NASDAQ: WRLDWorld Acceptance Corp Stock
$129.12-12.85 (-9.05%)
Updated Apr 30, 2025
WRLD Price
$129.12
Fair Value Price
$414.46
Market Cap
$742.01M
52 Week Low
$101.85
52 Week High
$161.63
P/E
8.93x
P/B
1.73x
P/S
1.09x
PEG
5.9x
Dividend Yield
N/A
Revenue
$558.83M
Earnings
$80.52M
Gross Margin
100%
Operating Margin
26.26%
Profit Margin
14.4%
Debt to Equity
1.59
Operating Cash Flow
$247M
Beta
1.41
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
WRLD Overview
World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides automobile club memberships to its borrowers; and income tax return preparation and electronic filing services. In addition, the company markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. As of March 31, 2022, it operated 1,167 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine WRLD's potential to beat the market
BBuy
- Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Credit Service
Industry Rating
A
WRLD
Ranked#15 of 49
Ranked#15 of 49
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $26.14 | A | |
| $9.35 | A | |
| $7.91 | A |
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WRLD News
Overview
Due Diligence Score
–
Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how WRLD scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
WRLD ($129.12) is undervalued by 68.85% relative to our estimate of its Fair Value price of $414.46 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
WRLD ($129.12) is significantly undervalued by 68.85% relative to our estimate of its Fair Value price of $414.46 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
WRLD ($129.12) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more WRLD due diligence checks available for Premium users.
Valuation
WRLD fair value
Fair Value of WRLD stock based on Discounted Cash Flow (DCF)
Price
$129.12
Fair Value
$414.46
Undervalued by
68.85%
WRLD ($129.12) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
WRLD ($129.12) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
WRLD ($129.12) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
WRLD price to earnings (PE)
For valuing profitable companies with steady earnings
Company
8.93x
Industry
29.87x
Market
29.18x
WRLD is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
WRLD is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
WRLD price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.73x
Industry
5.51x
WRLD is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
WRLD price to earnings growth (PEG)
For valuing profitable companies with growth potential
WRLD is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
WRLD's financial health
Profit margin
Revenue
$138.6M
Net Income
$13.4M
Profit Margin
9.7%
WRLD's Earnings (EBIT) of $146.76M... subscribe to Premium to read more.
Interest Coverage Financials
WRLD's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.1B
Liabilities
$682.3M
Debt to equity
1.59
WRLD's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
WRLD's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$61.1M
Investing
-$106.8M
Financing
$51.5M
WRLD's operating cash flow ($247.02M)... subscribe to Premium to read more.
Debt Coverage Financials
WRLD vs Credit Service Stocks
World Acceptance Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.