium to read more.
Debt Coverage Financials
OPRT vs Credit Service Stocks
Oportun Financial Stock FAQ
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