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NYSE: XYF
X Financial Earnings Dates, Reports, Calls

OverviewEarnings
RevenueDividendOwnership
X Financial earnings were $242.4M for the trailing 12 months ending Jun 30, 2025, with 47.8% growth year over year. The latest XYF earnings report on Jun 30, 2025 announced Q2 2025 earnings of $73.4M, up 16.4% from last quarter. For the last reported fiscal year 2024 ending Dec 31, 2024, XYF reported annual earnings of $210.9M, with 26% growth.

XYF past earnings growth

How has XYF's earnings growth performed historically?

Company
47.79%
Industry
4.08%
Market
34.06%
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Earnings Growth vs Industry Performance
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Earnings Growth vs Market Performance
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Accelerating Earnings Growth Performance

XYF earnings history

Current Revenue
$1.0B
Current Earnings
$243.1M
Current Profit Margin
23.3%

XYF Return on Equity

Current Company
24.1%
Current Industry
81.6%
Current Market
30.7%
XYF's Return on Equity (24.1%)... subscribe to Premium to read more.
High Return on Equity Performance

XYF undefined

Current Company
14.2%
Current Industry
17.1%
XYF is generating lower Return... subscribe to Premium to read more.
Above Average Return on Assets Performance

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XYF undefined

Current Company
0%
Current Industry
30.6%

XYF vs Credit Service Stocks

TickerEBITDAEarningsY/Y EarningsEPS
XYFN/A$242.39M+120.69%$5.49
PRAA$377.99M$91.64M-3.96%$2.32
QDN/A$73.15M-1.02%$0.44
YRDN/A$179.94M+26.63%$2.08
NCDL$97.85M$97.13M+10.62%$2.12
View Top Credit Service Stocks

X Financial Earnings Reports & History FAQ

What were X Financial's earnings last quarter?

X Financial (NYSE: XYF) reported Q2 2025 earnings per share (EPS) of $1.75, up 50.39% year over year. Total XYF earnings for the quarter were $73.44 million. In the same quarter last year, X Financial's earnings per share (EPS) was $1.17.

If you're new to stock investing, here's how to buy X Financial stock.

Is X Financial profitable or losing money?

As of the last X Financial earnings report, X Financial is currently profitable. X Financial's net profit (also called net income) for the twelve months ending Jun 30, 2025 was $243.06 million, a 34.23% increase year over year.

What was XYF's earnings growth in the past year?

As of X Financial's earnings date in Q3 2025, X Financial's earnings has grown 47.79% year over year. This is 43.71 percentage points higher than the US Credit Services industry earnings growth rate of 4.08%. XYF earnings in the past year totalled $242.39 million.
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