NASDAQ: SOFI
Sofi Technologies Inc Earnings Dates, Reports, Calls

Sofi Technologies earnings were $481.3M for the trailing 12 months ending Dec 31, 2025, with -8.7% growth year over year. The latest SOFI earnings report on Dec 31, 2025 announced Q4 2025 earnings of $173.5M, up 24.5% from last quarter. For the last reported fiscal year 2025 ending Dec 31, 2025, SOFI reported annual earnings of $481.3M, with -3.5% growth. The next SOFI earnings date is May 4, 2026.

SOFI past earnings growth

How has SOFI's earnings growth performed historically?

Company
-8.7%
Industry
7.88%
Market
87.43%
SOFI's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Industry Performance
SOFI's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Market Performance

SOFI earnings history

Current Revenue
$3.6B
Current Earnings
$481.3M
Current Profit Margin
13.3%

SOFI Return on Equity

Current Company
5.9%
Current Industry
82.9%
Current Market
28.8%
SOFI's Return on Equity (5.9%)... subscribe to Premium to read more.
High Return on Equity Performance

SOFI Return on Assets

Current Company
1.1%
Current Industry
16.9%
SOFI is generating lower Return... subscribe to Premium to read more.
Above Average Return on Assets Performance

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SOFI Return on Capital Employed

Current Company
0%
Current Industry
32%

SOFI vs Credit Service Stocks

TickerEBITDAEarningsY/Y EarningsEPS
SOFI$760.01M$481.32M-8.70%$0.42
SYF$5.05B$3.47B+32.69%$9.38
ALLY$2.34B$742.00M-3.73%$2.39
FCFS$999.78M$330.38M+23.75%$7.46
IXN/A$3.06BN/AN/A

SOFI earnings dates

Next earnings date
May 4, 2026

Sofi Technologies Earnings Reports & History FAQ

What were Sofi Technologies's earnings last quarter?

On SOFI's earnings call on Invalid Date, Sofi Technologies (NASDAQ: SOFI) reported Q4 2025 earnings per share (EPS) of $0.15, up 53.13% year over year. Total SOFI earnings for the quarter were $173.55 million. In the same quarter last year, Sofi Technologies's earnings per share (EPS) was $0.32.

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When does Sofi Technologies report earnings?

The next SOFI earnings date is Invalid Date. Add SOFI to your watchlist to be reminded of Sofi Technologies's next earnings date.

Is Sofi Technologies profitable or losing money?

As of the last Sofi Technologies earnings report, Sofi Technologies is currently profitable. Sofi Technologies's net profit (also called net income) for the twelve months ending Dec 31, 2025 was $481.32 million, a 3.48% decrease year over year.

What was SOFI's earnings growth in the past year?

As of Sofi Technologies's earnings date in Invalid Date, Sofi Technologies's earnings has grown -8.7% year over year. This is 16.58 percentage points lower than the US Credit Services industry earnings growth rate of 7.88%. SOFI earnings in the past year totalled $481.32 million.

What are Sofi Technologies's earnings expectations?

The current EPS estimate for Sofi Technologies's earnings report in Invalid Date is $0.12.
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