NASDAQ: PRAA
Pra Group Inc Stock

$15.31+0.09 (+0.59%)
Updated May 14, 2025
PRAA Price
$15.31
Fair Value Price
N/A
Market Cap
$607.17M
52 Week Low
$12.91
52 Week High
$27.54
P/E
8.55x
P/B
0.5x
P/S
0.72x
PEG
N/A
Dividend Yield
N/A
Revenue
$1.13B
Earnings
$70.79M
Gross Margin
100%
Operating Margin
29.39%
Profit Margin
6.3%
Debt to Equity
3.17
Operating Cash Flow
-$74M
Beta
0.84
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

PRAA Overview

PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Australia, and Europe. It is involved in the purchase of accounts that are primarily the unpaid obligations of individuals owed to credit originators, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit cards, private label and other credit cards, installment loans, lines of credit, deficiency balances of various types, legal judgments, and trade payables from banks, credit unions, consumer finance companies, retailers, utilities, automobile finance companies, and other credit originators. In addition, it provides fee-based services on class action claims recoveries and by servicing consumer bankruptcy accounts. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was incorporated in 1996 and is headquartered in Norfolk, Virginia.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine PRAA's potential to beat the market

DSell
  • Stocks with a Zen Rating of Sell (D) had an average loss of -4.50% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Credit Service

Industry Rating
A
PRAA
Ranked
#44 of 49

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
$12.10A
$8.79A
$9.05A
View Top Credit Service Stocks

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PRAA News

Overview

Due Diligence Score

Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how PRAA scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

PRAA is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
PRAA is good value based on its earnings relative to its share price (8.55x), compared to the US market average (26.06x)
P/E vs Market Valuation
PRAA is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more PRAA due diligence checks available for Premium users.

Valuation

PRAA price to earnings (PE)

For valuing profitable companies with steady earnings

Company
8.55x
Industry
30.9x
Market
26.06x
PRAA is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PRAA is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

PRAA price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.5x
Industry
5.68x
PRAA is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

PRAA's financial health

Profit margin

Revenue
$269.6M
Net Income
$3.7M
Profit Margin
1.4%
PRAA's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$5.1B
Liabilities
$3.9B
Debt to equity
3.17
PRAA's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
PRAA's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$52.6M
Investing
-$24.4M
Financing
$85.6M

PRAA vs Credit Service Stocks

TickerZen RatingMarket Cap1d %P/EP/B
PRAAD$607.17M+0.59%8.55x0.50x
XYFA$611.20M-2.14%3.34x0.64x
GDOTC$554.40M-3.35%-84.17x0.59x
YRDC$548.89M-2.30%2.55x0.42x
QDD$487.51M-3.34%42.50x0.32x

Pra Group Stock FAQ

What is Pra Group's quote symbol?

(NASDAQ: PRAA) Pra Group trades on the NASDAQ under the ticker symbol PRAA. Pra Group stock quotes can also be displayed as NASDAQ: PRAA.

If you're new to stock investing, here's how to buy Pra Group stock.

What is the 52 week high and low for Pra Group (NASDAQ: PRAA)?

(NASDAQ: PRAA) Pra Group's 52-week high was $27.54, and its 52-week low was $12.91. It is currently -44.41% from its 52-week high and 18.59% from its 52-week low.

How much is Pra Group stock worth today?

(NASDAQ: PRAA) Pra Group currently has 39,658,699 outstanding shares. With Pra Group stock trading at $15.31 per share, the total value of Pra Group stock (market capitalization) is $607.17M.

Pra Group stock was originally listed at a price of $5.15 in Nov 8, 2002. If you had invested in Pra Group stock at $5.15, your return over the last 22 years would have been 197.28%, for an annualized return of 5.08% (not including any dividends or dividend reinvestments).

How much is Pra Group's stock price per share?

(NASDAQ: PRAA) Pra Group stock price per share is $15.31 today (as of May 14, 2025).

What is Pra Group's Market Cap?

(NASDAQ: PRAA) Pra Group's market cap is $607.17M, as of May 15, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Pra Group's market cap is calculated by multiplying PRAA's current stock price of $15.31 by PRAA's total outstanding shares of 39,658,699.
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