Upstart Holdings, Inc. , together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States.
Upstart Holdings stock last closed at $82.42, down 2.07% from the previous day, and has increased 211.49% in one year. It has overperformed other stocks in the Credit Services industry by 1.76 percentage points. Upstart Holdings stock is currently +300.1% from its 52-week low of $20.60, and -14.53% from its 52-week high of $96.43.
There are currently 93.71M UPST shares outstanding. The market capitalization of UPST is $7.72B. In the last 24 hours, 8.99M UPST shares were traded.
How to Buy Upstart Holdings Stock
Not sure how to invest in Upstart Holdings stock? Here's how.
Figure out where to buy Upstart Holdings stock: You need to decide on an online brokerage, but don't worry - we've tested dozens of online stock brokerages and apps to help you choose where to buy Upstart Holdings stock.
Create your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
Fund your brokerage account: Pick your method of payment and add your information.
Analyze Upstart Holdings stock: The Upstart Holdings ticker symbol is UPST. Is Upstart Holdings stock a good investment? Should you buy shares of UPST? How do UPST's underlying business fundamentals look? Do top analysts think Upstart Holdings is a good buy? Why has UPST's stock price moved recently? (Hint: Our stock market analysis tools can help you figure out if UPST is a good stock to buy).
Place your UPST trade: Decide if you will purchase UPST shares at the current market price or use a limit order to purchase UPST shares at a given price.
Get the latest news on your investment in UPST: Create a watchlist to get live updates on your investment in Upstart Holdings shares.
Step 1: Figure out where to buy Upstart Holdings stock
You will need an online brokerage account in order to access the NASDAQ market and buy UPST shares.
A brokerage account enables you to buy and sell a variety of investments, such as stocks, bonds, mutual funds, and ETFs.
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Step 2: Create your brokerage account
Now that you've picked the right brokerage, it's time to fill out some personal information so you are able to buy UPST stock today.
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
Step 4: Analyze Upstart Holdings stock
After you have decided on the best place to buy Upstart Holdings stock, it's absolutely critical to evaluate their stock before you invest, so you actually wrap your head around the risk as well as the upside.
Upstart Holdings Metrics
UPST Price
$82.42
1w %
19.71%
1y %
211.49%
5y %
N/A
P/E
-57.24x
P/B
12.2x
P/S
11.58x
PEG
N/A
Revenue
$636.53M
Earnings
-$128.58M
Fore. Rev. Growth
36.47%
Fore. Earn. Growth
N/A
Market Cap
$7.72B
Next Earnings
N/A
Next Dividend
N/A
UPST Due Diligence Score
WallStreetZen was built to help average investors perform better fundamental analysis in minutes instead of hours.
Total UPST debt is lower than 5 years ago, relative to shareholder equity.
UPST profit margin has gone up from -46.8% to -20.2% in the past year.
Signs that UPST is not financially healthy:
UPST has a relatively high debt to equity ratio of 2.74.
UPST earnings of -$128.40M is not enough to cover its interest payments.
UPST's operating cash flow of $186.33M allows it to safely service it's debt of $1.54B.
Is it a good time to buy Upstart Holdings stock, according to Wall Street analysts?
Out of 11 sell side analysts who give forecasts on UPST, the consensus analyst rating on UPST is a Buy
Please keep in mind that analyst ratings are not recommendations, nor are they financial advice.
Most Recent UPST Analyst Recommendations
Hal Goetsch, a top 3% analyst from B. Riley Securities upgrades UPST to a strong buy rating and raises their UPST price target from $49.00 to $105.00, on Feb 12, 2025.
Reginald Smith, a top 21% analyst from JP Morgan upgrades UPST to a hold rating and raises their UPST price target from $57.00 to $79.00, on Feb 12, 2025.
Arvind Ramnani, a bottom 15% analyst from Piper Sandler reiterates UPST with a strong buy rating and raises their UPST price target from $85.00 to $105.00, on Feb 12, 2025.
Simon Clinch, a bottom 19% analyst from Redburn Atlantic upgrades UPST to a strong buy rating and raises their UPST price target from $37.00 to $95.00, on Dec 3, 2024.
David Chiaverini, a top 17% analyst from Wedbush maintains UPST with a hold rating and raises their UPST price target from $45.00 to $60.00, on Nov 8, 2024.
Last year, UPST revenue was $636.53M. During the past 5 year, UPST's revenue has increased by 31.13% per year. This was faster than the Credit Services industry average of 10.41%.
No, Upstart Holdings doesn't provide an income stream by paying out dividends.
What others are saying about UPST
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Click below to see what other investors have to say.
Step 5: Place your UPST trade
There are two primary types of orders:
Market order: A market order is an order to buy or sell a security at the best price on the market. Market orders are mostly the best for newer investors.
Limit order: A limit order lets you buy or sell a security at a specific price (or better). If you want to ensure you're buying or selling at a particular dollar amount, use a limit order.
Hit the Open button and your broker will place your order.
If you need more help with investing in stocks on eToro, watch the how to video below:
How much does it cost to buy one Upstart Holdings share?
As of Feb 14, 2025, it costs $82.42 to buy one share of Upstart Holdings stock.
Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.121 shares of UPST.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.