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NASDAQ: OPRT
Oportun Financial Corp Stock

$3.65-0.10 (-2.67%)
Updated Mar 24, 2023
OPRT Price
$3.65
Fair Value Price
$6.62
Market Cap
$121.98M
52 Week Low
$2.19
52 Week High
$14.91
P/E
-1.54x
P/B
0.22x
P/S
0.28x
PEG
N/A
Dividend Yield
N/A
Revenue
$640.66M
Earnings
-$77.74M
Gross Margin
100%
Operating Margin
-11.75%
Profit Margin
-12.1%
Debt to Equity
5.6
Operating Cash Flow
$248M
Beta
1.32
Next Earnings
May 8, 2023
Ex-Dividend
N/A
Next Dividend
N/A

OPRT Overview

Oportun Financial Corporation provides financial services. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations. It operates in 24 states in the United States, which include Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.

Zen Score

Industry Average (31)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how OPRT scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

OPRT ($3.65) is undervalued by 44.89% relative to our estimate of its Fair Value price of $6.62 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
OPRT ($3.65) is significantly undervalued by 44.89% relative to our estimate of its Fair Value price of $6.62 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
OPRT is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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OPRT News

Valuation

OPRT fair value

Fair Value of OPRT stock based on Discounted Cash Flow (DCF)
Price
$3.65
Fair Value
$6.62
Undervalued by
44.89%
OPRT ($3.65) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
OPRT ($3.65) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
OPRT is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

OPRT price to earnings (PE)

For valuing profitable companies with steady earnings
Company
-1.54x
Industry
27.63x
Market
21.37x

OPRT price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.22x
Industry
3.14x
OPRT is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

OPRT's financial health

Profit margin

Revenue
$143.4M
Net Income
-$8.4M
Profit Margin
-5.9%
OPRT's Earnings (EBIT) of -$75.29M... subscribe to Premium to read more.
Interest Coverage Financials
OPRT's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.6B
Liabilities
$3.1B
Debt to equity
5.6
OPRT's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
OPRT's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$88.5M
Investing
-$255.7M
Financing
$98.7M
OPRT's operating cash flow ($247.88M)... subscribe to Premium to read more.
Debt Coverage Financials

OPRT vs Credit Service Stocks

TickerMarket Cap1d %P/EP/B
OPRT$121.98M-2.67%-1.54x0.22x
BTBT$115.43M-2.10%-1.89x0.73x
SNFCA$132.05M+1.83%13.28x0.49x
XYF$156.89M-1.35%1.72x0.25x
FOA$81.71M-5.19%-0.42x0.32x

Oportun Financial Stock FAQ

What is Oportun Financial's quote symbol?

NASDAQ: OPRT) Oportun Financial trades on the NASDAQ under the ticker symbol OPRT. Oportun Financial stock quotes can also be displayed as NASDAQ: OPRT.

If you're new to stock investing, here's how to buy Oportun Financial stock.

What is the 52 week high and low for Oportun Financial (NASDAQ: OPRT)?

(NASDAQ: OPRT) Oportun Financial's 52-week high was $14.91, and its 52-week low was $2.19. It is currently -75.52% from its 52-week high and 66.67% from its 52-week low.

How much is Oportun Financial stock worth today?

(NASDAQ: OPRT) Oportun Financial currently has 33,419,851 outstanding shares. With Oportun Financial stock trading at $3.65 per share, the total value of Oportun Financial stock (market capitalization) is $121.98M.

Oportun Financial stock was originally listed at a price of $16.17 in Sep 26, 2019. If you had invested in Oportun Financial stock at $16.17, your return over the last 3 years would have been -77.43%, for an annualized return of -39.11% (not including any dividends or dividend reinvestments).

How much is Oportun Financial's stock price per share?

(NASDAQ: OPRT) Oportun Financial stock price per share is $3.65 today (as of Mar 24, 2023).

What is Oportun Financial's Market Cap?

(NASDAQ: OPRT) Oportun Financial's market cap is $121.98M, as of Mar 27, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Oportun Financial's market cap is calculated by multiplying OPRT's current stock price of $3.65 by OPRT's total outstanding shares of 33,419,851.
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