NASDAQ: OPRTOportun Financial Corp Stock
$5.12-0.02 (-0.39%)
Updated Apr 30, 2025
OPRT Price
$5.12
Fair Value Price
N/A
Market Cap
$185.01M
52 Week Low
$2.37
52 Week High
$9.25
P/E
-2.63x
P/B
0.52x
P/S
0.53x
PEG
N/A
Dividend Yield
N/A
Revenue
$295.20M
Earnings
-$78.68M
Gross Margin
100%
Operating Margin
-39.02%
Profit Margin
-26.7%
Debt to Equity
8.12
Operating Cash Flow
$394M
Beta
1.48
Next Earnings
May 7, 2025
Ex-Dividend
N/A
Next Dividend
N/A
OPRT Overview
Oportun Financial Corporation provides financial services. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations. It operates in 24 states in the United States, which include Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine OPRT's potential to beat the market
AStrong Buy
- Stocks with a Zen Rating of Strong Buy (A) had an average return of +32.52% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Credit Service
Industry Rating
A
OPRT
Ranked#8 of 49
Ranked#8 of 49
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $26.14 | A | |
| $9.35 | A | |
| $7.91 | A |
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OPRT News
Overview
Due Diligence Score
–
Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how OPRT scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
OPRT is unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
OPRT is good value based on its book value relative to its share price (0.52x), compared to the US Credit Services industry average (5.51x)
P/B vs Industry Valuation
OPRT is unprofitable, so we... subscribe to Premium to read more.
PEG Value Valuation
There are 30 more OPRT due diligence checks available for Premium users.
Valuation
OPRT fair value
Fair Value of OPRT stock based on Discounted Cash Flow (DCF)
Price
$5.12
Fair Value
$4.83
Overvalued by
5.98%
OPRT is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
OPRT price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-2.63x
Industry
29.87x
Market
29.18x
OPRT price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.52x
Industry
5.51x
OPRT is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
OPRT's financial health
Profit margin
Revenue
$93.4M
Net Income
$8.7M
Profit Margin
9.4%
OPRT's Earnings (EBIT) of -$115.18M... subscribe to Premium to read more.
Interest Coverage Financials
OPRT's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$3.2B
Liabilities
$2.9B
Debt to equity
8.12
OPRT's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
OPRT's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$91.4M
Investing
-$56.4M
Financing
-$48.9M
OPRT's operating cash flow ($393.52M)... subscribe to Premium to read more.
Debt Coverage Financials
OPRT vs Credit Service Stocks
Oportun Financial Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.