NASDAQ: LXLexinfintech Holdings Ltd Stock
$11.43+0.59 (+5.44%)
Updated Mar 27, 2025
LX Price
$11.43
Fair Value Price
$25.11
Market Cap
$1.90B
52 Week Low
$1.56
52 Week High
$11.64
P/E
12.49x
P/B
1.29x
P/S
0.49x
PEG
N/A
Dividend Yield
1.21%
Revenue
$1.96B
Earnings
$150.75M
Gross Margin
35.4%
Operating Margin
9.59%
Profit Margin
7.7%
Debt to Equity
1.07
Operating Cash Flow
N/A
Beta
1.23
Next Earnings
May 21, 2025
Ex-Dividend
N/A
Next Dividend
N/A
LX Overview
LexinFintech Holdings Ltd., through its subsidiaries, offers online consumer finance services in the People's Republic of China. The company operates Fenqile.com, an online consumption and consumer finance platform that offers installment purchase and personal installment loans, as well as provides online direct sales with installment payment terms; and Le Hua Card, a scenario-based lending. It also provides technology-driven platform services to increase revenues, manage financial risks, enhance operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya application, a location-based services shopping experience with buy-now and pay-later options; and Juzi Licai, an online investment platform. In addition, the company offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was incorporated in 2013 and is headquartered in Shenzhen, the People's Republic of China.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine LX's potential to beat the market
AStrong Buy
- Stocks with a Zen Rating of Strong Buy (A) had an average return of +32.52% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Credit Service
Industry Rating
A
LX
Ranked#6 of 50
Ranked#6 of 50
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $30.34 | A | |
| $9.32 | A | |
| $99.28 | A |
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LX News
Overview
Due Diligence Score
–
Industry Average (36)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how LX scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
LX ($11.43) is undervalued by 54.47% relative to our estimate of its Fair Value price of $25.11 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
LX ($11.43) is significantly undervalued by 54.47% relative to our estimate of its Fair Value price of $25.11 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
LX was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more LX due diligence checks available for Premium users.
Valuation
LX fair value
Fair Value of LX stock based on Discounted Cash Flow (DCF)
Price
$11.43
Fair Value
$25.11
Undervalued by
54.47%
LX ($11.43) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
LX ($11.43) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
LX was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
LX price to earnings (PE)
For valuing profitable companies with steady earnings
Company
12.49x
Industry
30.46x
Market
31.08x
LX is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
LX is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
LX price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.29x
Industry
5.55x
LX is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
LX's financial health
Profit margin
Revenue
$501.2M
Net Income
$49.7M
Profit Margin
9.9%
LX's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$3.0B
Liabilities
$1.6B
Debt to equity
1.07
LX's short-term assets ($2.47B) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
LX's short-term assets ($2.47B) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
LX's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
LX's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
N/A
Investing
N/A
Financing
N/A
LX vs Credit Service Stocks
Lexinfintech Holdings Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.