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NASDAQ: NAVI
Navient Corp Stock

$16.28+0.09 (+0.56%)
Updated Feb 23, 2024
NAVI Price
$16.28
Fair Value Price
$26.11
Market Cap
$1.91B
52 Week Low
$14.10
52 Week High
$19.69
P/E
5.63x
P/B
0.66x
P/S
1.59x
PEG
9.08x
Dividend Yield
3.93%
Revenue
$1.30B
Earnings
$361.00M
Gross Margin
100%
Operating Margin
35.77%
Profit Margin
27.8%
Debt to Equity
20.88
Operating Cash Flow
$573M
Beta
1.29
Next Earnings
Apr 24, 2024
Ex-Dividend
Feb 29, 2024
Next Dividend
Mar 15, 2024

NAVI Overview

Navient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as asset recovery services on FFELP loans owned by other institutions. It also owns, originates, acquires, and services refinance and in-school private education loans; and offers healthcare services that include revenue cycle outsourcing, accounts receivable management, extended business office support, consulting engagement, and public health programs, as well as business processing services to state governments, agencies, court systems, municipalities, and parking and tolling authorities. In addition, the company provides customizable solutions for its clients that include hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments; and corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Wilmington, Delaware.

Zen Score

Industry Average (31)
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Due Diligence Checks

NAVI ($16.28) is undervalued by 37.64% relative to our estimate of its Fair Value price of $26.11 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
NAVI ($16.28) is significantly undervalued by 37.64% relative to our estimate of its Fair Value price of $26.11 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
NAVI ($16.28) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more NAVI due diligence checks available for Premium users.

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NAVI News

Valuation

NAVI fair value

Fair Value of NAVI stock based on Discounted Cash Flow (DCF)
Price
$16.28
Fair Value
$26.11
Undervalued by
37.64%
NAVI ($16.28) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
NAVI ($16.28) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
NAVI ($16.28) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

NAVI price to earnings (PE)

For valuing profitable companies with steady earnings
Company
5.63x
Industry
29.32x
Market
33.56x
NAVI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
NAVI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

NAVI price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.66x
Industry
5.02x
NAVI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

NAVI price to earnings growth (PEG)

For valuing profitable companies with growth potential
NAVI is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

NAVI's financial health

Profit margin

Revenue
$350.0M
Net Income
$79.0M
Profit Margin
22.6%
NAVI's Earnings (EBIT) of $464.00M... subscribe to Premium to read more.
Interest Coverage Financials
NAVI's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$63.4B
Liabilities
$60.5B
Debt to equity
20.88
NAVI's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
NAVI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$122.0M
Investing
$1.7B
Financing
-$2.2B
NAVI's operating cash flow ($573.00M)... subscribe to Premium to read more.
Debt Coverage Financials

NAVI vs Credit Service Stocks

TickerMarket Cap1d %P/EP/B
NAVI$1.91B+0.56%5.63x0.66x
AGM$1.96B-3.25%11.31x1.39x
BFH$1.82B+0.22%2.56x0.62x
UPST$2.10B-0.94%-8.45x3.30x
ENVA$1.73B+2.52%10.75x1.40x

Navient Stock FAQ

What is Navient's quote symbol?

(NASDAQ: NAVI) Navient trades on the NASDAQ under the ticker symbol NAVI. Navient stock quotes can also be displayed as NASDAQ: NAVI.

If you're new to stock investing, here's how to buy Navient stock.

What is the 52 week high and low for Navient (NASDAQ: NAVI)?

(NASDAQ: NAVI) Navient's 52-week high was $19.69, and its 52-week low was $14.10. It is currently -17.32% from its 52-week high and 15.46% from its 52-week low.

How much is Navient stock worth today?

(NASDAQ: NAVI) Navient currently has 117,571,091 outstanding shares. With Navient stock trading at $16.28 per share, the total value of Navient stock (market capitalization) is $1.91B.

Navient stock was originally listed at a price of $16.99 in Apr 17, 2014. If you had invested in Navient stock at $16.99, your return over the last 9 years would have been -4.18%, for an annualized return of -0.47% (not including any dividends or dividend reinvestments).

How much is Navient's stock price per share?

(NASDAQ: NAVI) Navient stock price per share is $16.28 today (as of Feb 23, 2024).

What is Navient's Market Cap?

(NASDAQ: NAVI) Navient's market cap is $1.91B, as of Feb 24, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Navient's market cap is calculated by multiplying NAVI's current stock price of $16.28 by NAVI's total outstanding shares of 117,571,091.
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