NYSE: XYFX Financial Stock
$3.84-0.01 (-0.26%)
Updated Dec 8, 2023
XYF Price
$3.84
Fair Value Price
N/A
Market Cap
$184.56M
52 Week Low
$2.10
52 Week High
$5.00
P/E
1.04x
P/B
0.23x
P/S
0.31x
PEG
0.16x
Dividend Yield
4.43%
Revenue
$642.96M
Earnings
$175.03M
Gross Margin
100%
Operating Margin
34.57%
Profit Margin
27.8%
Debt to Equity
0.95
Operating Cash Flow
N/A
Beta
0.37
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
XYF Overview
X Financial engages in the development and provision of technology platform for personal finance services. The company is headquartered in Shenzhen, Guangdong and currently employs 744 full-time employees. The Company’s products primarily include Xiaoying Card Loan and Xiaoying Preferred Loan. The firm is also engaged in the provision of investment opportunities to investors through its wealth management platform, Xiaoying Wealth Management. The Company’s WinSAFE risk control system builds risk profiles of its prospective borrowers upon data from credit information providers.
Zen Score
–
Industry Average (34)
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Due Diligence Checks
XYF ($3.84) is trading below its intrinsic value of $28.22, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
XYF is good value based on its earnings relative to its share price (1.04x), compared to the US market average (31.32x)
P/E vs Market Valuation
XYF is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
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XYF News
Valuation
XYF price to earnings (PE)
For valuing profitable companies with steady earnings
Company
1.04x
Industry
27.63x
Market
31.32x
XYF is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
XYF is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
XYF price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.23x
Industry
4.21x
XYF is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
XYF price to earnings growth (PEG)
For valuing profitable companies with growth potential
XYF is good value based... subscribe to Premium to read more.
PEG Value Valuation
XYF's financial health
Profit margin
Revenue
$192.1M
Net Income
$47.8M
Profit Margin
24.9%
XYF's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.5B
Liabilities
$748.8M
Debt to equity
0.95
XYF's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
XYF's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
N/A
Investing
N/A
Financing
N/A
XYF vs Credit Service Stocks
X Financial Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.