NASDAQ: WRLD
World Acceptance Corp Stock

$173.24+4.15 (+2.45%)
Updated Jul 2, 2025
WRLD Price
$173.24
Fair Value Price
N/A
Market Cap
$919.44M
52 Week Low
$101.85
52 Week High
$173.56
P/E
10.47x
P/B
2.09x
P/S
1.22x
PEG
N/A
Dividend Yield
N/A
Revenue
$564.84M
Earnings
$89.74M
Gross Margin
100%
Operating Margin
27.39%
Profit Margin
15.9%
Debt to Equity
1.29
Operating Cash Flow
$254M
Beta
1.36
Next Earnings
Jul 24, 2025
Ex-Dividend
N/A
Next Dividend
N/A

WRLD Overview

World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides automobile club memberships to its borrowers; and income tax return preparation and electronic filing services. In addition, the company markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. As of March 31, 2022, it operated 1,167 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine WRLD's potential to beat the market

BBuy
  • Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Credit Service

Industry Rating
A
WRLD
Ranked
#9 of 52

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
$9.51A
$13.51A
$115.46A
View Top Credit Service Stocks

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WRLD News

Overview

Due Diligence Score

Industry Average (31)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how WRLD scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

WRLD is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
WRLD is good value based on its earnings relative to its share price (10.47x), compared to the US market average (31.27x)
P/E vs Market Valuation
WRLD is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more WRLD due diligence checks available for Premium users.

Valuation

WRLD fair value

Fair Value of WRLD stock based on Discounted Cash Flow (DCF)

Price
$173.24
Fair Value
$414.46
Undervalued by
58.20%
WRLD is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

WRLD price to earnings (PE)

For valuing profitable companies with steady earnings

Company
10.47x
Industry
31.38x
Market
31.27x
WRLD is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
WRLD is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

WRLD price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
2.09x
Industry
6.01x
WRLD is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

WRLD's financial health

Profit margin

Revenue
$165.3M
Net Income
$44.3M
Profit Margin
26.8%
WRLD's Earnings (EBIT) of $154.69M... subscribe to Premium to read more.
Interest Coverage Financials
WRLD's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.0B
Liabilities
$568.1M
Debt to equity
1.29
WRLD's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
WRLD's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$91.0M
Investing
$48.1M
Financing
-$144.9M
WRLD's operating cash flow ($254.16M)... subscribe to Premium to read more.
Debt Coverage Financials

WRLD vs Credit Service Stocks

TickerZen RatingMarket Cap1d %P/EP/B
WRLDB$919.44M+2.45%10.47x2.09x
BBDCC$971.54M+0.65%9.92x0.82x
ATLCB$860.83M+2.69%8.86x1.62x
XYFA$798.08M+3.68%3.86x0.78x
EZPWA$763.04M+0.73%8.46x0.90x

World Acceptance Stock FAQ

What is World Acceptance's quote symbol?

(NASDAQ: WRLD) World Acceptance trades on the NASDAQ under the ticker symbol WRLD. World Acceptance stock quotes can also be displayed as NASDAQ: WRLD.

If you're new to stock investing, here's how to buy World Acceptance stock.

What is the 52 week high and low for World Acceptance (NASDAQ: WRLD)?

(NASDAQ: WRLD) World Acceptance's 52-week high was $173.56, and its 52-week low was $101.85. It is currently -0.18% from its 52-week high and 70.1% from its 52-week low.

How much is World Acceptance stock worth today?

(NASDAQ: WRLD) World Acceptance currently has 5,307,307 outstanding shares. With World Acceptance stock trading at $173.24 per share, the total value of World Acceptance stock (market capitalization) is $919.44M.

World Acceptance stock was originally listed at a price of $5.38 in Dec 31, 1997. If you had invested in World Acceptance stock at $5.38, your return over the last 27 years would have been 3,123.07%, for an annualized return of 13.73% (not including any dividends or dividend reinvestments).

How much is World Acceptance's stock price per share?

(NASDAQ: WRLD) World Acceptance stock price per share is $173.24 today (as of Jul 2, 2025).

What is World Acceptance's Market Cap?

(NASDAQ: WRLD) World Acceptance's market cap is $919.44M, as of Jul 3, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

World Acceptance's market cap is calculated by multiplying WRLD's current stock price of $173.24 by WRLD's total outstanding shares of 5,307,307.
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