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NASDAQ: CACC
Credit Acceptance Corp Stock

$532.55-5.32 (-0.99%)
Updated Apr 17, 2024
CACC Price
$532.55
Fair Value Price
$533.15
Market Cap
$6.55B
52 Week Low
$379.77
52 Week High
$616.66
P/E
24.11x
P/B
3.74x
P/S
3.63x
PEG
N/A
Dividend Yield
N/A
Revenue
$1.90B
Earnings
$286.10M
Gross Margin
57.6%
Operating Margin
33.34%
Profit Margin
15%
Debt to Equity
3.34
Operating Cash Flow
$1B
Beta
1.19
Next Earnings
Apr 29, 2024
Ex-Dividend
N/A
Next Dividend
N/A

CACC Overview

Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Zen Score

–
Industry Average (31)
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Due Diligence Checks

CACC ($532.55) is undervalued by 0.11% relative to our estimate of its Fair Value price of $533.15 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
CACC ($532.55) is not significantly undervalued (0.11%) relative to our estimate of its Fair Value price of $533.15 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
CACC was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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CACC News

Valuation

CACC fair value

Fair Value of CACC stock based on Discounted Cash Flow (DCF)
Price
$532.55
Fair Value
$533.15
Undervalued by
0.11%
CACC ($532.55) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
CACC ($532.55) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
CACC was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

CACC price to earnings (PE)

For valuing profitable companies with steady earnings
Company
24.11x
Industry
28.52x
Market
41.64x
CACC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CACC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

CACC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
3.74x
Industry
4.81x
CACC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CACC's financial health

Profit margin

Revenue
$491.6M
Net Income
$93.6M
Profit Margin
19%
CACC's Earnings (EBIT) of $634.10M... subscribe to Premium to read more.
Interest Coverage Financials
CACC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$7.6B
Liabilities
$5.9B
Debt to equity
3.34
CACC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CACC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$311.2M
Investing
-$344.9M
Financing
$66.4M
CACC's operating cash flow ($1.20B)... subscribe to Premium to read more.
Debt Coverage Financials

CACC vs Credit Service Stocks

TickerMarket Cap1d %P/EP/B
CACC$6.55B-0.99%24.11x3.74x
SOFI$6.99B-0.56%-19.89x1.34x
OBDC$5.98B-0.26%7.56x0.99x
FCFS$5.85B-0.52%26.90x2.93x
OMF$5.66B-0.42%8.86x1.78x

Credit Acceptance Stock FAQ

What is Credit Acceptance's quote symbol?

(NASDAQ: CACC) Credit Acceptance trades on the NASDAQ under the ticker symbol CACC. Credit Acceptance stock quotes can also be displayed as NASDAQ: CACC.

If you're new to stock investing, here's how to buy Credit Acceptance stock.

What is the 52 week high and low for Credit Acceptance (NASDAQ: CACC)?

(NASDAQ: CACC) Credit Acceptance's 52-week high was $616.66, and its 52-week low was $379.77. It is currently -13.64% from its 52-week high and 40.23% from its 52-week low.

How much is Credit Acceptance stock worth today?

(NASDAQ: CACC) Credit Acceptance currently has 12,302,955 outstanding shares. With Credit Acceptance stock trading at $532.55 per share, the total value of Credit Acceptance stock (market capitalization) is $6.55B.

Credit Acceptance stock was originally listed at a price of $7.75 in Dec 31, 1997. If you had invested in Credit Acceptance stock at $7.75, your return over the last 26 years would have been 6,771.61%, for an annualized return of 17.67% (not including any dividends or dividend reinvestments).

How much is Credit Acceptance's stock price per share?

(NASDAQ: CACC) Credit Acceptance stock price per share is $532.55 today (as of Apr 17, 2024).

What is Credit Acceptance's Market Cap?

(NASDAQ: CACC) Credit Acceptance's market cap is $6.55B, as of Apr 18, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Credit Acceptance's market cap is calculated by multiplying CACC's current stock price of $532.55 by CACC's total outstanding shares of 12,302,955.
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