How to Buy Regional Management Stock

Regional Management Corp

Regional Management is a credit service company located in South Carolina, United States, which is part of the Financial Services sector, and is traded under the ticker RM on the NYSE exchange.

Regional Management stock last closed at $27.61, down 16.16% from the previous day, and has increased 9.17% in one year. It has underperformed other stocks in the Credit Services industry by 0.08 percentage points. Regional Management stock is currently +8.66% from its 52-week low of $25.41, and -26.41% from its 52-week high of $37.52.

As of May 1, 2025, there are 9.83M shares of RM outstanding. The market cap of RM is $271.45M. In the past 24 hours, 120,914 RM shares were traded.

How to Buy Regional Management Stock

Not sure how to invest in Regional Management stock? Here's how.

  1. Decide where to buy Regional Management stock: You need to pick a stock brokerage, but don't worry - we've tried dozens of stock brokerages and apps to help you figure out where to buy Regional Management stock.
  2. Sign up for your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've found.
  3. Deposit funds into your brokerage account: Choose your method of payment and add your details.
  4. Analyze Regional Management stock: The Regional Management ticker symbol is RM. Is Regional Management stock a good investment? Should you buy shares of RM? How do RM's underlying business fundamentals look? Do top analysts think Regional Management is a good buy? Why has RM's stock price moved recently? (Hint: Our stock research website can help you understand if RM is a good stock to buy).
  5. Execute your RM buy order: Decide if you will purchase RM shares at the current market price or use a limit order to purchase RM stock at a particular price.
  6. Monitor your investment in RM: Create a watchlist to key updates about your new investment in Regional Management shares.

Step 1: Decide where to buy Regional Management stock

You need a brokerage account in order to access the NYSE market and buy RM stock.

A brokerage account is an investment account that enables you to buy and sell a number of financial instruments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Sign up for your brokerage account

Now that you've picked your brokerage, you need to fill out some personal info so you can buy RM today.

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  1. Send your details by hitting the "Create Account" button.
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Step 3: Deposit funds into your brokerage account

Now that you have created your account on one of the best stock apps, you need to deposit funds:

Check out the walkthrough below to see the process of depositing money into your new brokerage account.

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Step 4: Analyze Regional Management stock

Once you have chosen the best place to buy Regional Management stock, it's absolutely critical to analyze their stock before you invest, so you truly understand the risk as well as the upside.

Regional Management quick stats

RM Price
$27.61
1w %
-17.7%
1y %
9.17%
5y %
90.81%
P/E
6.45x
P/B
0.76x
P/S
0.45x
PEG
0.8x
Revenue
$588.50M
Earnings
$41.23M
Fore. Rev. Growth
8.88%
Fore. Earn. Growth
9.97%
Market Cap
$271.45M
Next Earnings
N/A
Next Dividend
N/A

RM Due Diligence Checks

WallStreetZen was designed to help everyday investors perform better fundamental analysis in minutes instead of hours.

You can see all of the due diligence checks on RM's stock page.

Is RM stock undervalued or overvalued?

Investors use a variety of different financial metrics, analyses, models, and charts to gauge RM's intrinsic value.

Using relative valuations measures:

  • RM may be undervalued based on its P/E ratio of 6.45x, relative to Credit Services industry P/E ratio of 29.37x
  • RM may be undervalued based on its P/B ratio of 0.76x, relative to Credit Services industry P/B ratio of 5.47x
  • RM could be undervalued based on its PEG ratio of 0.8x

You can access more valuation research on RM's stock here.

RM Financial Health Overview

Passed Financial Due Diligence Checks:

  • RM profit margin has gone up from 2.9% to 7% in the past year.

Failed Financial Due Diligence Checks:

  • RM earnings of $128.61M is not enough to cover its interest payments.
  • Total RM debt is higher than 5 years ago, relative to shareholder equity.
  • RM has a relatively high debt to equity ratio of 4.35.
  • RM's operating cash flow of $268.93M allows it to safely service it's debt of $1.51B.

Is it a good time to buy Regional Management stock, according to analysts?

Out of 1 Wall Street analysts who give ratings on RM, the consensus analyst rating on Regional Management is a Hold

Please keep in mind that analyst forecasts are not recommendations, nor are they investment advice.

You can dive deeper into what analysts are saying on the Regional Management stock forecast page.

RM Trading Indicators

SMA10
32.31
SMA20
31
SMA50
31.24
SMA100
32.95
SMA200
32
MACD
0.25
MACD Signal
0.31
MACD Histogram
-0.06
RSI
34.04
Stochastic %K
60.65
Stochastic %D
82.41
StochRSI %K
53.86
StochRSI %D
80.35

How is RM performing as a company?

Last year, RM earnings were $41.23M. During the past five year, RM's earnings have grown by 1.77% per year. This was slower than the Credit Services industry average of 13.53%.

Last year, RM revenue was $588.50M. Over the last five year, RM's revenue has increased by 10.59% per year. This was faster than the Credit Services industry average of 10.05%.

Dig into RM's earnings and revenue performance here.

What are RM insiders up to?

Over the last 12 months, executives and large shareholders at RM have sold more shares than they have bought.

Basswood Capital Management LLC, Director of RM, was the latest RM insider to buy. They bought $35,148.08 worth of RM shares on Feb 14, 2025.

Learn more about who owns RM stock here.

Can I get consistent income from RM stock?

Regional Management pays a dividend of 4.35%, compared to the Credit Services industry's average dividend yield of 3.89%. If you owned $1,000 worth of RM stock, you would have received $43.46 in the past 12 months.

Regional Management dividend payments have consistently grown over the past 5 years and have remained stable.

Find more data about Regional Management dividend yield and history here.

What others are saying about RM

One of the reasons eToro is our favorite brokerage is because of its social trading community.

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Step 5: Execute your RM buy order

You have two primary types of orders:

  • Market order: A market order is an order to buy or sell a security at the best price on the market.
    Market orders are mostly the best for newer investors.
  • Limit order: A limit order lets you buy or sell a security at a specific price (or better).
    If you want to be sure you're buying or selling at a specific dollar amount, use a limit order.

Press the Open button and your broker will place your order.

If you require additional assistance buying stocks on eToro, watch the how to video below:

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Step 6: Monitor your investment in RM

Now that you own some RM stock, you'll want to keep up with your shares.

Make a watchlist to track the most important metrics related to your RM stock.

RM Feed

How to Buy Stock in Regional Management

To reiterate, here are the 6 steps for buying Regional Management stock:

  1. Decide where to buy Regional Management stock
  2. Sign up for your brokerage account
  3. Deposit funds into your brokerage account
  4. Analyze Regional Management stock
  5. Execute your RM buy order
  6. Monitor your investment in RM

If you need a online brokerage, eToro is our recommended venue.

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If you want to get notifications regarding your new investment in Regional Management, add RM to your watchlist by clicking the button below.

NYSE: RM
$27.61-5.32 (-16.16%)
Updated May 1, 2025
Open eToro Account
Your capital is at risk.
NYSE: RM
$27.61-5.32 (-16.16%)
Updated May 1, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Regional Management share?

As of May 1, 2025, it costs $27.61 to buy one share of Regional Management stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.362 shares of RM.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Regional Management stock?

According to 1 Wall Street analysts who monitor Regional Management, their consensus recommendation is to hold Regional Management stock.

What is the best way to buy Regional Management stock?

One way to place an order for Regional Management stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.