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NASDAQ: SOFI
Sofi Technologies Inc Stock

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$4.53-0.17 (-3.62%)
Updated Dec 5, 2022
SOFI Price
$4.53
Fair Value Price
$5.55
Market Cap
$4.20B
52 Week Low
$4.41
52 Week High
$17.17
P/E
-11.05x
P/B
0.81x
P/S
3.19x
PEG
N/A
Dividend Yield
N/A
Revenue
$1.40B
Earnings
-$391.41M
Gross Margin
78.5%
Operating Margin
-27.75%
Profit Margin
-27.9%
Debt to Equity
2
Operating Cash Flow
-$6B
Beta
1.81
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

SOFI Overview

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

Zen Score

Industry Average (31)
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Due Diligence Checks

SOFI ($4.53) is undervalued by 18.38% relative to our estimate of its Fair Value price of $5.55 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
SOFI ($4.53) is not significantly undervalued (18.38%) relative to our estimate of its Fair Value price of $5.55 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
SOFI is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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SOFI News

Valuation

SOFI fair value

Fair Value of SOFI stock based on Discounted Cash Flow (DCF)
Price
$4.53
Fair Value
$5.55
Undervalued by
18.38%
SOFI ($4.53) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
SOFI ($4.53) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
SOFI is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

SOFI price to earnings (PE)

For valuing profitable companies with steady earnings
Company
-11.05x
Industry
27.62x
Market
21.63x

SOFI price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.81x
Industry
3.24x
SOFI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

SOFI's financial health

Profit margin

Revenue
$424.0M
Net Income
-$74.2M
Profit Margin
-17.5%
SOFI's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$15.8B
Liabilities
$10.3B
Debt to equity
2
SOFI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$2.9B
Investing
-$50.0M
Financing
$3.2B

SOFI vs Credit Service Stocks

TickerMarket Cap1d %P/EP/B
SOFI$4.20B-3.62%-11.05x0.81x
SLM$4.19B-2.73%5.40x2.11x
FCFS$4.24B-2.05%20.96x2.35x
LU$4.30B-4.08%2.49x0.33x
OMF$4.69B-2.84%5.04x1.56x

Sofi Technologies Stock FAQ

What is Sofi Technologies's quote symbol?

NASDAQ: SOFI) Sofi Technologies trades on the NASDAQ under the ticker symbol SOFI. Sofi Technologies stock quotes can also be displayed as NASDAQ: SOFI.

If you're new to stock investing, here's how to buy Sofi Technologies stock.

What is the 52 week high and low for Sofi Technologies (NASDAQ: SOFI)?

(NASDAQ: SOFI) Sofi Technologies's 52-week high was $17.17, and its 52-week low was $4.41. It is currently -73.61% from its 52-week high and 2.72% from its 52-week low.

How much is Sofi Technologies stock worth today?

(NASDAQ: SOFI) Sofi Technologies currently has 927,938,294 outstanding shares. With Sofi Technologies stock trading at $4.53 per share, the total value of Sofi Technologies stock (market capitalization) is $4.20B.

Sofi Technologies stock was originally listed at a price of $10.59 in Oct 9, 2020. If you had invested in Sofi Technologies stock at $10.59, your return over the last 2 years would have been -57.22%, for an annualized return of -34.6% (not including any dividends or dividend reinvestments).

How much is Sofi Technologies's stock price per share?

(NASDAQ: SOFI) Sofi Technologies stock price per share is $4.53 today (as of Dec 5, 2022).

What is Sofi Technologies's Market Cap?

(NASDAQ: SOFI) Sofi Technologies's market cap is $4.20B, as of Dec 6, 2022.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Sofi Technologies's market cap is calculated by multiplying SOFI's current stock price of $4.53 by SOFI's total outstanding shares of 927,938,294.
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