NASDAQ: SOFISofi Technologies Inc Stock
$13.07-0.47 (-3.47%)
Updated Mar 26, 2025
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Why Price MovedSOFI Price
$13.07
Fair Value Price
N/A
Market Cap
$14.33B
52 Week Low
$6.01
52 Week High
$18.42
P/E
28.41x
P/B
2.2x
P/S
6.05x
PEG
4.68x
Dividend Yield
N/A
Revenue
$2.67B
Earnings
$498.67M
Gross Margin
82.7%
Operating Margin
8.72%
Profit Margin
18.6%
Debt to Equity
4.56
Operating Cash Flow
-$1B
Beta
1.98
Next Earnings
Apr 28, 2025
Ex-Dividend
N/A
Next Dividend
N/A
SOFI Overview
SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine SOFI's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Credit Service
Industry Rating
A
SOFI
Ranked#42 of 50
Ranked#42 of 50
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $29.69 | A | |
| $9.95 | A | |
| $100.39 | A |
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SOFI News
Overview
Due Diligence Score
–
Industry Average (36)
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Due Diligence Checks
SOFI ($13.07) is trading above its intrinsic value of $3.50, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
SOFI is good value based on its earnings relative to its share price (28.41x), compared to the US market average (31.65x)
P/E vs Market Valuation
SOFI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more SOFI due diligence checks available for Premium users.
Valuation
SOFI price to earnings (PE)
For valuing profitable companies with steady earnings
Company
28.41x
Industry
29.99x
Market
31.65x
SOFI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
SOFI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
SOFI price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
2.2x
Industry
5.51x
SOFI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
SOFI price to earnings growth (PEG)
For valuing profitable companies with growth potential
SOFI is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
SOFI's financial health
Profit margin
Revenue
$734.1M
Net Income
$332.5M
Profit Margin
45.3%
SOFI's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$36.3B
Liabilities
$29.7B
Debt to equity
4.56
SOFI's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
SOFI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$200.1M
Investing
-$1.3B
Financing
$1.2B
SOFI vs Credit Service Stocks
Sofi Technologies Stock FAQ
Company
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