Sectors & IndustriesFinancial ServicesCredit Services

Best Credit Service Stocks to Buy Now (2022)

Top credit service stocks in 2022 ranked by overall Zen Score. See the best credit service stocks to buy now, according to analyst forecasts for the credit services industry.

According to Zen Score, the 3 best credit service stocks to buy right now are:

360 DIGITECH (NASDAQ:QFIN) is the top credit service stock with a Zen Score of 68, which is 32 points higher than the credit service industry average of 36. It passed 26 out of 38 due diligence checks and has strong fundamentals. 360 DIGITECH has seen its stock lose -52.72% over the past year, underperforming other credit service stocks by -35 percentage points.

360 DIGITECH has an average 1 year price target of $33.00, an upside of 154.43% from 360 DIGITECH's current stock price of $12.97.

360 DIGITECH stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering 360 DIGITECH, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

LEXINFINTECH HOLDINGS (NASDAQ:LX) is the second best credit service stock with a Zen Score of 65, which is 29 points higher than the credit service industry average of 36. It passed 21 out of 33 due diligence checks and has strong fundamentals. LEXINFINTECH HOLDINGS has seen its stock lose -75.45% over the past year, underperforming other credit service stocks by -57 percentage points.

LEXINFINTECH HOLDINGS has an average 1 year price target of $8.60, an upside of 292.69% from LEXINFINTECH HOLDINGS's current stock price of $2.19.

LEXINFINTECH HOLDINGS stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 3 analysts covering LEXINFINTECH HOLDINGS, 66.67% have issued a Strong Buy rating, 0% have issued a Buy, 33.33% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

FINVOLUTION GROUP (NYSE:FINV) is the third best credit service stock with a Zen Score of 56, which is 20 points higher than the credit service industry average of 36. It passed 21 out of 38 due diligence checks and has strong fundamentals. FINVOLUTION GROUP has seen its stock lose -51.99% over the past year, underperforming other credit service stocks by -34 percentage points.

FINVOLUTION GROUP has an average 1 year price target of $7.13, an upside of 91.23% from FINVOLUTION GROUP's current stock price of $3.73.

FINVOLUTION GROUP stock has a consensus Buy recommendation according to Wall Street analysts. Of the 2 analysts covering FINVOLUTION GROUP, 50% have issued a Strong Buy rating, 0% have issued a Buy, 50% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Out of 26 credit service stocks that have issued dividends in the past year, the 3 credit service stocks with the highest dividend yields are:

ONEMAIN HOLDINGS (NYSE:OMF) has an annual dividend yield of 16.52%, which is 12 percentage points higher than the credit service industry average of 4.84%.

ONEMAIN HOLDINGS's dividend payout ratio of 71.3% indicates that its high dividend yield is sustainable for the long-term.

GOLDMAN SACHS BDC (NYSE:GSBD) has an annual dividend yield of 10.55%, which is 6 percentage points higher than the credit service industry average of 4.84%. GOLDMAN SACHS BDC's dividend payout is not stable, having dropped more than 10% three times in the last 10 years. GOLDMAN SACHS BDC's dividend has not shown consistent growth over the last 10 years.

GOLDMAN SACHS BDC's dividend payout ratio of 113.1% indicates that its high dividend yield might not be sustainable for the long-term.

OWL ROCK CAPITAL (NYSE:ORCC) has an annual dividend yield of 9.75%, which is 5 percentage points higher than the credit service industry average of 4.84%.

OWL ROCK CAPITAL's dividend payout ratio of 96.1% indicates that its high dividend yield might not be sustainable for the long-term.

Credit service stocks were down -2.04% in the last day, and down -4.75% over the last week. PayPal was the among the top losers in the credit services industry, dropping -3.12% yesterday.

Shares of several companies in the broader technology space are trading lower amid a continued selloff in stocks. The sector is also under pressure following Snap's Q2 warning.

Based on WallStreetZen's Valuation Score, the 3 most undervalued credit service stocks right now are:

SECURITY NATIONAL FINANCIAL (NASDAQ:SNFCA) is the most undervalued credit service stock based on WallStreetZen's Valuation Score. SECURITY NATIONAL FINANCIAL has a valuation score of 100, which is 50 points higher than the credit service industry average of 50. It passed 7 out of 7 valuation due diligence checks.

SECURITY NATIONAL FINANCIAL's stock has gained 8.45% in the past year. It has overperformed other stocks in the credit service industry by 27 percentage points.

SLM (NASDAQ:SLM) is the second most undervalued credit service stock based on WallStreetZen's Valuation Score. SLM has a valuation score of 100, which is 50 points higher than the credit service industry average of 50. It passed 7 out of 7 valuation due diligence checks.

SLM's stock has dropped -8.42% in the past year. It has overperformed other stocks in the credit service industry by 10 percentage points.

EZCORP (NASDAQ:EZPW) is the third most undervalued credit service stock based on WallStreetZen's Valuation Score. EZCORP has a valuation score of 100, which is 50 points higher than the credit service industry average of 50. It passed 7 out of 7 valuation due diligence checks.

EZCORP's stock has dropped -0.69% in the past year. It has overperformed other stocks in the credit service industry by 18 percentage points.