NYSE: RMRegional Management Corp Stock
$35.90+0.31 (+0.87%)
Updated Feb 13, 2025
RM Price
$35.90
Fair Value Price
N/A
Market Cap
$364.86M
52 Week Low
$21.72
52 Week High
$37.52
P/E
14.65x
P/B
1.03x
P/S
0.55x
PEG
0.2x
Dividend Yield
3.34%
Revenue
$575.33M
Earnings
$23.74M
Gross Margin
100%
Operating Margin
18.08%
Profit Margin
4.1%
Debt to Equity
4.16
Operating Cash Flow
$272M
Beta
1.2
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
RM Overview
Regional Management Corp. offers loans to customers with limited access to consumer credit from banks. Offerings include loans to purchase of furniture, appliances, and other retail products. It also provides various insurance and reinsurance products. Regional Management was incorporated in 1987 and is headquartered in Greer, SC.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine RM's potential to beat the market
BBuy
- Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More
Zen Rating Component Grades
A
Value
C
Growth
A
Momentum
D
Sentiment
B
Safety
B
Financials
B
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Credit Service
Industry Rating
A
RM
Ranked#8 of 46
Ranked#8 of 46
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $110.79 | A | |
| $29.18 | A | |
| $335.00 | A |
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RM News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how RM scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
RM ($35.90) is trading below its intrinsic value of $73.66, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
RM is good value based on its earnings relative to its share price (14.65x), compared to the US market average (38.39x)
P/E vs Market Valuation
RM is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more RM due diligence checks available for Premium users.
Valuation
RM price to earnings (PE)
For valuing profitable companies with steady earnings
Company
14.65x
Industry
31.57x
Market
38.39x
RM is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
RM is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
RM price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.03x
Industry
5.88x
RM is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
RM price to earnings growth (PEG)
For valuing profitable companies with growth potential
RM is good value based... subscribe to Premium to read more.
PEG Value Valuation
RM's financial health
Profit margin
Revenue
$146.3M
Net Income
$7.7M
Profit Margin
5.2%
RM's Earnings (EBIT) of $104.02M... subscribe to Premium to read more.
Interest Coverage Financials
RM's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.8B
Liabilities
$1.5B
Debt to equity
4.16
RM's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
RM's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$75.1M
Investing
-$111.8M
Financing
$13.8M
RM's operating cash flow ($271.98M)... subscribe to Premium to read more.
Debt Coverage Financials
RM vs Credit Service Stocks
Regional Management Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.