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NYSE: XYF
X Financial Earnings Dates, Reports, Calls

OverviewEarnings
RevenueDividendOwnership
X Financial earnings were $210.7M for the trailing 12 months ending Dec 31, 2024, with 25.6% growth year over year. The latest XYF earnings report on Dec 31, 2024 announced Q4 2024 earnings of $52.8M, up 0.1% from last quarter. For the last reported fiscal year 2024 ending Dec 31, 2024, XYF reported annual earnings of $210.9M, with 26% growth.

XYF past earnings growth

How has XYF's earnings growth performed historically?

Company
25.64%
Industry
16.34%
Market
64.34%
XYF's earnings have grown faster... subscribe to Premium to read more.
Earnings Growth vs Industry Performance
XYF's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Market Performance
XYF's earnings growth is accelerating... subscribe to Premium to read more.
Accelerating Earnings Growth Performance

XYF earnings history

Current Revenue
$804.4M
Current Earnings
$210.9M
Current Profit Margin
26.2%

XYF Return on Equity

Current Company
23%
Current Industry
79.6%
Current Market
34.1%
XYF's Return on Equity (23%)... subscribe to Premium to read more.
High Return on Equity Performance

XYF undefined

Current Company
13%
Current Industry
17.5%
XYF is generating lower Return... subscribe to Premium to read more.
Above Average Return on Assets Performance

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XYF undefined

Current Company
0%
Current Industry
31.6%

XYF vs Credit Service Stocks

TickerEBITDAEarningsY/Y EarningsEPS
XYF$267.22M$210.66M+15.66%$4.38
YRD$244.09M$216.46M+7.01%$2.50
QD$29.14M$12.55M-47.31%$0.07
GDOT$67.67M-$26.70MN/A-$0.50
PRAA$331.69M$70.60M-1.19%$1.79
View Top Credit Service Stocks

X Financial Earnings Reports & History FAQ

What were X Financial's earnings last quarter?

X Financial (NYSE: XYF) reported Q4 2024 earnings per share (EPS) of $1.13, up 104.73% year over year. Total XYF earnings for the quarter were $52.83 million. In the same quarter last year, X Financial's earnings per share (EPS) was $0.55.

If you're new to stock investing, here's how to buy X Financial stock.

Is X Financial profitable or losing money?

As of the last X Financial earnings report, X Financial is currently profitable. X Financial's net profit (also called net income) for the twelve months ending Dec 31, 2024 was $210.95 million, a 26.02% increase year over year.

What was XYF's earnings growth in the past year?

As of X Financial's earnings date in Q2 2025, X Financial's earnings has grown 25.64% year over year. This is 9.3 percentage points higher than the US Credit Services industry earnings growth rate of 16.34%. XYF earnings in the past year totalled $210.66 million.
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