WallStreetZenWallStreetZen

How to Buy X Financial Stock

X Financial

X Financial engages in the development and provision of technology platform for personal finance services. The company is headquartered in Shenzhen, Guangdong and currently employs 744 full-time employees.

X Financial stock last closed at $3.78, up 0% from the previous day, and has increased 9.57% in one year. It has underperformed other stocks in the Credit Services industry by 0.06 percentage points. X Financial stock is currently +25.17% from its 52-week low of $3.02, and -24.4% from its 52-week high of $5.00.

There are currently 291.31M XYF shares outstanding. The market cap of XYF is $183.89M. In the past 24 hours, 5607 XYF shares were traded.

How to Buy X Financial Stock

Wondering how to invest in X Financial stock? Here's how.
  1. Figure out where to buy X Financial stock: You need to choose an online brokerage, but don't worry - we've researched dozens of stock brokerages and apps to help you figure out where to buy X Financial stock.
  2. Open your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've found.
  3. Deposit funds into your brokerage account: Pick your method of payment and add your information.
  4. Evaluate X Financial stock: The X Financial ticker symbol is XYF. Is X Financial stock a good investment? Should you buy shares of XYF? How do XYF's underlying business fundamentals look? Do top analysts think X Financial is a good buy? Why has XYF's stock price moved recently? (Hint: Our stock market research website can help you understand if XYF is a good stock to buy).
  5. Make your XYF trade: Decide if you will purchase XYF shares at the current market price or use a limit order to purchase XYF stock at a given price.
  6. Get updates on your investment in XYF: Create a watchlist to get the latest news on your new investment in X Financial stock.

Step 1: Figure out where to buy X Financial stock

You need a brokerage account to access the NYSE market and buy XYF stock.

A brokerage account allows you to buy and sell a number of investments, including stocks, bonds, mutual funds, and ETFs.

Our favorite brokerage: eToro

Based on our research, eToro is the best place to buy stocks. Here's why:

  • You can invest in stocks with 0% commissions: Invest without commissions.
  • Buy fractional shares: Even if you can't afford a full share, you can still invest in the stock.
  • Access to global markets: From Tech to Real Estate, New York to London — you can fill your portfolio with stocks from the globe's leading stock exchanges.
  • Social investing: eToro has a community of more than 20 million users around the world. Talk to, learn from, and copy the unique crypto portfolios of other investors.
  • Security: eToro is a regulated and licensed brokerage platform.
  • Buy other financial assets: Such as ETFs and cryptocurrencies.

Get $10 towards your share purchase by creating an account with eToro today.

Open eToro Account
eToro securities trading is offered by eToro USA Securities, Inc. (“the BD”), member of FINRA and SIPC. Cryptocurrency is offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk, and content is provided for educational purposes only, does not imply a recommendation, and is not a guarantee of future performance. https://www.wallstreetzen.com is not an affiliate and may be compensated if you access certain products or services offered by the MSB and/or the BD.

Step 2: Open your brokerage account

Now that you've picked the best brokerage, the next step is to fill out some personal details so you are able to invest in XYF stock today.

How to Start a New Account on eToro

  1. Click here to get started.
    eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
  2. Provide your personal details to create a new trading account.
  1. Submit your application by clicking the "Create Account" button.
  2. Get started with eToro today
    eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Step 3: Deposit funds into your brokerage account

Now that you've created your account on the best stock market app for beginners, your next step is to transfer the money for your investment:

Watch the video below for more details depositing funds into your new brokerage account.

Get started with eToro today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Step 4: Evaluate X Financial stock

Once you have identified the best place to buy X Financial stock, it's crucial to analyze their stock before you invest, so you truly understand the risk and upside.

X Financial shares at a glance

XYF Price
$3.78
1w %
-0.26%
1y %
9.57%
5y %
-74.95%
P/E
1.1x
P/B
0.23x
P/S
0.27x
PEG
0.28x
Revenue
$668.73M
Earnings
$164.83M
Fore. Rev. Growth
N/A
Fore. Earn. Growth
N/A
Market Cap
$183.89M
Next Earnings
May 23, 2024
Next Dividend
May 31, 2024

X Financial Zen Score

WallStreetZen was created to help average investors do more in-depth fundamental analysis quickly.

You can view all of the due diligence checks on XYF's stock page.

Is XYF stock undervalued?

Investors use many financial metrics, analyses, models, and charts to gauge XYF's true value.

Using relative valuations measures:

  • XYF could be undervalued based on its P/E ratio of 1.1x, relative to Credit Services industry P/E ratio of 28.1x
  • XYF could be undervalued based on its P/B ratio of 0.23x, relative to Credit Services industry P/B ratio of 4.81x
  • XYF may be undervalued based on its PEG ratio of 0.28x

You can access more valuation research on XYF's stock here.

XYF Financial Summary

Positive Financial Indicators:

  • XYF profit margin has gone up from 22.8% to 24.6% in the past year.

Negative Financial Indicators:

  • Total XYF debt is higher than 5 years ago, relative to shareholder equity.
  • XYF has a relatively high debt to equity ratio of 0.99.

Metrics for Advanced XYF Traders

SMA10
3.84
SMA20
3.95
SMA50
4.08
SMA100
4.01
SMA200
4.1
MACD
-0.1
MACD Signal
-0.09
MACD Histogram
-0.01
RSI
43.07
Stochastic %K
23.78
Stochastic %D
31.35
StochRSI %K
28.57
StochRSI %D
41.3

XYF Performance Numbers

Last year, XYF earnings were $164.83M. Over the last 5 year, XYF's earnings have gone up by 5.45% per year. This was slower than the Credit Services industry average of 12.13%.

Last year, XYF revenue was $668.73M. Over the last five year, XYF's revenue has grown by 5.8% per year. This was slower than the Credit Services industry average of 9.59%.

Learn more about XYF's earnings and revenue performance here.

Who is buying/selling XYF?

Over the past year, executives and large shareholders at XYF have not bought or sold any shares.

Dig into more about who owns XYF stock here.

Does XYF stock generate passive income?

X Financial pays a dividend of 4.5%, compared to the Credit Services industry's average dividend yield of 4.09%. If you owned $1,000 of XYF stock, you would have been paid $44.97 in the past 12 months.

X Financial dividend payments have not consistently grown over the past 5 years and have not remained stable.

Get more info about X Financial dividend yield and history here.

Get opinions from other investors

One of the primary reasons eToro is our highest-rated brokerage is because of its social trading community.

Click below to learn what other traders have to say.

Step 5: Make your XYF trade

There are two primary types of orders:

  • Market order: A market order is an order to buy or sell a security at the best price on the market.
    Market orders are generally the best for newer investors.
  • Limit order: A limit order allows you to buy or sell a security at a specific price (or better).
    If you want to make sure you're buying or selling at an exact dollar amount limit, use a limit order.

Click the Open Trade button and eToro will execute your order.

If you require additional help investing in stocks on eToro, click the how to video below:

Open eToro Account

Step 6: Get updates on your investment in XYF

Now that you own some XYF shares, you'll want to stay up-to-date on your investment.

Put XYF on a watchlist to get alerted to the latest events about your XYF stock.

XYF Feed

How to Buy Stock in X Financial

To summarize, here are the 6 steps to buy stock in X Financial:

  1. Figure out where to buy X Financial stock
  2. Open your brokerage account
  3. Deposit funds into your brokerage account
  4. Evaluate X Financial stock
  5. Make your XYF trade
  6. Get updates on your investment in XYF

If you require a brokerage, eToro is our recommended option.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you would like to keep track of your new investment in X Financial, create a watchlist on WallStreetZen today.

NYSE: XYF
$3.78+0.00 (+0%)
Updated Apr 19, 2024
Open eToro Account
NYSE: XYF
$3.78+0.00 (+0%)
Updated Apr 19, 2024
Open eToro Account

FAQ

How much does it cost to buy one X Financial share?

As of Apr 19, 2024, it costs $3.78 to buy one share of X Financial stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $1, you can buy 0.265 shares of XYF.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy X Financial stock?

One way to place an order for X Financial stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.