NASDAQ: CACCCredit Acceptance Corp Stock
$530.57-13.17 (-2.42%)
Updated Jul 3, 2025
CACC Price
$530.57
Fair Value Price
N/A
Market Cap
$6.16B
52 Week Low
$409.22
52 Week High
$614.96
P/E
22.37x
P/B
3.6x
P/S
2.81x
PEG
0.41x
Dividend Yield
N/A
Revenue
$2.23B
Earnings
$289.90M
Gross Margin
61.2%
Operating Margin
37.14%
Profit Margin
13%
Debt to Equity
4.41
Operating Cash Flow
$1B
Beta
1.2
Next Earnings
Jul 29, 2025
Ex-Dividend
N/A
Next Dividend
N/A
CACC Overview
Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company was founded in 1972 and is headquartered in Southfield, Michigan.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine CACC's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Credit Service
Industry Rating
A
CACC
Ranked#23 of 52
Ranked#23 of 52
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $13.72 | A | |
| $9.84 | A | |
| $115.85 | A |
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CACC News
Overview
Due Diligence Score
–
Industry Average (31)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CACC scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
CACC ($530.57) is trading below its intrinsic value of $598.50, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
CACC is good value based on its earnings relative to its share price (22.37x), compared to the US market average (30.96x)
P/E vs Market Valuation
CACC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more CACC due diligence checks available for Premium users.
Valuation
CACC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
22.37x
Industry
31.81x
Market
30.96x
CACC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CACC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
CACC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
3.6x
Industry
6.08x
CACC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
CACC price to earnings growth (PEG)
For valuing profitable companies with growth potential
CACC is good value based... subscribe to Premium to read more.
PEG Value Valuation
CACC's financial health
Profit margin
Revenue
$571.1M
Net Income
$106.3M
Profit Margin
18.6%
CACC's Earnings (EBIT) of $826.50M... subscribe to Premium to read more.
Interest Coverage Financials
CACC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$9.3B
Liabilities
$7.5B
Debt to equity
4.41
CACC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CACC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$346.2M
Investing
-$291.6M
Financing
$221.0M
CACC's operating cash flow ($1.17B)... subscribe to Premium to read more.
Debt Coverage Financials
CACC vs Credit Service Stocks
Credit Acceptance Stock FAQ
Company
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