WallStreetZenWallStreetZen

NYSE: XYF
X Financial Stock

$3.84-0.01 (-0.26%)
Updated Dec 8, 2023
XYF Price
$3.84
Fair Value Price
N/A
Market Cap
$184.56M
52 Week Low
$2.10
52 Week High
$5.00
P/E
1.04x
P/B
0.23x
P/S
0.31x
PEG
0.16x
Dividend Yield
4.43%
Revenue
$642.96M
Earnings
$175.03M
Gross Margin
100%
Operating Margin
34.57%
Profit Margin
27.8%
Debt to Equity
0.95
Operating Cash Flow
N/A
Beta
0.37
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

XYF Overview

X Financial engages in the development and provision of technology platform for personal finance services. The company is headquartered in Shenzhen, Guangdong and currently employs 744 full-time employees. The Company’s products primarily include Xiaoying Card Loan and Xiaoying Preferred Loan. The firm is also engaged in the provision of investment opportunities to investors through its wealth management platform, Xiaoying Wealth Management. The Company’s WinSAFE risk control system builds risk profiles of its prospective borrowers upon data from credit information providers.

Zen Score

Industry Average (34)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how XYF scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

XYF ($3.84) is trading below its intrinsic value of $28.22, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
XYF is good value based on its earnings relative to its share price (1.04x), compared to the US market average (31.32x)
P/E vs Market Valuation
XYF is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more XYF due diligence checks available for Premium users.

Be the first to know about important XYF news, forecast changes, insider trades & much more!

XYF News

Valuation

XYF price to earnings (PE)

For valuing profitable companies with steady earnings
Company
1.04x
Industry
27.63x
Market
31.32x
XYF is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
XYF is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

XYF price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.23x
Industry
4.21x
XYF is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

XYF price to earnings growth (PEG)

For valuing profitable companies with growth potential
XYF is good value based... subscribe to Premium to read more.
PEG Value Valuation

XYF's financial health

Profit margin

Revenue
$192.1M
Net Income
$47.8M
Profit Margin
24.9%
XYF's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.5B
Liabilities
$748.8M
Debt to equity
0.95
XYF's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
XYF's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
N/A
Investing
N/A
Financing
N/A

XYF vs Credit Service Stocks

TickerMarket Cap1d %P/EP/B
XYF$184.56M-0.26%1.04x0.23x
CPSS$201.70M+1.92%3.75x0.76x
PMTS$203.23M+2.54%5.99x-3.58x
MFIN$222.19M+0.11%3.96x0.68x
RM$230.03M+1.56%8.38x0.70x

X Financial Stock FAQ

What is X Financial's quote symbol?

(NYSE: XYF) X Financial trades on the NYSE under the ticker symbol XYF. X Financial stock quotes can also be displayed as NYSE: XYF.

If you're new to stock investing, here's how to buy X Financial stock.

What is the 52 week high and low for X Financial (NYSE: XYF)?

(NYSE: XYF) X Financial's 52-week high was $5.00, and its 52-week low was $2.10. It is currently -23.2% from its 52-week high and 82.86% from its 52-week low.

How much is X Financial stock worth today?

(NYSE: XYF) X Financial currently has 287,806,370 outstanding shares. With X Financial stock trading at $3.84 per share, the total value of X Financial stock (market capitalization) is $184.56M.

X Financial stock was originally listed at a price of $35.91 in Sep 19, 2018. If you had invested in X Financial stock at $35.91, your return over the last 5 years would have been -89.31%, for an annualized return of -36.05% (not including any dividends or dividend reinvestments).

How much is X Financial's stock price per share?

(NYSE: XYF) X Financial stock price per share is $3.84 today (as of Dec 8, 2023).

What is X Financial's Market Cap?

(NYSE: XYF) X Financial's market cap is $184.56M, as of Dec 10, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

X Financial's market cap is calculated by multiplying XYF's current stock price of $3.84 by XYF's total outstanding shares of 287,806,370.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.