NYSE: SYF
Synchrony Financial Earnings Dates, Reports, Calls

Synchrony Financial earnings were $3.5B for the trailing 12 months ending Sep 30, 2025, with 19.4% growth year over year. The latest SYF earnings report on Sep 30, 2025 announced Q3 2025 earnings of $1.1B, up 11.7% from last quarter. For the last reported fiscal year 2024 ending Dec 31, 2024, SYF reported annual earnings of $3.4B, with 56.1% growth. The next SYF earnings date is Jan 27, 2026.

SYF past earnings growth

How has SYF's earnings growth performed historically?

Company
19.38%
Industry
9.4%
Market
55.28%
SYF's earnings have grown faster... subscribe to Premium to read more.
Earnings Growth vs Industry Performance
SYF's earnings have grown faster... subscribe to Premium to read more.
Earnings Growth vs Market Performance
SYF's earnings growth is slowing... subscribe to Premium to read more.
Accelerating Earnings Growth Performance

SYF earnings history

Current Revenue
$9.6B
Current Earnings
$3.5B
Current Profit Margin
36.2%
SYF's has demonstrated consistent long-term... subscribe to Premium to read more.
Long-term Earnings Growth Trend Performance

SYF Return on Equity

Current Company
20.8%
Current Industry
83.6%
Current Market
36.1%
SYF's Return on Equity (20.8%)... subscribe to Premium to read more.
High Return on Equity Performance

SYF undefined

Current Company
2.9%
Current Industry
16.9%
SYF is generating lower Return... subscribe to Premium to read more.
Above Average Return on Assets Performance

Be the first to know when SYF announces earnings.

SYF undefined

Current Company
0%
Current Industry
31.2%

SYF vs Credit Service Stocks

TickerEBITDAEarningsY/Y EarningsEPS
SYF$5.05B$3.49B+33.24%$9.24
IXN/A$2.84BN/AN/A
SOFI$625.27M$640.24M+210.53%$0.59
ALLY$2.03B$275.00M-15.84%$0.87
OMF$1.20B$705.00M+4.81%$5.92

SYF earnings dates

Next earnings date
Jan 27, 2026

Synchrony Financial Earnings Reports & History FAQ

What were Synchrony Financial's earnings last quarter?

On SYF's earnings call on Invalid Date, Synchrony Financial (NYSE: SYF) reported Q3 2025 earnings per share (EPS) of $2.89, up 47.45% year over year. Total SYF earnings for the quarter were $1.06 billion. In the same quarter last year, Synchrony Financial's earnings per share (EPS) was $1.96.

If you're new to stock investing, here's how to buy Synchrony Financial stock.

When does Synchrony Financial report earnings?

The next SYF earnings date is Invalid Date. Add SYF to your watchlist to be reminded of Synchrony Financial's next earnings date.

Is Synchrony Financial profitable or losing money?

As of the last Synchrony Financial earnings report, Synchrony Financial is currently profitable. Synchrony Financial's net profit (also called net income) for the twelve months ending Sep 30, 2025 was $3.49 billion, a 12.54% increase year over year.

What was SYF's earnings growth in the past year?

As of Synchrony Financial's earnings date in Invalid Date, Synchrony Financial's earnings has grown 19.38% year over year. This is 9.98 percentage points higher than the US Credit Services industry earnings growth rate of 9.4%. SYF earnings in the past year totalled $3.49 billion.

What are Synchrony Financial's earnings expectations?

The current EPS estimate for Synchrony Financial's earnings report in Invalid Date is $2.04.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.