WallStreetZenWallStreetZen

NYSE: XYF
X Financial Earnings Dates, Reports, Calls

OverviewEarnings
RevenueDividendOwnership
X Financial earnings were $153.8M for the trailing 12 months ending Mar 31, 2026, with -22.9% growth year over year. The latest XYF earnings report on Mar 31, 2026 announced Q1 2026 earnings of $5.5M, down 32.3% from last quarter. For the last reported fiscal year 2025 ending Dec 31, 2025, XYF reported annual earnings of $208.0M, with -1.4% growth. The next XYF earnings date is Aug 17, 2026.

XYF past earnings growth

How has XYF's earnings growth performed historically?

Company
-22.91%
Industry
16.46%
Market
86.56%
XYF's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Industry Performance
XYF's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Market Performance

XYF earnings history

Current Revenue
$996.8M
Current Earnings
$151.4M
Current Profit Margin
15.2%

XYF Return on Equity

Current Company
13.4%
Current Industry
88.9%
Current Market
13.5%
XYF's Return on Equity (13.4%)... subscribe to Premium to read more.
High Return on Equity Performance

XYF Return on Assets

Current Company
7.4%
Current Industry
18%
XYF is generating lower Return... subscribe to Premium to read more.
Above Average Return on Assets Performance

Be the first to know when XYF announces earnings.

XYF Return on Capital Employed

Current Company
0%
Current Industry
35.6%

XYF vs Credit Service Stocks

TickerEBITDAEarningsY/Y EarningsEPS
XYFN/A$153.81M+14.34%$3.83
FOA$73.80M$31.21M-37.74%$3.25
CPSS$267.25M$20.17M+4.80%$0.91
RWAY$41.28M-$2.63MN/A-$0.08
PMTS$75.44M$12.23M-6.23%$1.08
View Top Credit Service Stocks

XYF earnings dates

Next earnings date
Aug 17, 2026

X Financial Earnings Reports & History FAQ

What were X Financial's earnings last quarter?

X Financial (NYSE: XYF) reported Q1 2026 earnings per share (EPS) of $0.14, up 90.76% year over year. Total XYF earnings for the quarter were $5.50 million. In the same quarter last year, X Financial's earnings per share (EPS) was $1.50.

If you're new to stock investing, here's how to buy X Financial stock.

When does X Financial report earnings?

The next XYF earnings call is Invalid Date. Add XYF to your watchlist to be reminded of X Financial's next earnings date.

What was XYF's earnings growth in the past year?

As of X Financial's earnings date in Q2 2026, X Financial's earnings has grown -22.91% year over year. This is 39.37 percentage points lower than the US Credit Services industry earnings growth rate of 16.46%. XYF earnings in the past year totalled $153.81 million.

Is X Financial profitable or losing money?

As of the last X Financial earnings report, X Financial is currently profitable. X Financial's net profit (also called net income) for the twelve months ending Mar 31, 2026 was $151.36 million, a 32.79% decrease year over year.
©2026 WallStreetZen
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletter
Stock Tools
Top Performing AnalystsStock ScreenerStock ForecastTrending StocksStrong Buy StocksHighest Earnings StocksBest Dividend Paying StocksStatisticsStock Market SectorsStock Market IndustriesHow to Buy Stocks Online
Stock Ideas
Buy The DipBiggest Stock Gainers TodayBiggest Stock Losers Today52 Week High Stocks52 Week Low StocksMost Active Stocks TodayMost Undervalued StocksBest Penny Stocks to Buy NowBest Stocks Under $5Best Stocks Under $10
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.