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NASDAQ: SOFI
Sofi Technologies Inc Earnings Dates, Reports, Calls

OverviewForecastEarnings
RevenueDividendOwnership
Sofi Technologies earnings were $636.3M for the trailing 12 months ending Jun 30, 2026, with -1.9% growth year over year. The latest SOFI earnings report on Jun 30, 2026 announced Q2 2026 earnings of $156.6M, down 6.1% from last quarter. For the last reported fiscal year 2025 ending Dec 31, 2025, SOFI reported annual earnings of $481.3M, with -3.5% growth.

SOFI past earnings growth

How has SOFI's earnings growth performed historically?

Company
-1.89%
Industry
76.29%
Market
90.33%
SOFI's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Industry Performance
SOFI's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Market Performance

SOFI earnings history

Current Revenue
$4.3B
Current Earnings
$636.3M
Current Profit Margin
14.8%

SOFI Return on Equity

Current Company
6.2%
Current Industry
94.8%
Current Market
28.7%
SOFI's Return on Equity (6.2%)... subscribe to Premium to read more.
High Return on Equity Performance

SOFI Return on Assets

Current Company
1.2%
Current Industry
18.3%
SOFI is generating lower Return... subscribe to Premium to read more.
Above Average Return on Assets Performance

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SOFI Return on Capital Employed

Current Company
0%
Current Industry
34.8%

SOFI vs Credit Service Stocks

TickerEBITDAEarningsY/Y EarningsEPS
SOFI$1.00B$636.26M-1.89%$0.52
SYF$5.09B$3.44B+11.91%$9.88
ALLY$3.17B$1.33B-10.97%$4.28
FCFS$1.09B$388.15M+26.97%$8.81
OMF$1.30B$781.00M-8.22%$6.65
View Top Credit Service Stocks

Sofi Technologies Earnings Reports & History FAQ

What were Sofi Technologies's earnings last quarter?

On SOFI's earnings call on Jul 29, 2026, Sofi Technologies (NASDAQ: SOFI) reported Q2 2026 earnings per share (EPS) of $0.12, up 33.33% year over year. Total SOFI earnings for the quarter were $156.59 million. In the same quarter last year, Sofi Technologies's earnings per share (EPS) was $0.09.

If you're new to stock investing, here's how to buy Sofi Technologies stock.

Is Sofi Technologies profitable or losing money?

As of the last Sofi Technologies earnings report, Sofi Technologies is currently profitable. Sofi Technologies's net profit (also called net income) for the twelve months ending Jun 30, 2026 was $636.26 million, a 13.3% increase year over year.

What was SOFI's earnings growth in the past year?

As of Sofi Technologies's earnings date in Jul 29, 2026, Sofi Technologies's earnings has grown -1.89% year over year. This is 78.18 percentage points lower than the US Credit Services industry earnings growth rate of 76.29%. SOFI earnings in the past year totalled $636.26 million.
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