NYSE: XYF
X Financial Earnings Dates, Reports, Calls

X Financial earnings were $225.5M for the trailing 12 months ending Mar 31, 2025, with 34.1% growth year over year. The latest XYF earnings report on Mar 31, 2025 announced Q1 2025 earnings of $63.1M, up 19.5% from last quarter. For the last reported fiscal year 2024 ending Dec 31, 2024, XYF reported annual earnings of $210.9M, with 26% growth.

XYF past earnings growth

How has XYF's earnings growth performed historically?

Company
34.1%
Industry
12.76%
Market
34%
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Earnings Growth vs Industry Performance
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Earnings Growth vs Market Performance
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Accelerating Earnings Growth Performance

XYF earnings history

Current Revenue
$909.3M
Current Earnings
$225.2M
Current Profit Margin
24.8%

XYF Return on Equity

Current Company
23.4%
Current Industry
83.5%
Current Market
31.5%
XYF's Return on Equity (23.4%)... subscribe to Premium to read more.
High Return on Equity Performance

XYF undefined

Current Company
13.8%
Current Industry
18%
XYF is generating lower Return... subscribe to Premium to read more.
Above Average Return on Assets Performance

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XYF undefined

Current Company
0%
Current Industry
32.5%

XYF vs Credit Service Stocks

TickerEBITDAEarningsY/Y EarningsEPS
XYFN/A$225.50M+37.03%$4.89
ATLC$153.40M$95.44M+33.22%$6.42
WRLD$164.83M$89.74M+35.21%$16.54
EZPW$228.68M$89.55M+130.37%$1.64
BBDC$102.48M$98.86M-24.42%$0.93

X Financial Earnings Reports & History FAQ

What were X Financial's earnings last quarter?

X Financial (NYSE: XYF) reported Q1 2025 earnings per share (EPS) of $1.50, up 45.6% year over year. Total XYF earnings for the quarter were $63.10 million. In the same quarter last year, X Financial's earnings per share (EPS) was $1.03.

If you're new to stock investing, here's how to buy X Financial stock.

Is X Financial profitable or losing money?

As of the last X Financial earnings report, X Financial is currently profitable. X Financial's net profit (also called net income) for the twelve months ending Mar 31, 2025 was $225.19 million, a 28.11% increase year over year.

What was XYF's earnings growth in the past year?

As of X Financial's earnings date in Q2 2025, X Financial's earnings has grown 34.1% year over year. This is 21.34 percentage points higher than the US Credit Services industry earnings growth rate of 12.76%. XYF earnings in the past year totalled $225.50 million.
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