WallStreetZen

NASDAQ: UPST
Upstart Holdings Inc Stock

$126.31+7.30 (6.13%)
Updated Jun 17, 2021
UPST Price
$126.31
Fair Value Price
$135.96
Market Cap
$9.71B
52 Week Low
$22.61
52 Week High
$191.89
P/E
N/A
P/B
30.3x
P/S
N/A
PEG
N/A
Dividend Yield
N/A
Revenue
N/A
Earnings
N/A
Gross Margin
N/A
Operating Margin
N/A
Profit Margin
N/A
Debt to Equity
0.52
Operating Cash Flow
N/A
Beta
1.26
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

UPST Overview

Zen Score

High
Medium
Low
3
Industry average

Reasons for this score

UPST ($126.31) is undervalued by 7.1% relative to our estimate of its Fair Value price of $135.96 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Valuation
UPST is poor value based on its book value relative to its share price (30.3x), compared to the US Credit Services industry average (4.86x)
Valuation
UPST's debt to equity ratio (0.52) is considered high
Financials

1 of 2

UPST News

Valuation

UPST fair value

Fair Value of UPST stock based on Discounted Cash Flow (DCF)
Price
$126.31
Fair Value
$135.96
Undervalued by
7.10%
UPST ($126.31) is undervalued by 7.1% relative to our estimate of its Fair Value price of $135.96 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Valuation

UPST price to earnings (PE)

For valuing profitable companies with steady earnings
Company
0x
Industry
50.76x
Market
26.15x

UPST price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
30.3x
Industry
4.86x
UPST is poor value based on its book value relative to its share price (30.3x), compared to the US Credit Services industry average (4.86x)
Valuation

UPST's financial health

Profit margin

Revenue
$121.3M
Net Income
$10.1M
Profit Margin
8.3%

Assets to liabilities

Assets
$488.6M
Liabilities
$168.0M
Debt to equity
0.19
UPST's debt to equity ratio (0.52) is considered high
Financials

Cash flow

Operating
$43.1M
Investing
$902.0k
Financing
-$19.3M

Upstart Holdings Stock FAQ

What is Upstart Holdings's quote symbol?

(NASDAQ: UPST) Upstart Holdings trades on the NASDAQ under the ticker symbol UPST. Upstart Holdings stock quotes can also be displayed as NASDAQ: UPST.

What is the 52 week high and low for Upstart Holdings (NASDAQ: UPST)?

(NASDAQ: UPST) Upstart Holdings's 52-week high was $191.89, and its 52-week low was $22.61. It is currently -34.18% from its 52-week high and 458.65% from its 52-week low.

How much is Upstart Holdings stock worth today?

(NASDAQ: UPST) Upstart Holdings currently has 76,904,178 outstanding shares. With Upstart Holdings stock trading at $126.31 per share, the total value of Upstart Holdings stock (market capitalization) is $9.71B.

Upstart Holdings stock was originally listed at a price of $29.47 in Dec 16, 2020. If you had invested in Upstart Holdings stock at $29.47, your return over the last 0 years would have been 328.61%.

How much is Upstart Holdings's stock price per share?

(NASDAQ: UPST) Upstart Holdings stock price per share is $126.31 today (as of Jun 17, 2021).

What is Upstart Holdings's Market Cap?

(NASDAQ: UPST) Upstart Holdings's market cap is $9.71B, as of Jun 18, 2021.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Upstart Holdings's market cap is calculated by multiplying UPST's current stock price of $126.31 by UPST's total outstanding shares of 76,904,178.
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