NASDAQ: LXLexinfintech Holdings Ltd Stock
$7.02-0.33 (-4.49%)
Updated Jun 13, 2025
LX Price
$7.02
Fair Value Price
N/A
Market Cap
$1.19B
52 Week Low
$1.57
52 Week High
$11.64
P/E
6.36x
P/B
0.76x
P/S
0.88x
PEG
3.38x
Dividend Yield
2.59%
Revenue
$1.95B
Earnings
$183.08M
Gross Margin
35.9%
Operating Margin
11.66%
Profit Margin
9.4%
Debt to Equity
1.02
Operating Cash Flow
N/A
Beta
1.3
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
LX Overview
LexinFintech Holdings Ltd., through its subsidiaries, offers online consumer finance services in the People's Republic of China. The company operates Fenqile.com, an online consumption and consumer finance platform that offers installment purchase and personal installment loans, as well as provides online direct sales with installment payment terms; and Le Hua Card, a scenario-based lending. It also provides technology-driven platform services to increase revenues, manage financial risks, enhance operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya application, a location-based services shopping experience with buy-now and pay-later options; and Juzi Licai, an online investment platform. In addition, the company offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was incorporated in 2013 and is headquartered in Shenzhen, the People's Republic of China.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine LX's potential to beat the market
AStrong Buy
- Stocks with a Zen Rating of Strong Buy (A) had an average return of +32.52% per year. Learn More
Zen Rating Component Grades
B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Credit Service
Industry Rating
A
LX
Ranked#6 of 50
Ranked#6 of 50
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $8.70 | A | |
| $12.21 | A | |
| $93.32 | A |
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LX News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how LX scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
LX ($7.02) is trading above its intrinsic value of $6.81, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
LX is good value based on its earnings relative to its share price (6.36x), compared to the US market average (31.36x)
P/E vs Market Valuation
LX is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more LX due diligence checks available for Premium users.
Valuation
LX fair value
Fair Value of LX stock based on Discounted Cash Flow (DCF)
Price
$7.02
Fair Value
$26.67
Undervalued by
73.68%
LX ($7.02) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
LX price to earnings (PE)
For valuing profitable companies with steady earnings
Company
6.36x
Industry
31.02x
Market
31.36x
LX is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
LX is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
LX price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.76x
Industry
5.79x
LX is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
LX price to earnings growth (PEG)
For valuing profitable companies with growth potential
LX is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
LX's financial health
Profit margin
Revenue
$427.6M
Net Income
$59.3M
Profit Margin
13.9%
LX's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$3.1B
Liabilities
$1.6B
Debt to equity
1.02
LX's short-term assets ($2.55B) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
LX's short-term assets ($2.55B) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
LX's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
LX's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
N/A
Investing
N/A
Financing
N/A
LX vs Credit Service Stocks
Lexinfintech Holdings Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.