NYSE: YRDYiren Digital Ltd Stock
$4.85+0.14 (+2.97%)
Updated Apr 18, 2024
YRD Price
$4.85
Fair Value Price
N/A
Market Cap
$425.46M
52 Week Low
$1.94
52 Week High
$5.80
P/E
1.48x
P/B
0.38x
P/S
0.4x
PEG
0.34x
Dividend Yield
N/A
Revenue
$679.95M
Earnings
$293.40M
Gross Margin
80.1%
Operating Margin
52.39%
Profit Margin
42.5%
Debt to Equity
0.27
Operating Cash Flow
N/A
Beta
1.04
Next Earnings
Jun 7, 2024
Ex-Dividend
N/A
Next Dividend
N/A
YRD Overview
Yiren Digital Limited is an online consumer finance platform connecting borrowers and lenders in China. It provides loan facilitation services, cash processing, collection, and SMS services. The company facilitates secured and unsecured consumer loans, secured financial leasing, and small business loans. It also distributes short-term cash management, mutual fund investment, insurance, and securities products. Known as Yirendai Ltd. until 2019/09, Yiren Digital was founded in 2012 and is based in Beijing, PRC.
Zen Score
–
Industry Average (31)
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Due Diligence Checks
YRD ($4.85) is trading below its intrinsic value of $22.94, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
YRD is good value based on its earnings relative to its share price (1.48x), compared to the US market average (41.33x)
P/E vs Market Valuation
YRD is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
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Valuation
YRD price to earnings (PE)
For valuing profitable companies with steady earnings
Company
1.48x
Industry
28.26x
Market
41.33x
YRD is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
YRD is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
YRD price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.38x
Industry
4.8x
YRD is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
YRD price to earnings growth (PEG)
For valuing profitable companies with growth potential
YRD is good value based... subscribe to Premium to read more.
PEG Value Valuation
YRD's financial health
Profit margin
Revenue
$179.7M
Net Income
$80.6M
Profit Margin
44.8%
YRD's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.4B
Liabilities
$309.1M
Debt to equity
0.27
YRD's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
YRD's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
N/A
Investing
N/A
Financing
N/A
YRD vs Credit Service Stocks
Yiren Digital Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.