NASDAQ: UPST
Upstart Holdings Inc Earnings Dates, Reports, Calls

Upstart Holdings earnings were -$6.4M for the trailing 12 months ending Jun 30, 2025, with N/A growth year over year. The latest UPST earnings report on Jun 30, 2025 announced Q2 2025 earnings of $5.6M, down 329.1% from last quarter. For the last reported fiscal year 2024 ending Dec 31, 2024, UPST reported annual earnings of -$128.6M, with -46.5% growth.

UPST earnings history

Current Revenue
$851.8M
Current Earnings
-$6.4M
Current Profit Margin
-0.7%

UPST Return on Equity

Current Company
-1%
Current Industry
81.6%
Current Market
32.2%
UPST's Return on Equity (-1%)... subscribe to Premium to read more.
High Return on Equity Performance

UPST undefined

Current Company
-0.3%
Current Industry
17.1%
UPST is generating lower Return... subscribe to Premium to read more.
Above Average Return on Assets Performance

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UPST undefined

Current Company
0%
Current Industry
30.6%

UPST vs Credit Service Stocks

TickerEBITDAEarningsY/Y EarningsEPS
UPST$16.21M-$6.35MN/A-$0.06
OBDC$1.22B$670.38M+18.00%$1.51
OMF$1.14B$663.00M+3.72%$5.57
FCFS$969.13M$291.77M+13.38%$6.54
SLM$584.30M$425.27M+10.12%$2.04

Upstart Holdings Earnings Reports & History FAQ

What were Upstart Holdings's earnings last quarter?

On UPST's earnings call on Invalid Date, Upstart Holdings (NASDAQ: UPST) reported Q2 2025 earnings per share (EPS) of $0.06, up 109.68% year over year. Total UPST earnings for the quarter were $5.61 million. In the same quarter last year, Upstart Holdings's earnings per share (EPS) was -$0.62.

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Is Upstart Holdings profitable or losing money?

As of the last Upstart Holdings earnings report, Upstart Holdings is currently losing money. Upstart Holdings's net profit (also called net income) for the twelve months ending Jun 30, 2025 was -$6.35 million, a 96.85% decrease year over year.

What was UPST's earnings growth in the past year?

As of Upstart Holdings's earnings date in Invalid Date, Upstart Holdings's earnings has grown year over year. UPST earnings in the past year totalled -$6.35 million.
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