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NASDAQ: PRAA
Pra Group Inc Stock

$39.55-0.68 (-1.69%)
Updated Mar 17, 2023
PRAA Price
$39.55
Fair Value Price
$42.32
Market Cap
$1.54B
52 Week Low
$29.69
52 Week High
$46.14
P/E
13.36x
P/B
1.26x
P/S
1.39x
PEG
N/A
Dividend Yield
N/A
Revenue
$966.52M
Earnings
$117.15M
Gross Margin
100%
Operating Margin
29.45%
Profit Margin
12.1%
Debt to Equity
2.35
Operating Cash Flow
$22M
Beta
0.83
Next Earnings
May 8, 2023
Ex-Dividend
N/A
Next Dividend
N/A

PRAA Overview

PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Australia, and Europe. It is involved in the purchase of accounts that are primarily the unpaid obligations of individuals owed to credit originators, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit cards, private label and other credit cards, installment loans, lines of credit, deficiency balances of various types, legal judgments, and trade payables from banks, credit unions, consumer finance companies, retailers, utilities, automobile finance companies, and other credit originators. In addition, it provides fee-based services on class action claims recoveries and by servicing consumer bankruptcy accounts. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was incorporated in 1996 and is headquartered in Norfolk, Virginia.

Zen Score

Industry Average (31)
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Due Diligence Checks

PRAA ($39.55) is undervalued by 6.55% relative to our estimate of its Fair Value price of $42.32 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
PRAA ($39.55) is not significantly undervalued (6.55%) relative to our estimate of its Fair Value price of $42.32 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
PRAA was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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PRAA News

Valuation

PRAA fair value

Fair Value of PRAA stock based on Discounted Cash Flow (DCF)
Price
$39.55
Fair Value
$42.32
Undervalued by
6.55%
PRAA ($39.55) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
PRAA ($39.55) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
PRAA was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

PRAA price to earnings (PE)

For valuing profitable companies with steady earnings
Company
13.36x
Industry
27.28x
Market
21.81x
PRAA is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PRAA is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

PRAA price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.26x
Industry
3.09x
PRAA is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

PRAA's financial health

Profit margin

Revenue
$222.9M
Net Income
$16.0M
Profit Margin
7.2%
PRAA's Earnings (EBIT) of $284.61M... subscribe to Premium to read more.
Interest Coverage Financials
PRAA's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$4.2B
Liabilities
$2.9B
Debt to equity
2.35
PRAA's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
PRAA's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$25.0M
Investing
-$75.0M
Financing
$68.7M
PRAA's operating cash flow ($21.59M)... subscribe to Premium to read more.
Debt Coverage Financials

PRAA vs Credit Service Stocks

TickerMarket Cap1d %P/EP/B
PRAA$1.54B-1.69%13.36x1.26x
BFH$1.47B-6.61%6.57x0.65x
GSBD$1.40B-2.02%25.09x0.93x
OCSL$1.38B-1.98%446.25x1.14x
AGM$1.36B-3.86%9.01x1.07x

Pra Group Stock FAQ

What is Pra Group's quote symbol?

NASDAQ: PRAA) Pra Group trades on the NASDAQ under the ticker symbol PRAA. Pra Group stock quotes can also be displayed as NASDAQ: PRAA.

If you're new to stock investing, here's how to buy Pra Group stock.

What is the 52 week high and low for Pra Group (NASDAQ: PRAA)?

(NASDAQ: PRAA) Pra Group's 52-week high was $46.14, and its 52-week low was $29.69. It is currently -14.28% from its 52-week high and 33.23% from its 52-week low.

How much is Pra Group stock worth today?

(NASDAQ: PRAA) Pra Group currently has 38,980,115 outstanding shares. With Pra Group stock trading at $39.55 per share, the total value of Pra Group stock (market capitalization) is $1.54B.

Pra Group stock was originally listed at a price of $5.15 in Nov 8, 2002. If you had invested in Pra Group stock at $5.15, your return over the last 20 years would have been 667.96%, for an annualized return of 10.73% (not including any dividends or dividend reinvestments).

How much is Pra Group's stock price per share?

(NASDAQ: PRAA) Pra Group stock price per share is $39.55 today (as of Mar 17, 2023).

What is Pra Group's Market Cap?

(NASDAQ: PRAA) Pra Group's market cap is $1.54B, as of Mar 20, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Pra Group's market cap is calculated by multiplying PRAA's current stock price of $39.55 by PRAA's total outstanding shares of 38,980,115.
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