NASDAQ: CACC
Credit Acceptance Corp Stock

$520.61+8.71 (+1.7%)
Updated Feb 14, 2025
CACC Price
$520.61
Fair Value Price
N/A
Market Cap
$6.26B
52 Week Low
$409.22
52 Week High
$614.96
P/E
25.88x
P/B
3.58x
P/S
2.68x
PEG
0.19x
Dividend Yield
N/A
Revenue
$2.16B
Earnings
$247.90M
Gross Margin
58.9%
Operating Margin
34.64%
Profit Margin
11.5%
Debt to Equity
4.06
Operating Cash Flow
$1B
Beta
1.19
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

CACC Overview

Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine CACC's potential to beat the market

BBuy
  • Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More

Zen Rating Component Grades

B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Credit Service

Industry Rating
A
CACC
Ranked
#10 of 46

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
$110.81A
$29.08A
$340.16A
View Top Credit Service Stocks

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CACC News

Overview

Due Diligence Score

Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CACC scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

CACC ($520.61) is trading below its intrinsic value of $999.57, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
CACC is good value based on its earnings relative to its share price (25.88x), compared to the US market average (37.91x)
P/E vs Market Valuation
CACC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more CACC due diligence checks available for Premium users.

Valuation

CACC price to earnings (PE)

For valuing profitable companies with steady earnings

Company
25.88x
Industry
31.52x
Market
37.91x
CACC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CACC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

CACC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
3.58x
Industry
5.9x
CACC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CACC price to earnings growth (PEG)

For valuing profitable companies with growth potential

CACC is good value based... subscribe to Premium to read more.
PEG Value Valuation

CACC's financial health

Profit margin

Revenue
$565.9M
Net Income
$151.9M
Profit Margin
26.8%
CACC's Earnings (EBIT) of $749.00M... subscribe to Premium to read more.
Interest Coverage Financials
CACC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$8.9B
Liabilities
$7.1B
Debt to equity
4.06
CACC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CACC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$306.2M
Investing
-$187.2M
Financing
$9.7M
CACC's operating cash flow ($1.14B)... subscribe to Premium to read more.
Debt Coverage Financials

CACC vs Credit Service Stocks

TickerZen RatingMarket Cap1d %P/EP/B
CACCB$6.26B+1.70%25.88x3.58x
OBDCC$6.01B+0.59%9.56x1.01x
SLMC$6.67B+4.70%10.76x3.13x
QFIN$6.72B+0.57%8.83x2.11x
OMFC$6.80B+3.17%13.37x2.13x

Credit Acceptance Stock FAQ

What is Credit Acceptance's quote symbol?

(NASDAQ: CACC) Credit Acceptance trades on the NASDAQ under the ticker symbol CACC. Credit Acceptance stock quotes can also be displayed as NASDAQ: CACC.

If you're new to stock investing, here's how to buy Credit Acceptance stock.

What is the 52 week high and low for Credit Acceptance (NASDAQ: CACC)?

(NASDAQ: CACC) Credit Acceptance's 52-week high was $614.96, and its 52-week low was $409.22. It is currently -15.34% from its 52-week high and 27.22% from its 52-week low.

How much is Credit Acceptance stock worth today?

(NASDAQ: CACC) Credit Acceptance currently has 12,031,647 outstanding shares. With Credit Acceptance stock trading at $520.61 per share, the total value of Credit Acceptance stock (market capitalization) is $6.26B.

Credit Acceptance stock was originally listed at a price of $7.75 in Dec 31, 1997. If you had invested in Credit Acceptance stock at $7.75, your return over the last 27 years would have been 6,617.55%, for an annualized return of 16.86% (not including any dividends or dividend reinvestments).

How much is Credit Acceptance's stock price per share?

(NASDAQ: CACC) Credit Acceptance stock price per share is $520.61 today (as of Feb 14, 2025).

What is Credit Acceptance's Market Cap?

(NASDAQ: CACC) Credit Acceptance's market cap is $6.26B, as of Feb 19, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Credit Acceptance's market cap is calculated by multiplying CACC's current stock price of $520.61 by CACC's total outstanding shares of 12,031,647.
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