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NASDAQ: UPST
Upstart Holdings Inc Earnings Dates, Reports, Calls

OverviewForecastEarnings
RevenueDividendOwnership
Upstart Holdings earnings were $32.2M for the trailing 12 months ending Sep 30, 2025, with N/A growth year over year. The latest UPST earnings report on Sep 30, 2025 announced Q3 2025 earnings of $31.8M, up 467.2% from last quarter. For the last reported fiscal year 2024 ending Dec 31, 2024, UPST reported annual earnings of -$128.6M, with -46.5% growth.

UPST past earnings growth

How has UPST's earnings growth performed historically?

Company
N/A
Industry
8.38%
Market
54.42%
UPST's earnings have grown faster... subscribe to Premium to read more.
Earnings Growth vs Industry Performance
UPST's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Market Performance

UPST earnings history

Current Revenue
$966.7M
Current Earnings
$32.2M
Current Profit Margin
3.3%

UPST Return on Equity

Current Company
4.6%
Current Industry
83.5%
Current Market
35.2%
UPST's Return on Equity (4.6%)... subscribe to Premium to read more.
High Return on Equity Performance

UPST undefined

Current Company
1.3%
Current Industry
16.9%
UPST is generating lower Return... subscribe to Premium to read more.
Above Average Return on Assets Performance

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UPST undefined

Current Company
0%
Current Industry
31.2%

UPST vs Credit Service Stocks

TickerEBITDAEarningsY/Y EarningsEPS
UPST$55.60M$32.21M+21.20%$0.34
NNI$667.81M$433.86M+23.63%$11.90
ENVA$749.88M$293.10M+27.73%$11.49
CACC$1.09B$453.80M+10.75%$38.30
SLM$829.11M$606.93M+15.43%$2.91
View Top Credit Service Stocks

Upstart Holdings Earnings Reports & History FAQ

What were Upstart Holdings's earnings last quarter?

On UPST's earnings call on Invalid Date, Upstart Holdings (NASDAQ: UPST) reported Q3 2025 earnings per share (EPS) of $0.33, up 571.43% year over year. Total UPST earnings for the quarter were $31.81 million. In the same quarter last year, Upstart Holdings's earnings per share (EPS) was -$0.07.

If you're new to stock investing, here's how to buy Upstart Holdings stock.

Is Upstart Holdings profitable or losing money?

As of the last Upstart Holdings earnings report, Upstart Holdings is currently profitable. Upstart Holdings's net profit (also called net income) for the twelve months ending Sep 30, 2025 was $32.21 million, a 119.15% decrease year over year.

What was UPST's earnings growth in the past year?

As of Upstart Holdings's earnings date in Invalid Date, Upstart Holdings's earnings has grown year over year. UPST earnings in the past year totalled $32.21 million.
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