NASDAQ: SOFI
Sofi Technologies Inc Stock Forecast, Predictions & Price Target

Analyst price target for SOFI

Based on 11 analysts offering 12 month price targets for Sofi Technologies Inc

Min Forecast
$8.00-34.43%
Avg Forecast
$13.50+10.66%
Max Forecast
$20.00+63.93%

Should I buy or sell SOFI stock?

Based on 11 analysts offering ratings for Sofi Technologies Inc.

Hold
Strong Buy
2 analysts 18.18%
Buy
2 analysts 18.18%
Hold
4 analysts 36.36%
Sell
2 analysts 18.18%
Strong Sell
1 analysts 9.09%
Our proven Zen Rating quant model agrees with analyst consensus with a "Hold" rating. Learn More

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SOFI stock forecasts by analyst

Analyst / FirmRatingActionPrice TargetUpside/DownsideDateAnalyst Color
lockedlocked$00.00+00.00%2025-01-28
lockedlocked$00.00+00.00%2025-01-28
lockedlocked$00.00+00.00%2025-01-28
lockedlocked$00.00+00.00%2025-01-14
lockedlocked$00.00+00.00%2025-01-02Find Out Why
Morgan Stanley
Bottom 15%
15
Strong SellMaintains$13.00+6.56%2024-12-19Find out why
Bank of America
Top 14%
87
SellDowngrades$12.00-1.64%2024-12-09Find out why
JP Morgan
Bottom 10%
10
HoldMaintains$16.00+31.15%2024-12-02Find out why
Mizuho
Bottom 2%
2
BuyMaintains$16.00+31.15%2024-11-19Find out why
Barclays
Bottom 16%
16
HoldMaintains$9.00-26.23%2024-10-30Find out why

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Forecast return on equity

Is SOFI forecast to generate an efficient return?

Company
9.83%
Industry
131.38%
Market
62.78%
SOFI's Return on Equity is... subscribe to Premium to read more.
Forecast High Return on Equity Forecast

Forecast return on assets

Is SOFI forecast to generate an efficient return on assets?

Company
1.77%
Industry
25.67%
SOFI is forecast to generate... subscribe to Premium to read more.
Forecast Return on Assets vs Industry Forecast

SOFI earnings per share forecast

What is SOFI's earnings per share in the next 3 years based on estimates from 7 analysts?

Avg 1 year Forecast
$0.26-43.48%
Avg 2 year Forecast
$0.52+13.96%
Avg 3 year Forecast
$0.59+27.17%
SOFI's earnings are forecast to... subscribe to Premium to read more.
Forecast High Earnings Growth Forecast

SOFI revenue forecast

What is SOFI's revenue in the next 3 years based on estimates from 4 analysts?

Avg 1 year Forecast
$3.3B+21.8%
Avg 2 year Forecast
$4.0B+48.68%
Avg 3 year Forecast
$4.5B+69.63%
SOFI's revenue is forecast to... subscribe to Premium to read more.
Forecast High Revenue Growth Forecast

SOFI earnings growth forecast

How is SOFI forecast to perform vs Credit Services companies and vs the US market?

Company
6.75%
Industry
14.22%
Market
24.11%
SOFI's earnings are forecast to... subscribe to Premium to read more.
Forecast Earnings Growth vs Industry Forecast
SOFI's earnings are forecast to... subscribe to Premium to read more.
Forecast Earnings Growth vs Market Forecast
SOFI's earnings are forecast to... subscribe to Premium to read more.
Forecast Earnings Growth vs Savings Rate Forecast

SOFI revenue growth forecast

How is SOFI forecast to perform vs Credit Services companies and vs the US market?

Company
21.24%
Industry
11.79%
Market
10.83%
SOFI's revenues are forecast to... subscribe to Premium to read more.
Forecast Revenue Growth vs Industry Forecast
SOFI's revenues are forecast to... subscribe to Premium to read more.
Forecast Revenue Growth vs Market Forecast

SOFI vs Credit Service Stocks

TickerPricePrice TargetUp/downsideConsensus
SOFI$12.20$13.50+10.66%Hold
ALLY$37.32$44.58+19.46%Buy
OBDC$15.31$15.75+2.87%Hold
QFIN$48.12$45.10-6.28%Strong Buy
SLM$29.73$32.11+8.01%Strong Buy

Sofi Technologies Stock Forecast FAQ

Is Sofi Technologies Stock a good buy in 2025, according to Wall Street analysts?

The consensus among 11 Wall Street analysts covering (NASDAQ: SOFI) stock is to Hold SOFI stock.

Out of 11 analysts, 2 (18.18%) are recommending SOFI as a Strong Buy, 2 (18.18%) are recommending SOFI as a Buy, 4 (36.36%) are recommending SOFI as a Hold, 2 (18.18%) are recommending SOFI as a Sell, and 1 (9.09%) are recommending SOFI as a Strong Sell.

If you're new to stock investing, here's how to buy Sofi Technologies stock.

What is SOFI's earnings growth forecast for 2025-2027?

(NASDAQ: SOFI) Sofi Technologies's forecast annual earnings growth rate of 6.75% is not forecast to beat the US Credit Services industry's average forecast earnings growth rate of 14.22%, and while it is not forecast to beat the US market's average forecast earnings growth rate of 24.11%.

Sofi Technologies's earnings in 2025 is $498,665,000.On average, 7 Wall Street analysts forecast SOFI's earnings for 2025 to be $285,100,456, with the lowest SOFI earnings forecast at $274,135,054, and the highest SOFI earnings forecast at $307,031,260. On average, 6 Wall Street analysts forecast SOFI's earnings for 2026 to be $574,806,381, with the lowest SOFI earnings forecast at $493,443,097, and the highest SOFI earnings forecast at $657,924,129.

In 2027, SOFI is forecast to generate $641,476,026 in earnings, with the lowest earnings forecast at $625,027,923 and the highest earnings forecast at $657,924,129.

What is SOFI's revenue growth forecast for 2025-2027?

(NASDAQ: SOFI) Sofi Technologies's forecast annual revenue growth rate of 21.24% is forecast to beat the US Credit Services industry's average forecast revenue growth rate of 11.79%, and it is also forecast to beat the US market's average forecast revenue growth rate of 10.83%.

Sofi Technologies's revenue in 2025 is $2,674,859,000.On average, 4 Wall Street analysts forecast SOFI's revenue for 2025 to be $3,572,634,384,871, with the lowest SOFI revenue forecast at $3,554,873,723,009, and the highest SOFI revenue forecast at $3,597,309,829,329. On average, 4 Wall Street analysts forecast SOFI's revenue for 2026 to be $4,360,880,125,343, with the lowest SOFI revenue forecast at $4,224,970,544,935, and the highest SOFI revenue forecast at $4,565,993,455,260.

In 2027, SOFI is forecast to generate $4,975,425,123,438 in revenue, with the lowest revenue forecast at $4,970,704,517,812 and the highest revenue forecast at $4,980,145,729,063.

What is SOFI's forecast return on assets (ROA) for 2025-2027?

(NASDAQ: SOFI) forecast ROA is 1.77%, which is lower than the forecast US Credit Services industry average of 25.67%.

What is SOFI's Price Target?

According to 11 Wall Street analysts that have issued a 1 year SOFI price target, the average SOFI price target is $13.50, with the highest SOFI stock price forecast at $20.00 and the lowest SOFI stock price forecast at $8.00.

On average, Wall Street analysts predict that Sofi Technologies's share price could reach $13.50 by Jan 28, 2026. The average Sofi Technologies stock price prediction forecasts a potential upside of 10.66% from the current SOFI share price of $12.20.

What is SOFI's Earnings Per Share (EPS) forecast for 2025-2027?

(NASDAQ: SOFI) Sofi Technologies's current Earnings Per Share (EPS) is $0.46. On average, analysts forecast that SOFI's EPS will be $0.26 for 2025, with the lowest EPS forecast at $0.25, and the highest EPS forecast at $0.28. On average, analysts forecast that SOFI's EPS will be $0.52 for 2026, with the lowest EPS forecast at $0.45, and the highest EPS forecast at $0.60. In 2027, SOFI's EPS is forecast to hit $0.59 (min: $0.57, max: $0.60).

What is SOFI's forecast return on equity (ROE) for 2025-2027?

(NASDAQ: SOFI) forecast ROE is 9.83%, which is considered weak.
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