Ticker | Company | Price | Valuation Score | Graham Fair Value | Graham Fair Value % | P/E | Forward P/E | P/S | P/B | PEG | Free Cash Flow | Free Cash Flow Yield | Book Value | BVPS | EV | EV/EBITDA |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
LPRO | OPEN LENDING CORP | $4.63 | $12.64 | -63.37% | 25.72x | 4.98x | 4.76x | 2.68x | 0.14x | $80.48M | 14.38% | $205.58M | 1.70 | $451.23M | 10.93 | |
QFIN | QIFU TECHNOLOGY INC | $18.02 | $76.91 | -76.57% | 4.86x | 3.03x | 1.28x | 0.94x | 0.11x | $988.66M | 34.21% | $3.05B | 19.00 | $1.91B | N/A | |
SLM | SLM CORP | $20.78 | $34.94 | -40.53% | 8.52x | 6.45x | 3.28x | 2.43x | 0.34x | -$144.64M | -3.01% | $1.88B | 8.13 | $5.51B | 6.38 | |
PYPL | PAYPAL HOLDINGS INC | $62.10 | $37.13 | 67.27% | 16.13x | 14.41x | 2.30x | 3.16x | 1.36x | $4.27B | 6.23% | $21.05B | 19.09 | $67.15B | 10.36 | |
NAVI | NAVIENT CORP | $16.26 | $36.97 | -56.02% | 8.70x | 5.59x | 1.73x | 0.23x | 0.21x | $676.00M | 34.08% | $8.01B | 65.69 | $56.67B | 181.05 | |
DFS | DISCOVER FINANCIAL SERVICES | $124.27 | $156.58 | -20.63% | 11.03x | 8.55x | 3.16x | 2.10x | 0.46x | $8.26B | 26.53% | $14.83B | 59.18 | $40.74B | 9.69 | |
MA | MASTERCARD INC | $454.70 | $169.02 | 169.02% | 38.34x | 29.72x | 17.10x | 61.22x | 1.53x | $10.89B | 2.54% | $6.93B | 7.34 | $429.43B | 28.60 | |
V | VISA INC | $271.37 | $87.40 | 210.49% | 31.23x | 27.45x | 16.43x | 13.78x | 2.39x | $19.12B | 3.49% | $39.73B | 19.68 | $553.21B | 23.28 | |
ATLC | ATLANTICUS HOLDINGS CORP | $24.50 | $107.24 | -77.15% | 4.58x | N/A | 1.01x | 0.91x | 0.11x | $455.33M | 127.18% | $394.68M | 27.01 | $2.00B | 14.99 | |
OMF | ONEMAIN HOLDINGS INC | $47.90 | $124.23 | -61.44% | 8.99x | 5.52x | 2.25x | 1.80x | 0.18x | $2.52B | 43.68% | $3.19B | 26.47 | $24.00B | 21.88 | |
COF | CAPITAL ONE FINANCIAL CORP | $141.63 | $234.87 | -39.70% | 11.82x | 7.75x | 2.04x | 0.93x | 0.29x | $19.61B | 36.42% | $58.09B | 152.78 | $60.41B | 6.52 | |
OCSL | OAKTREE SPECIALTY LENDING CORP | $19.48 | $27.96 | -30.33% | 12.73x | 8.77x | 3.81x | 1.02x | 0.35x | $339.79M | 22.41% | $1.51B | 19.42 | $3.03B | 12.61 | |
WU | WESTERN UNION CO | $12.93 | $18.28 | -29.27% | 7.65x | 6.47x | 1.10x | 9.24x | 0.50x | $635.30M | 13.25% | $479.00M | 1.29 | $5.66B | 5.47 | |
MFIN | MEDALLION FINANCIAL CORP | $7.88 | $16.90 | -53.38% | 3.22x | N/A | 1.10x | 0.54x | 0.80x | $113.76M | 64.14% | $342.99M | 15.24 | $285.77M | 3.35 | |
SYF | SYNCHRONY FINANCIAL | $40.80 | $52.11 | -21.71% | 7.83x | 7.12x | 2.17x | 1.19x | 0.61x | $8.59B | 51.77% | $13.90B | 34.17 | $18.32B | 5.52 | |
ALLY | ALLY FINANCIAL INC | $38.71 | $121.10 | -68.03% | 12.90x | 4.74x | 1.43x | 0.85x | 0.13x | $4.66B | 39.66% | $13.77B | 45.32 | $25.69B | 11.58 | |
AXP | AMERICAN EXPRESS CO | $217.50 | $113.87 | 91.00% | 19.37x | 16.95x | 2.88x | 5.61x | 1.46x | $17.00B | 10.63% | $28.06B | 38.17 | $160.00B | 13.15 | |
AGM | FEDERAL AGRICULTURAL MORTGAGE CORP | $180.36 | $138.10 | 30.60% | 11.29x | N/A | 5.59x | 1.39x | 1.25x | $375.80M | 19.21% | $1.41B | 130.17 | $28.76B | 113.61 | |
EZPW | EZCORP INC | $10.96 | $9.14 | 19.81% | 12.04x | N/A | 0.56x | 0.78x | 0.92x | $71.20M | 11.80% | $774.88M | 14.07 | $984.21M | 5.81 | |
FINV | FINVOLUTION GROUP | $4.73 | $6.51 | -27.31% | 4.01x | N/A | 0.75x | 0.67x | 65.71x | $196.31M | 15.10% | $1.91B | 6.95 | $336.01M | N/A | |
LX | LEXINFINTECH HOLDINGS LTD | $1.61 | N/A | N/A | 1.79x | 1.13x | 0.15x | 0.20x | N/A | N/A | N/A | $1.35B | 8.21 | $461.27M | N/A | |
ENVA | ENOVA INTERNATIONAL INC | $59.59 | $64.29 | -7.32% | 10.44x | N/A | 1.49x | 1.35x | 0.63x | $1.12B | 61.36% | $1.24B | 40.43 | $4.27B | 9.28 | |
BFH | BREAD FINANCIAL HOLDINGS INC | $33.20 | N/A | N/A | 2.31x | 2.51x | 0.54x | 0.56x | N/A | $1.94B | 117.28% | $2.92B | 58.59 | $3.34B | 3.14 | |
BBDC | BARINGS BDC INC | $9.25 | $6.85 | 35.10% | 7.71x | N/A | 3.42x | 0.82x | 12.42x | $76.94M | 7.77% | $1.20B | 11.18 | $2.36B | 18.23 | |
NRDS | NERDWALLET INC | $13.26 | N/A | N/A | -88.40x | 63.14x | 1.70x | 2.78x | N/A | $42.60M | 4.19% | $366.90M | 4.78 | $920.72M | 16.65 | |
LC | LENDINGCLUB CORP | $7.61 | $17.03 | -55.31% | 21.14x | 5.07x | 0.95x | 0.67x | 0.18x | -$1.20B | -144.90% | $1.25B | 11.54 | -$434.57M | -4.27 | |
NISN | NISUN INTERNATIONAL ENTERPRISE DEVELOPMENT GROUP CO LTD | $5.42 | N/A | N/A | 1.47x | N/A | 0.09x | 0.11x | N/A | $57.95M | 271.13% | $188.76M | 47.87 | -$81.92M | -3.81 | |
XYF | X FINANCIAL | $3.78 | $23.62 | -84.00% | 1.10x | N/A | 0.27x | 0.23x | 0.28x | N/A | N/A | $812.10M | 16.91 | $490.09M | N/A | |
YRD | YIREN DIGITAL LTD | $4.85 | $22.94 | -78.86% | 1.48x | N/A | 0.63x | 0.38x | 0.34x | N/A | N/A | $1.12B | 12.71 | -$412.73M | N/A | |
CPSS | CONSUMER PORTFOLIO SERVICES INC | $8.64 | $26.37 | -67.24% | 3.98x | N/A | 0.51x | 0.66x | 0.21x | $237.42M | 131.50% | $274.67M | 13.15 | $2.62B | 12.58 | |
IX | ORIX CORP | $101.75 | $202.40 | -49.73% | 12.38x | 6.91x | 1.36x | 0.99x | 0.23x | $1.47B | 5.84% | $25.37B | 102.74 | $58.73B | 9.20 | |
FUFU | BITFUFU INC | $3.00 | $1.33 | 126.17% | 42.86x | N/A | 1.58x | 28.18x | 1.11x | N/A | N/A | $17.33M | 0.12 | $456.42M | N/A | |
RWAY | RUNWAY GROWTH FINANCE CORP | $12.62 | N/A | N/A | 11.58x | N/A | 3.11x | 0.93x | N/A | $112.44M | 22.00% | $547.07M | 13.51 | $1.02B | 11.55 | |
SNTG | SENTAGE HOLDINGS INC | $2.04 | N/A | N/A | -1.81x | N/A | -291.43x | 0.44x | N/A | -$6.03M | -124.41% | $13.04M | 5.49 | $3.09M | -1.18 | |
LMFA | LM FUNDING AMERICA INC | $2.67 | N/A | N/A | -0.38x | N/A | 0.47x | 0.18x | N/A | -$5.03M | -82.47% | $36.19M | 15.85 | $5.02M | -0.46 | |
SOFI | SOFI TECHNOLOGIES INC | $7.13 | N/A | N/A | -19.81x | 89.13x | 3.17x | 1.33x | N/A | -$7.35B | -109.06% | $5.23B | 5.54 | $8.70B | -87.21 | |
RM | REGIONAL MANAGEMENT CORP | $24.87 | N/A | N/A | 14.63x | N/A | 0.42x | 0.75x | N/A | $244.47M | 104.60% | $322.27M | 34.29 | $1.55B | 15.03 | |
WRLD | WORLD ACCEPTANCE CORP | $132.33 | $109.82 | 20.49% | 11.23x | N/A | 1.33x | 1.98x | 1.03x | $262.41M | 34.35% | $407.02M | 70.51 | $1.46B | 9.93 | |
FCFS | FIRSTCASH HOLDINGS INC | $128.72 | $35.19 | 265.77% | 26.71x | N/A | 1.84x | 2.91x | 5.16x | $285.54M | 4.92% | $2.00B | 44.26 | $7.60B | 8.38 | |
NNI | NELNET INC | $94.41 | N/A | N/A | 38.53x | N/A | 3.06x | 1.07x | N/A | $358.92M | 10.16% | $3.26B | 87.20 | $14.30B | 54.67 | |
PMTS | CPI CARD GROUP INC | $17.58 | $52.84 | -66.73% | 8.37x | N/A | 0.45x | -3.86x | 0.15x | $27.64M | 13.76% | -$51.94M | -4.55 | $453.01M | 5.86 | |
DXF | DUNXIN FINANCIAL HOLDINGS LTD | $0.28 | N/A | N/A | -2.01x | N/A | -2.09x | 0.15x | N/A | -$1.07M | -18.35% | $41.46M | 1.98 | $30.32M | -9.88 | |
QD | QUDIAN INC | $2.25 | N/A | N/A | 90.00x | N/A | 27.78x | 0.28x | N/A | N/A | N/A | $1.62B | 7.47 | -$540.43M | N/A | |
CACC | CREDIT ACCEPTANCE CORP | $536.40 | N/A | N/A | 24.28x | N/A | 3.65x | 3.76x | N/A | $1.20B | 17.27% | $1.75B | 135.39 | $11.20B | 16.95 | |
AIHS | SENMIAO TECHNOLOGY LTD | $0.90 | N/A | N/A | -2.00x | N/A | 1.16x | 3.85x | N/A | $55.49k | 0.67% | $2.24M | 0.24 | $8.82M | -4.26 | |
LU | LUFAX HOLDING LTD | $4.27 | N/A | N/A | 19.95x | N/A | 0.51x | 0.19x | N/A | $2.08B | 85.08% | $12.80B | 22.33 | $2.21B | N/A | |
UPST | UPSTART HOLDINGS INC | $22.31 | N/A | N/A | -7.77x | 139.44x | 3.64x | 3.04x | N/A | -$172.58M | -9.23% | $635.31M | 7.58 | $2.70B | -12.57 | |
OPFI | OPPFI INC | $2.88 | N/A | N/A | -48.00x | N/A | 0.17x | 30.60x | N/A | $287.16M | 608.30% | $10.44M | 0.64 | $594.68M | 9.78 | |
OBDC | BLUE OWL CAPITAL CORP | $15.45 | $15.30 | 0.99% | 7.61x | N/A | 3.81x | 1.00x | 1.30x | $1.14B | 18.84% | $6.02B | 15.44 | $12.44B | 9.98 | |
MDBH | MDB CAPITAL HOLDINGS LLC | $8.53 | N/A | N/A | -8.20x | N/A | 11.53x | 2.13x | N/A | -$7.60M | -11.00% | $37.31M | 4.61 | $74.35M | -11.33 | |
FOA | FINANCE OF AMERICA COMPANIES INC | $0.61 | N/A | N/A | -0.62x | 0.69x | 0.21x | 0.25x | N/A | -$71.57M | -142.65% | $232.31M | 2.83 | $26.43B | -730.88 | |
GDOT | GREEN DOT CORP | $8.42 | N/A | N/A | 64.77x | N/A | 0.29x | 0.52x | N/A | $21.58M | 4.90% | $859.35M | 16.45 | -$174.39M | -1.73 | |
OPRT | OPORTUN FINANCIAL CORP | $2.34 | N/A | N/A | -0.48x | N/A | 0.31x | 0.20x | N/A | $361.50M | 418.93% | $404.40M | 10.97 | $2.81B | -14.15 | |
MCVT | MILL CITY VENTURES III LTD | $2.63 | N/A | N/A | -14.58x | N/A | 4.97x | 0.90x | N/A | -$1.14M | -6.93% | $18.59M | 2.97 | $16.39M | -10.63 | |
PAPL | PINEAPPLE FINANCIAL INC | $1.64 | N/A | N/A | -3.49x | N/A | 4.22x | 3.99x | N/A | N/A | N/A | $2.95M | 0.46 | $12.02M | N/A | |
NICK | NICHOLAS FINANCIAL INC | $6.74 | N/A | N/A | -1.35x | N/A | 1.83x | 0.84x | N/A | -$146.00k | -0.30% | $59.05M | 8.05 | $41.60M | -1.17 | |
GRYP | GRYPHON DIGITAL MINING INC | $1.39 | N/A | N/A | -0.04x | -0.01x | 0.08x | -5.99x | N/A | -$5.89M | -1,141.80% | -$9.01M | -24.29 | $58.31M | -6.12 | |
PRAA | PRA GROUP INC | $23.48 | N/A | N/A | -11.02x | N/A | 1.15x | 0.79x | N/A | -$100.42M | -10.92% | $1.17B | 29.79 | $3.77B | 37.46 | |
PT | PINTEC TECHNOLOGY HOLDINGS LTD | $1.07 | N/A | N/A | -0.99x | N/A | 1.35x | -0.23x | N/A | N/A | N/A | -$73.94M | -5.97 | $15.29M | N/A | |
BCG | BINAH CAPITAL GROUP INC | $6.80 | N/A | N/A | N/A | N/A | 0.67x | 21.92x | N/A | $2.47M | 2.21% | $5.10M | 0.31 | $141.60M | 19.61 |