NYSE: SYF
Synchrony Financial Stock

$67.85+1.93 (+2.93%)
Updated Feb 5, 2025
SYF Price
$67.85
Fair Value Price
N/A
Market Cap
$26.42B
52 Week Low
$38.03
52 Week High
$70.93
P/E
8.77x
P/B
1.65x
P/S
2.19x
PEG
3.01x
Dividend Yield
1.11%
Revenue
$9.01B
Earnings
$3.10B
Gross Margin
100%
Operating Margin
45.04%
Profit Margin
34.5%
Debt to Equity
6.46
Operating Cash Flow
$10B
Beta
1.49
Next Earnings
N/A
Ex-Dividend
Feb 3, 2025
Next Dividend
Feb 18, 2025

SYF Overview

Synchrony Financial is a consumer financial services company in the U.S. It provides commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony was founded in 1932 and is headquartered in Stamford, CT.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine SYF's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

B
Value
D
Growth
A
Momentum
D
Sentiment
C
Safety
C
Financials
B
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Credit Service

Industry Rating
A
SYF
Ranked
#29 of 46

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
$242.01A
$114.74A
$28.67A
View Top Credit Service Stocks

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SYF News

Overview

Due Diligence Score

Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how SYF scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

SYF ($67.85) is trading above its intrinsic value of $49.06, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
SYF is good value based on its earnings relative to its share price (8.77x), compared to the US market average (31.5x)
P/E vs Market Valuation
SYF is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more SYF due diligence checks available for Premium users.

Valuation

SYF price to earnings (PE)

For valuing profitable companies with steady earnings

Company
8.77x
Industry
32.3x
Market
31.5x
SYF is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
SYF is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

SYF price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.65x
Industry
5.94x
SYF is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

SYF price to earnings growth (PEG)

For valuing profitable companies with growth potential

SYF is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

SYF's financial health

Profit margin

Revenue
$2.2B
Net Income
$768.0M
Profit Margin
34.6%
SYF's Earnings (EBIT) of $4.06B... subscribe to Premium to read more.
Interest Coverage Financials
SYF's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$119.2B
Liabilities
$103.2B
Debt to equity
6.46
SYF's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
SYF's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$2.8B
Investing
-$2.2B
Financing
-$1.2B
SYF's operating cash flow ($9.81B)... subscribe to Premium to read more.
Debt Coverage Financials

SYF vs Credit Service Stocks

TickerZen RatingMarket Cap1d %P/EP/B
SYFC$26.42B+2.93%8.77x1.65x
IX$25.77B+0.91%9.26x1.00x
SOFIC$16.81B+1.31%81.53x2.75x
ALLYC$11.65B+0.10%15.17x0.79x
OMFC$6.78B+3.41%12.40x2.11x

Synchrony Financial Stock FAQ

What is Synchrony Financial's quote symbol?

(NYSE: SYF) Synchrony Financial trades on the NYSE under the ticker symbol SYF. Synchrony Financial stock quotes can also be displayed as NYSE: SYF.

If you're new to stock investing, here's how to buy Synchrony Financial stock.

What is the 52 week high and low for Synchrony Financial (NYSE: SYF)?

(NYSE: SYF) Synchrony Financial's 52-week high was $70.93, and its 52-week low was $38.03. It is currently -4.34% from its 52-week high and 78.41% from its 52-week low.

How much is Synchrony Financial stock worth today?

(NYSE: SYF) Synchrony Financial currently has 389,344,383 outstanding shares. With Synchrony Financial stock trading at $67.85 per share, the total value of Synchrony Financial stock (market capitalization) is $26.42B.

Synchrony Financial stock was originally listed at a price of $23.00 in Jul 31, 2014. If you had invested in Synchrony Financial stock at $23.00, your return over the last 10 years would have been 195%, for an annualized return of 11.42% (not including any dividends or dividend reinvestments).

How much is Synchrony Financial's stock price per share?

(NYSE: SYF) Synchrony Financial stock price per share is $67.85 today (as of Feb 5, 2025).

What is Synchrony Financial's Market Cap?

(NYSE: SYF) Synchrony Financial's market cap is $26.42B, as of Feb 7, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Synchrony Financial's market cap is calculated by multiplying SYF's current stock price of $67.85 by SYF's total outstanding shares of 389,344,383.
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