NASDAQ: UPSTUpstart Holdings Inc Stock
$12.94-0.64 (-4.71%)
Updated Mar 24, 2023
UPST Price
$12.94
Fair Value Price
$18.04
Market Cap
$1.05B
52 Week Low
$12.01
52 Week High
$125.40
P/E
-9.88x
P/B
1.57x
P/S
1.3x
PEG
N/A
Dividend Yield
N/A
Revenue
$842.44M
Earnings
-$108.67M
Gross Margin
100%
Operating Margin
-12.95%
Profit Margin
-12.9%
Debt to Equity
1.88
Operating Cash Flow
-$675M
Beta
2.72
Next Earnings
May 8, 2023
Ex-Dividend
N/A
Next Dividend
N/A
UPST Overview
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.
Zen Score
–
Industry Average (31)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how UPST scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
UPST ($12.94) is undervalued by 28.28% relative to our estimate of its Fair Value price of $18.04 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
UPST ($12.94) is significantly undervalued by 28.28% relative to our estimate of its Fair Value price of $18.04 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
UPST is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more UPST due diligence checks available for Premium users.
Be the first to know about important UPST news, forecast changes, insider trades & much more!
UPST News
Valuation
UPST fair value
Fair Value of UPST stock based on Discounted Cash Flow (DCF)
Price
$12.94
Fair Value
$18.04
Undervalued by
28.28%
UPST ($12.94) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
UPST ($12.94) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
UPST is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
UPST price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-9.88x
Industry
27.63x
Market
21.37x
UPST price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.57x
Industry
3.14x
UPST is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
UPST's financial health
Profit margin
Revenue
$146.9M
Net Income
-$55.3M
Profit Margin
-37.6%
UPST's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.9B
Liabilities
$1.3B
Debt to equity
1.88
UPST's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$252.9M
Investing
-$85.1M
Financing
$40.5M
UPST vs Credit Service Stocks
Upstart Holdings Stock FAQ
©2023 WallStreetZen
Company
AboutBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsHelp GuidesContactTwitterYouTubeWallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.