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NYSE: XYF
X Financial Earnings Dates, Reports, Calls

OverviewEarnings
RevenueDividendOwnership
X Financial earnings were $251.8M for the trailing 12 months ending Sep 30, 2025, with 52.9% growth year over year. The latest XYF earnings report on Sep 30, 2025 announced Q3 2025 earnings of $59.2M, down 19.4% from last quarter. For the last reported fiscal year 2024 ending Dec 31, 2024, XYF reported annual earnings of $210.9M, with 26% growth.

XYF past earnings growth

How has XYF's earnings growth performed historically?

Company
52.92%
Industry
8.31%
Market
53.75%
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Earnings Growth vs Industry Performance
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Earnings Growth vs Market Performance
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Accelerating Earnings Growth Performance

XYF earnings history

Current Revenue
$1.1B
Current Earnings
$251.8M
Current Profit Margin
22.8%

XYF Return on Equity

Current Company
23.9%
Current Industry
83.5%
Current Market
35.1%
XYF's Return on Equity (23.9%)... subscribe to Premium to read more.
High Return on Equity Performance

XYF undefined

Current Company
13.7%
Current Industry
16.9%
XYF is generating lower Return... subscribe to Premium to read more.
Above Average Return on Assets Performance

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XYF undefined

Current Company
0%
Current Industry
31.2%

XYF vs Credit Service Stocks

TickerEBITDAEarningsY/Y EarningsEPS
XYFN/A$251.83M+320.51%$5.94
ANTAN/AN/AN/AN/A
OPRT$84.85M$30.58M-16.62%$0.73
MFIN$74.30M$40.99M+1.88%$1.81
CPSS$254.30M$19.49M+2.90%$0.90
View Top Credit Service Stocks

X Financial Earnings Reports & History FAQ

What were X Financial's earnings last quarter?

On XYF's earnings call on Invalid Date, X Financial (NYSE: XYF) reported Q3 2025 earnings per share (EPS) of $1.48, up 34.33% year over year. Total XYF earnings for the quarter were $59.16 million. In the same quarter last year, X Financial's earnings per share (EPS) was $1.10.

If you're new to stock investing, here's how to buy X Financial stock.

Is X Financial profitable or losing money?

As of the last X Financial earnings report, X Financial is currently profitable. X Financial's net profit (also called net income) for the twelve months ending Sep 30, 2025 was $251.83 million, a 33.48% increase year over year.

What was XYF's earnings growth in the past year?

As of X Financial's earnings date in Invalid Date, X Financial's earnings has grown 52.92% year over year. This is 44.61 percentage points higher than the US Credit Services industry earnings growth rate of 8.31%. XYF earnings in the past year totalled $251.83 million.
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