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NYSE: YRD
Yiren Digital Ltd Stock

$5.15-0.13 (-2.46%)
Updated Apr 12, 2024
YRD Price
$5.15
Fair Value Price
N/A
Market Cap
$451.77M
52 Week Low
$1.94
52 Week High
$5.80
P/E
1.58x
P/B
0.4x
P/S
0.4x
PEG
0.36x
Dividend Yield
N/A
Revenue
$679.95M
Earnings
$293.40M
Gross Margin
80.1%
Operating Margin
52.39%
Profit Margin
42.5%
Debt to Equity
0.27
Operating Cash Flow
N/A
Beta
1.04
Next Earnings
Jun 7, 2024
Ex-Dividend
N/A
Next Dividend
N/A

YRD Overview

Yiren Digital Limited is an online consumer finance platform connecting borrowers and lenders in China. It provides loan facilitation services, cash processing, collection, and SMS services. The company facilitates secured and unsecured consumer loans, secured financial leasing, and small business loans. It also distributes short-term cash management, mutual fund investment, insurance, and securities products. Known as Yirendai Ltd. until 2019/09, Yiren Digital was founded in 2012 and is based in Beijing, PRC.

Zen Score

Industry Average (31)
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Due Diligence Checks

YRD ($5.15) is trading below its intrinsic value of $22.94, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
YRD is good value based on its earnings relative to its share price (1.58x), compared to the US market average (42.64x)
P/E vs Market Valuation
YRD is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
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YRD News

Valuation

YRD price to earnings (PE)

For valuing profitable companies with steady earnings
Company
1.58x
Industry
28.84x
Market
42.64x
YRD is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
YRD is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

YRD price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.4x
Industry
4.87x
YRD is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

YRD price to earnings growth (PEG)

For valuing profitable companies with growth potential
YRD is good value based... subscribe to Premium to read more.
PEG Value Valuation

YRD's financial health

Profit margin

Revenue
$179.7M
Net Income
$80.6M
Profit Margin
44.8%
YRD's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.4B
Liabilities
$309.1M
Debt to equity
0.27
YRD's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
YRD's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
N/A
Investing
N/A
Financing
N/A

YRD vs Credit Service Stocks

TickerMarket Cap1d %P/EP/B
YRD$451.77M-2.46%1.58x0.40x
GDOT$422.64M-2.20%61.54x0.49x
QD$493.86M-0.41%96.80x0.30x
ATLC$399.38M-0.44%5.11x1.01x
RWAY$508.39M+0.24%11.51x0.93x

Yiren Digital Stock FAQ

What is Yiren Digital's quote symbol?

(NYSE: YRD) Yiren Digital trades on the NYSE under the ticker symbol YRD. Yiren Digital stock quotes can also be displayed as NYSE: YRD.

If you're new to stock investing, here's how to buy Yiren Digital stock.

What is the 52 week high and low for Yiren Digital (NYSE: YRD)?

(NYSE: YRD) Yiren Digital's 52-week high was $5.80, and its 52-week low was $1.94. It is currently -11.21% from its 52-week high and 165.46% from its 52-week low.

How much is Yiren Digital stock worth today?

(NYSE: YRD) Yiren Digital currently has 175,445,539 outstanding shares. With Yiren Digital stock trading at $5.15 per share, the total value of Yiren Digital stock (market capitalization) is $451.77M.

Yiren Digital stock was originally listed at a price of $9.10 in Dec 18, 2015. If you had invested in Yiren Digital stock at $9.10, your return over the last 8 years would have been -43.41%, for an annualized return of -6.87% (not including any dividends or dividend reinvestments).

How much is Yiren Digital's stock price per share?

(NYSE: YRD) Yiren Digital stock price per share is $5.15 today (as of Apr 12, 2024).

What is Yiren Digital's Market Cap?

(NYSE: YRD) Yiren Digital's market cap is $451.77M, as of Apr 15, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Yiren Digital's market cap is calculated by multiplying YRD's current stock price of $5.15 by YRD's total outstanding shares of 175,445,539.
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