NASDAQ: OPRTOportun Financial Corp Stock
$5.25+0.21 (+4.17%)
Updated Jun 12, 2026
OPRT Price
$5.25
Fair Value Price
N/A
Market Cap
$240.13M
52 Week Low
$4.03
52 Week High
$7.97
P/E
13.82x
P/B
0.61x
P/S
0.55x
PEG
0.12x
Dividend Yield
N/A
Revenue
$394.90M
Earnings
$17.82M
Gross Margin
100%
Operating Margin
8.73%
Profit Margin
4.5%
Debt to Equity
6.99
Operating Cash Flow
$416M
Beta
1.51
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
OPRT Overview
This financial institution specializes in providing a range of monetary services, encompassing personal loans, vehicle financing, and credit card options. Customers can access their offerings through diverse channels, including digital platforms, over the phone, or by visiting their physical retail locations. The company's operations span 24 states across the United States, with its footprint reaching areas such as Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Founded in 2005, its corporate headquarters are located in San Carlos, California.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine OPRT's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Credit Service
Industry Rating
C
OPRT
Ranked#15 of 46
Ranked#15 of 46
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $92.38 | A | |
| $19.05 | A | |
| $31.25 | A |
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OPRT News
Overview
Due Diligence Score
–
Industry Average (34)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how OPRT scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
OPRT ($5.25) is trading below its intrinsic value of $16.57, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
OPRT is good value based on its earnings relative to its share price (13.82x), compared to the US market average (14.15x)
P/E vs Market Valuation
OPRT is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more OPRT due diligence checks available for Premium users.
Valuation
OPRT price to earnings (PE)
For valuing profitable companies with steady earnings
Company
13.82x
Industry
26.23x
Market
14.15x
OPRT is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
OPRT is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
OPRT price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.61x
Industry
4.55x
OPRT is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
OPRT price to earnings growth (PEG)
For valuing profitable companies with growth potential
OPRT is good value based... subscribe to Premium to read more.
PEG Value Valuation
OPRT's financial health
Profit margin
Revenue
$94.9M
Net Income
$2.3M
Profit Margin
2.5%
OPRT's Earnings (EBIT) of $34.48M... subscribe to Premium to read more.
Interest Coverage Financials
OPRT's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$3.2B
Liabilities
$2.8B
Debt to equity
6.99
OPRT's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
OPRT's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$103.7M
Investing
$8.0M
Financing
-$100.8M
OPRT's operating cash flow ($416.16M)... subscribe to Premium to read more.
Debt Coverage Financials
OPRT vs Credit Service Stocks
Oportun Financial Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.