WallStreetZenWallStreetZen

NASDAQ: UPST
Upstart Holdings Inc Stock Forecast, Predictions & Price Target

Open Broker Account

Analyst price target for UPST

Based on 12 analysts offering 12 month price targets for Upstart Holdings Inc.
Min Forecast
$14.00-32.69%
Avg Forecast
$64.50+210.1%
Max Forecast
$245.00+1,077.88%

Should I buy or sell UPST stock?

Based on 14 analysts offering ratings for Upstart Holdings Inc.
Hold
Strong Buy
1 analysts 7.14%
Buy
2 analysts 14.29%
Hold
6 analysts 42.86%
Sell
1 analysts 7.14%
Strong Sell
4 analysts 28.57%

Be the first to know when Wall Street analysts revise their UPST stock forecasts and price targets.

UPST stock forecasts by analyst

Analyst / FirmRatingActionPrice TargetUpside/DownsideDateAnalyst Color
Barclays
Bottom 1%
1
HoldMaintains$37.00+77.88%2022-08-15
Atlantic Equities
Bottom 30%
30
Strong SellDowngrades$22.00+5.77%2022-08-11Find out why
Morgan Stanley
Top 12%
89
Strong SellMaintains$15.00-27.88%2022-08-09Find out why
Stephens & Co.
Bottom 27%
27
Strong SellMaintains$23.00+10.58%2022-08-09Find out why
Piper Sandler
Bottom 1%
1
HoldMaintains$24.00+15.38%2022-08-09Find out why
Goldman Sachs
Bottom 8%
8
Strong SellDowngrades$14.00-32.69%2022-07-11Find out why
Bank of America
Top 8%
93
HoldMaintains$34.00+63.46%2022-07-08Find out why
JMP Securities
Bottom 4%
4
HoldDowngradesN/AN/A2022-07-08Find out why
Wedbush
Top 17%
84
SellMaintains$20.00-3.85%2022-05-13Find out why
Citigroup
Bottom 15%
15
HoldDowngrades$50.00+140.38%2022-05-10Find out why

1 of 2

Forecast return on equity

Is UPST forecast to generate an efficient return?
Company
-1.5%
Industry
119.25%
Market
118.31%
UPST's Return on Equity is... subscribe to Premium to read more.
Forecast High Return on Equity Forecast

Forecast return on assets

Is UPST forecast to generate an efficient return on assets?
Company
-0.59%
Industry
26.25%
UPST is forecast to generate... subscribe to Premium to read more.
Forecast Return on Assets vs Industry Forecast

UPST earnings per share forecast

What is UPST's earnings per share in the next 3 years based on estimates from 4 analysts?
Avg 1 year Forecast
-$0.76-167.26%
Avg 2 year Forecast
-$0.45-139.82%
Avg 3 year Forecast
$0.16-85.84%
UPST's earnings are forecast to... subscribe to Premium to read more.
Forecast High Earnings Growth Forecast

UPST revenue forecast

What is UPST's revenue in the next 3 years based on estimates from 4 analysts?
Avg 1 year Forecast
$887.9M-17.14%
Avg 2 year Forecast
$849.7M-20.71%
Avg 3 year Forecast
$904.5M-15.6%
UPST's revenue is forecast to... subscribe to Premium to read more.
Forecast High Revenue Growth Forecast

UPST earnings growth forecast

How is UPST forecast to perform vs Credit Services companies and vs the US market?
Company
-59.64%
Industry
13.68%
Market
16.45%
UPST's earnings are forecast to... subscribe to Premium to read more.
Forecast Earnings Growth vs Industry Forecast
UPST's earnings are forecast to... subscribe to Premium to read more.
Forecast Earnings Growth vs Market Forecast
UPST's earnings are forecast to... subscribe to Premium to read more.
Forecast Earnings Growth vs Savings Rate Forecast

UPST revenue growth forecast

How is UPST forecast to perform vs Credit Services companies and vs the US market?
Company
-6.43%
Industry
10.75%
Market
8.47%
UPST's revenues are forecast to... subscribe to Premium to read more.
Forecast Revenue Growth vs Industry Forecast
UPST's revenues are forecast to... subscribe to Premium to read more.
Forecast Revenue Growth vs Market Forecast

UPST vs Credit Service Stocks

TickerPricePrice TargetUp/downsideConsensus
UPST$20.80$64.50+210.10%Hold
HKD$65.00N/AN/A
BFH$32.32$87.40+170.42%Hold
GSBD$15.28$16.75+9.62%Hold
NAVI$13.10$16.50+25.95%Hold

Upstart Holdings Stock Forecast FAQ

Is Upstart Holdings Stock a good buy in 2022, according to Wall Street analysts?

The consensus among 14 Wall Street analysts covering (NASDAQ: UPST) stock is to Hold UPST stock.

Out of 14 analysts, 1 (7.14%) are recommending UPST as a Strong Buy, 2 (14.29%) are recommending UPST as a Buy, 6 (42.86%) are recommending UPST as a Hold, 1 (7.14%) are recommending UPST as a Sell, and 4 (28.57%) are recommending UPST as a Strong Sell.

If you're new to stock investing, here's how to buy Upstart Holdings stock.

What is UPST's earnings growth forecast for 2022-2024?

(NASDAQ: UPST) Upstart Holdings's forecast annual earnings growth rate of -59.64% is not forecast to beat the US Credit Services industry's average forecast earnings growth rate of 13.68%, and while it is not forecast to beat the US market's average forecast earnings growth rate of 16.45%.

Upstart Holdings's earnings in 2022 is $90,878,000.On average, 4 Wall Street analysts forecast UPST's earnings for 2022 to be -$61,824,482, with the lowest UPST earnings forecast at -$74,026,683, and the highest UPST earnings forecast at -$44,741,402. On average, 4 Wall Street analysts forecast UPST's earnings for 2023 to be -$36,606,601, with the lowest UPST earnings forecast at -$73,213,203, and the highest UPST earnings forecast at $44,741,402.

In 2024, UPST is forecast to generate $13,015,680 in earnings, with the lowest earnings forecast at -$20,337,001 and the highest earnings forecast at $45,554,882.

What is UPST's revenue growth forecast for 2022-2024?

(NASDAQ: UPST) Upstart Holdings's forecast annual revenue growth rate of -6.43% is not forecast to beat the US Credit Services industry's average forecast revenue growth rate of 10.75%, and while it is not forecast to beat the US market's average forecast revenue growth rate of 8.47%.

Upstart Holdings's revenue in 2022 is $1,071,596,000.On average, 4 Wall Street analysts forecast UPST's revenue for 2022 to be $72,227,427,600, with the lowest UPST revenue forecast at $71,639,118,842, and the highest UPST revenue forecast at $73,335,224,705. On average, 4 Wall Street analysts forecast UPST's revenue for 2023 to be $69,120,584,669, with the lowest UPST revenue forecast at $63,207,398,331, and the highest UPST revenue forecast at $76,394,723,097.

In 2024, UPST is forecast to generate $73,577,641,753 in revenue, with the lowest revenue forecast at $71,748,938,646 and the highest revenue forecast at $75,406,344,861.

What is UPST's forecast return on assets (ROA) for 2022-2025?

(NASDAQ: UPST) forecast ROA is -0.59%, which is lower than the forecast US Credit Services industry average of 26.25%.

What is UPST's Price Target?

According to 12 Wall Street analysts that have issued a 1 year UPST price target, the average UPST price target is $64.50, with the highest UPST stock price forecast at $245.00 and the lowest UPST stock price forecast at $14.00.

On average, Wall Street analysts predict that Upstart Holdings's share price could reach $64.50 by Aug 15, 2023. The average Upstart Holdings stock price prediction forecasts a potential upside of 210.1% from the current UPST share price of $20.80.

What is UPST's Earnings Per Share (EPS) forecast for 2022-2024?

(NASDAQ: UPST) Upstart Holdings's current Earnings Per Share (EPS) is $1.13. On average, analysts forecast that UPST's EPS will be -$0.76 for 2022, with the lowest EPS forecast at -$0.91, and the highest EPS forecast at -$0.55. On average, analysts forecast that UPST's EPS will be -$0.45 for 2023, with the lowest EPS forecast at -$0.90, and the highest EPS forecast at $0.55. In 2024, UPST's EPS is forecast to hit $0.16 (min: -$0.25, max: $0.56).

What is UPST's forecast return on equity (ROE) for 2022-2025?

(NASDAQ: UPST) forecast ROE is -1.5%, which is considered weak.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.