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How to Buy Regional Management Stock

Regional Management Corp

Regional Management is a credit service company located in South Carolina, United States, which is part of the Financial Services sector, and is traded under the ticker RM on the NYSE exchange.

Regional Management stock last closed at $26.42, up 0.61% from the previous day, and has increased 1.73% in one year. It has underperformed other stocks in the Credit Services industry by 0.19 percentage points. Regional Management stock is currently +28.87% from its 52-week low of $20.50, and -23.64% from its 52-week high of $34.60.

As of Apr 26, 2024, there are 9.76M shares of RM outstanding. The market cap of RM is $257.82M. In the past 24 hours, 8056 RM shares were traded.

How to Buy Regional Management Stock

Not sure how to invest in Regional Management stock? Here's how.
  1. Decide where to buy Regional Management stock: You need to pick a stock brokerage, but don't worry - we've tried dozens of stock brokerages and apps to help you figure out where to buy Regional Management stock.
  2. Sign up for your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've found.
  3. Deposit funds into your brokerage account: Choose your method of payment and add your details.
  4. Analyze Regional Management stock: The Regional Management ticker symbol is RM. Is Regional Management stock a good investment? Should you buy shares of RM? How do RM's underlying business fundamentals look? Do top analysts think Regional Management is a good buy? Why has RM's stock price moved recently? (Hint: Our stock research website can help you understand if RM is a good stock to buy).
  5. Execute your RM buy order: Decide if you will purchase RM shares at the current market price or use a limit order to purchase RM stock at a particular price.
  6. Monitor your investment in RM: Create a watchlist to key updates about your new investment in Regional Management shares.

Step 1: Decide where to buy Regional Management stock

You need a brokerage account in order to access the NYSE market and buy RM stock.

A brokerage account is an investment account that enables you to buy and sell a number of financial instruments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Sign up for your brokerage account

Now that you've picked your brokerage, you need to fill out some personal info so you can buy RM today.

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  1. Send your details by hitting the "Create Account" button.
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Step 3: Deposit funds into your brokerage account

Now that you have created your account on one of the best stock apps, you need to deposit funds:

Check out the walkthrough below to see the process of depositing money into your new brokerage account.

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Step 4: Analyze Regional Management stock

Once you have chosen the best place to buy Regional Management stock, it's absolutely critical to analyze their stock before you invest, so you truly understand the risk as well as the upside.

Regional Management quick stats

RM Price
$26.42
1w %
4.84%
1y %
1.73%
5y %
4.43%
P/E
15.54x
P/B
0.8x
P/S
0.45x
PEG
N/A
Revenue
$551.40M
Earnings
$15.96M
Fore. Rev. Growth
5.42%
Fore. Earn. Growth
N/A
Market Cap
$257.82M
Next Earnings
May 16, 2024
Next Dividend
N/A

RM Due Diligence Checks

WallStreetZen was designed to help everyday investors perform better fundamental analysis in minutes instead of hours.

You can see all of the due diligence checks on RM's stock page.

Is RM stock undervalued or overvalued?

Investors use a variety of different financial metrics, analyses, models, and charts to gauge RM's intrinsic value.

Using relative valuations measures:

  • RM may be undervalued based on its P/E ratio of 15.54x, relative to Credit Services industry P/E ratio of 28.16x
  • RM may be undervalued based on its P/B ratio of 0.8x, relative to Credit Services industry P/B ratio of 4.95x

You can access additional valuation research on RM's stock here.

RM Financial Health Overview

Failed Financial Due Diligence Checks:

  • RM's operating cash flow of $249.17M allows it to safely service it's debt of $1.43B.
  • RM profit margin has gone down from 10.1% to 2.9% in the past year.
  • RM has a relatively high debt to equity ratio of 4.57.
  • Total RM debt is higher than 5 years ago, relative to shareholder equity.
  • RM earnings of $88.25M is not enough to cover its interest payments.

Is Regional Management stock a Buy, Hold, or Sell, according to analysts?

Out of 1 Wall Street analysts who track RM, the consensus analyst rating on Regional Management is a Hold

It's important to note that analyst ratings are not stock recommendations, nor are they financial advice.

You can dig deeper into what analysts are forecasting on the Regional Management stock forecast page.

RM Trading Indicators

SMA10
25.54
SMA20
25.09
SMA50
24.13
SMA100
24.41
SMA200
25.75
MACD
0.58
MACD Signal
0.45
MACD Histogram
0.13
RSI
66.94
Stochastic %K
87.85
Stochastic %D
87.12
StochRSI %K
94.99
StochRSI %D
96.95

RM Growth Metrics

Last year, RM earnings were $15.96M. In the last 5 year, RM's earnings have increased by -10.92% per year. This was slower than the Credit Services industry average of 12.07%.

Last year, RM revenue was $551.40M. In the last five year, RM's revenue has increased by 12.45% per year. This was faster than the Credit Services industry average of 9.65%.

You can analyze RM's earnings and revenue performance here.

What are RM executives and large shareholders up to?

In the last year, insiders at RM have bought more shares than they have sold.

Catherine R. Atwood, SVP and General Counsel of RM, was the latest RM insider to sell. They sold $19,400.00 worth of RM shares on Apr 12, 2024.

Research more about who owns RM shares here.

Does RM provide a stable income stream?

Regional Management pays a dividend of 4.54%, compared to the Credit Services industry's average dividend yield of 3.95%. If you owned $1,000 of RM stock, you would have been paid $45.42 in the past year.

Dig into more data about Regional Management dividend yield and history here.

What others are saying about RM

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Step 5: Execute your RM buy order

There are two main order types:

  • Market order: A market order is an order to buy or sell a security at the best price on the market.
    Market orders are generally the best for newer investors.
  • Limit order: A limit order enables you to buy or sell a stock at a specific price (or better).
    If you want to be sure you're buying or selling at a given dollar amount, use a limit order.

Hit the Open button and eToro will execute the order.

If you need additional help with buying stocks on eToro, click the helpful video below:

Open eToro Account

Step 6: Monitor your investment in RM

Now that you own some RM shares, you'll want to keep up with your company.

Put RM on a watchlist to monitor your RM stock.

RM Feed

How to Buy Stock in Regional Management

To summarize, here are the 6 steps for buying Regional Management stock:

  1. Decide where to buy Regional Management stock
  2. Sign up for your brokerage account
  3. Deposit funds into your brokerage account
  4. Analyze Regional Management stock
  5. Execute your RM buy order
  6. Monitor your investment in RM

If you are looking for a brokerage, eToro is our recommended venue.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you would like to monitor your investment in Regional Management, click the button below.

NYSE: RM
$26.42+0.16 (+0.61%)
Updated Apr 26, 2024
Open eToro Account
NYSE: RM
$26.42+0.16 (+0.61%)
Updated Apr 26, 2024
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FAQ

How much does it cost to buy one Regional Management share?

As of Apr 26, 2024, it costs $26.42 to buy one share of Regional Management stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.379 shares of RM.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Regional Management stock?

According to 1 Wall Street analysts who monitor Regional Management, their consensus recommendation is to hold Regional Management stock.

What is the best way to buy Regional Management stock?

One way to place an order for Regional Management stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.