Best Credit Service Stocks to Buy Now (2024)
Top credit service stocks in 2024 ranked by overall Due Diligence Score. See the best credit service stocks to buy now, according to analyst forecasts for the credit services industry.

Industry: Credit Services
Ticker
Company
Exchange
Industry
DD Score
Market Cap
Price
1d %
EBITDA
P/E
D/E
SEZL
SEZZLE INC
NASDAQ
Credit Services
$2.03B$362.23-2.92%$58.86M36.33x3.14
QFIN
QIFU TECHNOLOGY INC
NASDAQ
Credit Services
$5.59B$36.832.19%N/A7.34x1.06
NISN
NISUN INTERNATIONAL ENTERPRISE DEVELOPMENT GROUP CO LTD
NASDAQ
Credit Services
$24.07M$6.092.70%$24.00M1.45x0.29
V
VISA INC
NYSE
Credit Services
$588.06B$311.010.62%$25.59B31.93x1.42
OMF
ONEMAIN HOLDINGS INC
NYSE
Credit Services
$6.85B$57.430.24%$997.00M12.54x6.97
OPFI
OPPFI INC
NYSE
Credit Services
$628.50M$7.29-0.82%$68.10M23.52x11.44
PYPL
PAYPAL HOLDINGS INC
NASDAQ
Credit Services
$90.11B$89.880.94%$6.76B21.40x3.14
EZPW
EZCORP INC
NASDAQ
Credit Services
$667.75M$12.26-2.00%$220.66M8.12x0.86
NAVI
NAVIENT CORP
NASDAQ
Credit Services
$1.63B$15.19-0.46%$112.00M19.99x18.84
MA
MASTERCARD INC
NYSE
Credit Services
$485.14B$528.570.72%$16.17B39.86x5.34
SYF
SYNCHRONY FINANCIAL
NYSE
Credit Services
$26.44B$67.921.49%$4.54B8.78x6.46
ENVA
ENOVA INTERNATIONAL INC
NYSE
Credit Services
$2.77B$105.71-0.15%$545.04M16.16x3.22
ALLY
ALLY FINANCIAL INC
NYSE
Credit Services
$11.75B$38.550.47%$1.87B15.30x12.11
DFS
DISCOVER FINANCIAL SERVICES
NYSE
Credit Services
$45.00B$179.221.08%$4.18B15.83x8.39
BBDC
BARINGS BDC INC
NYSE
Credit Services
$1.03B$9.760.31%$118.01M8.95x1.18
WU
WESTERN UNION CO
NYSE
Credit Services
$3.65B$10.80-0.83%$911.50M5.48x10.76
LPRO
OPEN LENDING CORP
NASDAQ
Credit Services
$699.39M$5.862.63%$19.60M195.33x0.80
AXP
AMERICAN EXPRESS CO
NYSE
Credit Services
$214.14B$303.991.15%$14.32B22.30x8.12
RM
REGIONAL MANAGEMENT CORP
NYSE
Credit Services
$338.13M$33.271.99%$117.92M13.58x4.16
MFIN
MEDALLION FINANCIAL CORP
NASDAQ
Credit Services
$219.37M$9.51-1.35%$66.31M5.37x6.76
COF
CAPITAL ONE FINANCIAL CORP
NYSE
Credit Services
$71.71B$187.961.29%$8.60B17.70x6.73
SLM
SLM CORP
NASDAQ
Credit Services
$5.64B$26.571.14%$972.50M9.10x13.07
FCFS
FIRSTCASH HOLDINGS INC
NASDAQ
Credit Services
$4.70B$104.99-0.92%$974.49M19.34x1.20
OCSL
OAKTREE SPECIALTY LENDING CORP
NASDAQ
Credit Services
$1.34B$16.340.37%$186.42M22.69x1.15
AGM
FEDERAL AGRICULTURAL MORTGAGE CORP
NYSE
Credit Services
$2.33B$213.800.46%$250.12M13.62x19.94
ATLC
ATLANTICUS HOLDINGS CORP
NASDAQ
Credit Services
$931.50M$63.203.95%$135.35M11.47x5.40
BFH
BREAD FINANCIAL HOLDINGS INC
NYSE
Credit Services
$3.14B$63.191.99%$515.00M9.94x5.99
YRD
YIREN DIGITAL LTD
NYSE
Credit Services
$423.55M$4.842.54%N/A1.66x0.34
XYF
X FINANCIAL
NYSE
Credit Services
$348.01M$7.29-0.14%N/A1.91x0.69
FINV
FINVOLUTION GROUP
NYSE
Credit Services
$1.78B$6.991.60%N/A5.90x0.54
NNI
NELNET INC
NYSE
Credit Services
$3.94B$108.520.62%$266.64M35.58x3.31
WRLD
WORLD ACCEPTANCE CORP
NASDAQ
Credit Services
$697.94M$121.390.27%$161.40M8.15x1.51
RWAY
RUNWAY GROWTH FINANCE CORP
NASDAQ
Credit Services
$394.94M$10.563.13%$84.70M10.15x1.12
PRAA
PRA GROUP INC
NASDAQ
Credit Services
$798.78M$20.260.15%$283.66M18.25x3.00
LMFA
LM FUNDING AMERICA INC
NASDAQ
Credit Services
$10.02M$2.950.68%-$1.86M-0.62x0.26
SOFI
SOFI TECHNOLOGIES INC
NASDAQ
Credit Services
$17.38B$16.022.36%$427.98M84.32x4.62
CACC
CREDIT ACCEPTANCE CORP
NASDAQ
Credit Services
$5.85B$483.102.44%$668.60M32.12x4.27
LX
LEXINFINTECH HOLDINGS LTD
NASDAQ
Credit Services
$919.51M$5.552.40%N/A8.94x1.16
IX
ORIX CORP
NYSE
Credit Services
$27.46B$113.00-0.63%$7.38B9.87x3.17
LC
LENDINGCLUB CORP
NYSE
Credit Services
$1.81B$16.122.74%$118.68M35.04x7.22
OMCC
OLD MARKET CAPITAL CORPORATION
NASDAQ
Credit Services
$43.15M$5.910.87%-$14.75M-2.96x0.16
FOA
FINANCE OF AMERICA COMPANIES INC
NYSE
Credit Services
$198.43M$19.99-4.72%$186.23M1.30x91.05
MCVT
MILL CITY VENTURES III LTD
NASDAQ
Credit Services
$12.20M$1.91-6.37%$380.73k38.20x0.03
SNTG
SENTAGE HOLDINGS INC
NASDAQ
Credit Services
$5.50M$1.960.93%-$1.80M-2.45x0.06
GDOT
GREEN DOT CORP
NYSE
Credit Services
$565.84M$10.523.34%$34.78M-10.02x4.67
OBDC
BLUE OWL CAPITAL CORP
NYSE
Credit Services
$5.98B$15.330.00%$1.11B9.52x1.36
CPSS
CONSUMER PORTFOLIO SERVICES INC
NASDAQ
Credit Services
$226.25M$10.57-0.47%$209.79M10.57x11.15
PMTS
CPI CARD GROUP INC
NASDAQ
Credit Services
$369.49M$33.111.13%$70.04M23.99x-9.00
QD
QUDIAN INC
NYSE
Credit Services
$529.53M$2.94-2.65%N/A49.00x0.10
UPST
UPSTART HOLDINGS INC
NASDAQ
Credit Services
$7.04B$77.165.11%-$143.13M-40.19x2.04
OPRT
OPORTUN FINANCIAL CORP
NASDAQ
Credit Services
$143.88M$4.000.50%-$122.91M-1.22x8.93
PT
PINTEC TECHNOLOGY HOLDINGS LTD
NASDAQ
Credit Services
$14.64M$0.91-1.94%N/A-2.33x-1.21
AIHS
SENMIAO TECHNOLOGY LTD
NASDAQ
Credit Services
$9.57M$0.913.41%-$2.62M-2.46x-11.78
LU
LUFAX HOLDING LTD
NYSE
Credit Services
$2.22B$2.562.81%N/A-3.32x1.42

Credit Service Stocks FAQ

What are the best credit service stocks to buy right now in Dec 2024?

According to Due Diligence Score, the 3 best credit service stocks to buy right now are:

1. Sezzle (NASDAQ:SEZL)


Sezzle (NASDAQ:SEZL) is the top credit service stock with a Due Diligence Score of 56, which is 22 points higher than the credit service industry average of 34. It passed 20 out of 33 due diligence checks and has strong fundamentals. Sezzle has seen its stock return 3,285.33% over the past year, overperforming other credit service stocks by 3,236 percentage points.

Sezzle has an average 1 year price target of $231.50, a downside of -36.09% from Sezzle's current stock price of $362.23.

Sezzle stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Sezzle, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Qifu Technology (NASDAQ:QFIN)


Qifu Technology (NASDAQ:QFIN) is the second best credit service stock with a Due Diligence Score of 54, which is 20 points higher than the credit service industry average of 34. It passed 20 out of 38 due diligence checks and has strong fundamentals. Qifu Technology has seen its stock return 150.03% over the past year, overperforming other credit service stocks by 101 percentage points.

Qifu Technology has an average 1 year price target of $37.50, an upside of 1.82% from Qifu Technology's current stock price of $36.83.

Qifu Technology stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Qifu Technology, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Nisun International Enterprise Development Group Co (NASDAQ:NISN)


Nisun International Enterprise Development Group Co (NASDAQ:NISN) is the third best credit service stock with a Due Diligence Score of 53, which is 19 points higher than the credit service industry average of 34. It passed 17 out of 33 due diligence checks and has strong fundamentals. Nisun International Enterprise Development Group Co has seen its stock return 69.17% over the past year, overperforming other credit service stocks by 20 percentage points.

What are the credit service stocks with highest dividends?

Out of 26 credit service stocks that have issued dividends in the past year, the 3 credit service stocks with the highest dividend yields are:

1. Oaktree Specialty Lending (NASDAQ:OCSL)


Oaktree Specialty Lending (NASDAQ:OCSL) has an annual dividend yield of 13.89%, which is 10 percentage points higher than the credit service industry average of 3.48%. Oaktree Specialty Lending's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Oaktree Specialty Lending's dividend has shown consistent growth over the last 10 years.

Oaktree Specialty Lending's dividend payout ratio of 315.3% indicates that its high dividend yield might not be sustainable for the long-term.

2. Western Union Co (NYSE:WU)


Western Union Co (NYSE:WU) has an annual dividend yield of 8.7%, which is 5 percentage points higher than the credit service industry average of 3.48%. Western Union Co's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Western Union Co's dividend has shown consistent growth over the last 10 years.

Western Union Co's dividend payout ratio of 47.7% indicates that its high dividend yield is sustainable for the long-term.

3. Barings Bdc (NYSE:BBDC)


Barings Bdc (NYSE:BBDC) has an annual dividend yield of 7.99%, which is 5 percentage points higher than the credit service industry average of 3.48%. Barings Bdc's dividend payout is not stable, having dropped more than 10% three times in the last 10 years. Barings Bdc's dividend has not shown consistent growth over the last 10 years.

Barings Bdc's dividend payout ratio of 95.4% indicates that its high dividend yield might not be sustainable for the long-term.

Why are credit service stocks up?

Credit service stocks were up 0.67% in the last day, and down -2.25% over the last week.

We couldn't find a catalyst for why credit service stocks are up.

What are the most undervalued credit service stocks?

Based on WallStreetZen's Valuation Score, the 3 most undervalued credit service stocks right now are:

1. Navient (NASDAQ:NAVI)


Navient (NASDAQ:NAVI) is the most undervalued credit service stock based on WallStreetZen's Valuation Score. Navient has a valuation score of 71, which is 32 points higher than the credit service industry average of 39. It passed 5 out of 7 valuation due diligence checks.

Navient's stock has dropped -14.52% in the past year. It has underperformed other stocks in the credit service industry by -63 percentage points.

2. Oaktree Specialty Lending (NASDAQ:OCSL)


Oaktree Specialty Lending (NASDAQ:OCSL) is the second most undervalued credit service stock based on WallStreetZen's Valuation Score. Oaktree Specialty Lending has a valuation score of 71, which is 32 points higher than the credit service industry average of 39. It passed 5 out of 7 valuation due diligence checks.

Oaktree Specialty Lending's stock has dropped -18.34% in the past year. It has underperformed other stocks in the credit service industry by -67 percentage points.

3. Nisun International Enterprise Development Group Co (NASDAQ:NISN)


Nisun International Enterprise Development Group Co (NASDAQ:NISN) is the third most undervalued credit service stock based on WallStreetZen's Valuation Score. Nisun International Enterprise Development Group Co has a valuation score of 71, which is 32 points higher than the credit service industry average of 39. It passed 5 out of 7 valuation due diligence checks.

Nisun International Enterprise Development Group Co's stock has gained 69.17% in the past year. It has overperformed other stocks in the credit service industry by 20 percentage points.

Are credit service stocks a good buy now?

32.43% of credit service stocks rated by analysts are a hold right now. On average, analysts expect credit service stocks to fall by -7.55% over the next year.

What is the average p/e ratio of the credit services industry?

The average P/E ratio of the credit services industry is 30.14x.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.