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NYSE: XYF
X Financial Earnings Dates, Reports, Calls

OverviewEarnings
RevenueDividendOwnership
X Financial earnings were $242.4M for the trailing 12 months ending Jun 30, 2025, with 47.8% growth year over year. The latest XYF earnings report on Jun 30, 2025 announced Q2 2025 earnings of $73.4M, up 16.4% from last quarter. For the last reported fiscal year 2024 ending Dec 31, 2024, XYF reported annual earnings of $210.9M, with 26% growth. The next XYF earnings date is Nov 20, 2025.

XYF past earnings growth

How has XYF's earnings growth performed historically?

Company
47.79%
Industry
4.66%
Market
37.67%
XYF's earnings have grown faster... subscribe to Premium to read more.
Earnings Growth vs Industry Performance
XYF's earnings have grown faster... subscribe to Premium to read more.
Earnings Growth vs Market Performance
XYF's earnings growth is accelerating... subscribe to Premium to read more.
Accelerating Earnings Growth Performance

XYF earnings history

Current Revenue
$1.0B
Current Earnings
$243.1M
Current Profit Margin
23.3%

XYF Return on Equity

Current Company
24.1%
Current Industry
81.6%
Current Market
30.7%
XYF's Return on Equity (24.1%)... subscribe to Premium to read more.
High Return on Equity Performance

XYF undefined

Current Company
14.2%
Current Industry
17.1%
XYF is generating lower Return... subscribe to Premium to read more.
Above Average Return on Assets Performance

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XYF undefined

Current Company
0%
Current Industry
30.6%

XYF vs Credit Service Stocks

TickerEBITDAEarningsY/Y EarningsEPS
XYFN/A$242.39M+120.69%$5.49
YRDN/A$179.94M+26.63%$2.08
PRAA$377.99M$91.64M-3.96%$2.32
RM$139.61M$34.72M+6.68%$3.62
RWAY$107.58M$63.43M+5.71%$1.65
View Top Credit Service Stocks

XYF earnings dates

Next earnings date
Nov 20, 2025

X Financial Earnings Reports & History FAQ

What were X Financial's earnings last quarter?

X Financial (NYSE: XYF) reported Q2 2025 earnings per share (EPS) of $1.75, up 50.39% year over year. Total XYF earnings for the quarter were $73.44 million. In the same quarter last year, X Financial's earnings per share (EPS) was $1.17.

If you're new to stock investing, here's how to buy X Financial stock.

When does X Financial report earnings?

The next XYF earnings call is Invalid Date. Add XYF to your watchlist to be reminded of X Financial's next earnings date.

What was XYF's earnings growth in the past year?

As of X Financial's earnings date in Q4 2025, X Financial's earnings has grown 47.79% year over year. This is 43.13 percentage points higher than the US Credit Services industry earnings growth rate of 4.66%. XYF earnings in the past year totalled $242.39 million.

Is X Financial profitable or losing money?

As of the last X Financial earnings report, X Financial is currently profitable. X Financial's net profit (also called net income) for the twelve months ending Jun 30, 2025 was $243.06 million, a 34.23% increase year over year.
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