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NASDAQ: QFIN
360 Digitech Inc Stock

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$17.04+1.14 (+7.17%)
Updated Dec 2, 2022
QFIN Price
$17.04
Fair Value Price
$55.10
Market Cap
$2.66B
52 Week Low
$9.47
52 Week High
$23.99
P/E
4.25x
P/B
1.07x
P/S
0.85x
PEG
0.4x
Dividend Yield
5.52%
Revenue
$2.37B
Earnings
$621.49M
Gross Margin
83.4%
Operating Margin
31.74%
Profit Margin
26.2%
Debt to Equity
1.23
Operating Cash Flow
N/A
Beta
1.05
Next Earnings
N/A
Ex-Dividend
Dec 9, 2022
Next Dividend
Jan 18, 2023

QFIN Overview

360 DigiTech, Inc., through its subsidiaries, operates financial technology platform under the 360 Jietiao brand in the People's Republic of China. The company provides credit-driven services that matches borrowers with financial institution partners enabling financial institution partners to conduct customer acquisition, initial credit screening, advanced risk assessment, collection, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. It also offers e-commerce loans, enterprise loans, and invoice loans to SME owners. The company serves consumers, and micro- and small-business owners. The company was formerly known as 360 Finance, Inc. and changed its name to 360 DigiTech, Inc. in September 2020. 360 DigiTech, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.

Zen Score

Industry Average (31)
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Due Diligence Checks

QFIN ($17.04) is undervalued by 69.07% relative to our estimate of its Fair Value price of $55.10 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
QFIN ($17.04) is significantly undervalued by 69.07% relative to our estimate of its Fair Value price of $55.10 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
QFIN ($17.04) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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QFIN News

Valuation

QFIN fair value

Fair Value of QFIN stock based on Discounted Cash Flow (DCF)
Price
$17.04
Fair Value
$55.10
Undervalued by
69.07%
QFIN ($17.04) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
QFIN ($17.04) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
QFIN ($17.04) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

QFIN price to earnings (PE)

For valuing profitable companies with steady earnings
Company
4.25x
Industry
28.03x
Market
21.89x
QFIN is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
QFIN is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

QFIN price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.07x
Industry
3.29x
QFIN is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

QFIN price to earnings growth (PEG)

For valuing profitable companies with growth potential
QFIN is good value based... subscribe to Premium to read more.
PEG Value Valuation

QFIN's financial health

Profit margin

Revenue
$575.6M
Net Income
$137.9M
Profit Margin
24%
QFIN's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$5.6B
Liabilities
$3.1B
Debt to equity
1.23
QFIN's short-term assets ($4.63B) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
QFIN's short-term assets ($4.63B) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
QFIN's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$221.1M
Investing
-$414.1M
Financing
$122.4M

QFIN vs Credit Service Stocks

TickerMarket Cap1d %P/EP/B
QFIN$2.66B+7.17%4.25x1.07x
NAVI$2.30B-0.12%4.59x0.77x
BFH$1.98B-1.51%5.30x0.83x
NNI$3.67B-0.09%7.36x1.15x
GSBD$1.57B-0.84%17.39x1.02x

360 Digitech Stock FAQ

What is 360 Digitech's quote symbol?

NASDAQ: QFIN) 360 Digitech trades on the NASDAQ under the ticker symbol QFIN. 360 Digitech stock quotes can also be displayed as NASDAQ: QFIN.

If you're new to stock investing, here's how to buy 360 Digitech stock.

What is the 52 week high and low for 360 Digitech (NASDAQ: QFIN)?

(NASDAQ: QFIN) 360 Digitech's 52-week high was $23.99, and its 52-week low was $9.47. It is currently -28.97% from its 52-week high and 79.94% from its 52-week low.

How much is 360 Digitech stock worth today?

(NASDAQ: QFIN) 360 Digitech currently has 312,481,135 outstanding shares. With 360 Digitech stock trading at $17.04 per share, the total value of 360 Digitech stock (market capitalization) is $2.66B.

360 Digitech stock was originally listed at a price of $16.50 in Dec 14, 2018. If you had invested in 360 Digitech stock at $16.50, your return over the last 3 years would have been 3.27%, for an annualized return of 1.08% (not including any dividends or dividend reinvestments).

How much is 360 Digitech's stock price per share?

(NASDAQ: QFIN) 360 Digitech stock price per share is $17.04 today (as of Dec 2, 2022).

What is 360 Digitech's Market Cap?

(NASDAQ: QFIN) 360 Digitech's market cap is $2.66B, as of Dec 5, 2022.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

360 Digitech's market cap is calculated by multiplying QFIN's current stock price of $17.04 by QFIN's total outstanding shares of 312,481,135.
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