NASDAQ: QFINQifu Technology Inc Stock
$36.09+0.00 (+0%)
Updated Jan 13, 2025
QFIN Price
$36.09
Fair Value Price
N/A
Market Cap
$5.48B
52 Week Low
$13.71
52 Week High
$40.31
P/E
7.2x
P/B
1.72x
P/S
1.8x
PEG
0.32x
Dividend Yield
3.27%
Revenue
$2.40B
Earnings
$766.77M
Gross Margin
79.5%
Operating Margin
42.53%
Profit Margin
31.8%
Debt to Equity
1.06
Operating Cash Flow
$1B
Beta
1.04
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
QFIN Overview
Qifu Technology, Inc., together with its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. The company provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. It offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. Qifu Technology, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine QFIN's potential to beat the market
- QFIN doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
N/A
Value
N/A
Growth
N/A
Momentum
N/A
Sentiment
N/A
Safety
N/A
Financials
N/A
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
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QFIN News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how QFIN scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
QFIN ($36.09) is trading below its intrinsic value of $62.13, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
QFIN is good value based on its earnings relative to its share price (7.2x), compared to the US market average (29.88x)
P/E vs Market Valuation
QFIN is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more QFIN due diligence checks available for Premium users.
Valuation
QFIN price to earnings (PE)
For valuing profitable companies with steady earnings
Company
7.2x
Industry
29.09x
Market
29.88x
QFIN is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
QFIN is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
QFIN price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.72x
Industry
5.33x
QFIN is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
QFIN price to earnings growth (PEG)
For valuing profitable companies with growth potential
QFIN is good value based... subscribe to Premium to read more.
PEG Value Valuation
QFIN's financial health
Profit margin
Revenue
$613.8M
Net Income
$253.2M
Profit Margin
41.3%
QFIN's Earnings (EBIT) of $1.02B... subscribe to Premium to read more.
Interest Coverage Financials
QFIN's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$6.6B
Liabilities
$3.4B
Debt to equity
1.06
QFIN's short-term assets ($5.81B) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
QFIN's short-term assets ($5.81B) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
QFIN's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
QFIN's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$333.1M
Investing
-$411.5M
Financing
-$175.4M
QFIN's operating cash flow ($1.21B)... subscribe to Premium to read more.
Debt Coverage Financials
QFIN vs Credit Service Stocks
Qifu Technology Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.