NYSE: SYFSynchrony Financial Stock
$51.95-0.48 (-0.92%)
Updated Apr 30, 2025
SYF Price
$51.95
Fair Value Price
N/A
Market Cap
$19.77B
52 Week Low
$40.55
52 Week High
$70.93
P/E
7.06x
P/B
1.19x
P/S
2.36x
PEG
0.92x
Dividend Yield
1.92%
Revenue
$8.71B
Earnings
$2.88B
Gross Margin
100%
Operating Margin
43.04%
Profit Margin
33.1%
Debt to Equity
6.36
Operating Cash Flow
$10B
Beta
1.41
Next Earnings
N/A
Ex-Dividend
May 5, 2025
Next Dividend
May 15, 2025
SYF Overview
Synchrony Financial is a consumer financial services company in the U.S. It provides commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony was founded in 1932 and is headquartered in Stamford, CT.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine SYF's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Credit Service
Industry Rating
A
SYF
Ranked#35 of 49
Ranked#35 of 49
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $26.14 | A | |
| $9.35 | A | |
| $7.91 | A |
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SYF News
Overview
Due Diligence Score
–
Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how SYF scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
SYF ($51.95) is trading below its intrinsic value of $61.70, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
SYF is good value based on its earnings relative to its share price (7.06x), compared to the US market average (29.18x)
P/E vs Market Valuation
SYF is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more SYF due diligence checks available for Premium users.
Valuation
SYF price to earnings (PE)
For valuing profitable companies with steady earnings
Company
7.06x
Industry
29.87x
Market
29.18x
SYF is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
SYF is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
SYF price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.19x
Industry
5.51x
SYF is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
SYF price to earnings growth (PEG)
For valuing profitable companies with growth potential
SYF is good value based... subscribe to Premium to read more.
PEG Value Valuation
SYF's financial health
Profit margin
Revenue
$2.2B
Net Income
$736.0M
Profit Margin
33%
SYF's Earnings (EBIT) of $3.75B... subscribe to Premium to read more.
Interest Coverage Financials
SYF's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$122.0B
Liabilities
$105.4B
Debt to equity
6.36
SYF's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
SYF's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$2.2B
Investing
$3.6B
Financing
$2.1B
SYF's operating cash flow ($9.80B)... subscribe to Premium to read more.
Debt Coverage Financials
SYF vs Credit Service Stocks
Synchrony Financial Stock FAQ
Company
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