NASDAQ: QFINQifu Technology Inc Stock
$15.19-0.08 (-0.52%)
Updated Sep 20, 2023
QFIN Price
$15.19
Fair Value Price
$59.20
Market Cap
$2.45B
52 Week Low
$9.47
52 Week High
$25.49
P/E
4.48x
P/B
0.85x
P/S
1.3x
PEG
0.1x
Dividend Yield
2.11%
Revenue
$2.16B
Earnings
$538.17M
Gross Margin
80.1%
Operating Margin
30.08%
Profit Margin
25%
Debt to Equity
1.08
Operating Cash Flow
$954M
Beta
1.07
Next Earnings
Nov 13, 2023
Ex-Dividend
Sep 21, 2023
Next Dividend
Nov 1, 2023
QFIN Overview
360 DigiTech, Inc., through its subsidiaries, operates financial technology platform under the 360 Jietiao brand in the People's Republic of China. The company provides credit-driven services that matches borrowers with financial institution partners enabling financial institution partners to conduct customer acquisition, initial credit screening, advanced risk assessment, collection, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. It also offers e-commerce loans, enterprise loans, and invoice loans to SME owners. The company serves consumers, and micro- and small-business owners. The company was formerly known as 360 Finance, Inc. and changed its name to 360 DigiTech, Inc. in September 2020. 360 DigiTech, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
Zen Score
–
Industry Average (32)
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Due Diligence Checks
QFIN ($15.19) is undervalued by 74.34% relative to our estimate of its Fair Value price of $59.20 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
QFIN ($15.19) is significantly undervalued by 74.34% relative to our estimate of its Fair Value price of $59.20 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
QFIN ($15.19) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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Valuation
QFIN fair value
Fair Value of QFIN stock based on Discounted Cash Flow (DCF)
Price
$15.19
Fair Value
$59.20
Undervalued by
74.34%
QFIN ($15.19) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
QFIN ($15.19) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
QFIN ($15.19) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
QFIN price to earnings (PE)
For valuing profitable companies with steady earnings
Company
4.48x
Industry
27.72x
Market
14.54x
QFIN is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
QFIN is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
QFIN price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.85x
Industry
4.47x
QFIN is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
QFIN price to earnings growth (PEG)
For valuing profitable companies with growth potential
QFIN is good value based... subscribe to Premium to read more.
PEG Value Valuation
QFIN's financial health
Profit margin
Revenue
$540.7M
Net Income
$151.6M
Profit Margin
28%
QFIN's Earnings (EBIT) of $649.33M... subscribe to Premium to read more.
Interest Coverage Financials
QFIN's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$6.0B
Liabilities
$3.1B
Debt to equity
1.08
QFIN's short-term assets ($5.21B) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
QFIN's short-term assets ($5.21B) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
QFIN's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$243.3M
Investing
-$474.7M
Financing
$170.7M
QFIN's operating cash flow ($958.01M)... subscribe to Premium to read more.
Debt Coverage Financials
QFIN vs Credit Service Stocks
Qifu Technology Stock FAQ
Company
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