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NASDAQ: CACC
Credit Acceptance Corp Earnings Dates, Reports, Calls

OverviewForecastEarnings
RevenueDividendOwnership
Credit Acceptance earnings were $501.9M for the trailing 12 months ending Jun 30, 2026, with 31.9% growth year over year. The latest CACC earnings report on Jun 30, 2026 announced Q2 2026 earnings of $135.9M, up 0.1% from last quarter. For the last reported fiscal year 2025 ending Dec 31, 2025, CACC reported annual earnings of $423.9M, with 71% growth.

CACC past earnings growth

How has CACC's earnings growth performed historically?

Company
31.91%
Industry
75.52%
Market
86.56%
CACC's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Industry Performance
CACC's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Market Performance
CACC's earnings growth is accelerating... subscribe to Premium to read more.
Accelerating Earnings Growth Performance

CACC earnings history

Current Revenue
$2.3B
Current Earnings
$501.9M
Current Profit Margin
21.5%
CACC's has demonstrated consistent long-term... subscribe to Premium to read more.
Long-term Earnings Growth Trend Performance

CACC Return on Equity

Current Company
32.4%
Current Industry
99%
Current Market
32.7%
CACC's Return on Equity (32.4%)... subscribe to Premium to read more.
High Return on Equity Performance

CACC Return on Assets

Current Company
5.8%
Current Industry
19%
CACC is generating lower Return... subscribe to Premium to read more.
Above Average Return on Assets Performance

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CACC Return on Capital Employed

Current Company
0%
Current Industry
36.5%

CACC vs Credit Service Stocks

TickerEBITDAEarningsY/Y EarningsEPS
CACC$1.12B$501.90M-2.30%$46.30
SEZL$197.51M$148.27M+231.32%$4.38
ENVA$868.52M$355.45M-0.26%$14.28
OBDC$851.52M$288.63M-20.91%$0.56
SLM$1.00B$720.58M-0.97%$3.62
View Top Credit Service Stocks

Credit Acceptance Earnings Reports & History FAQ

What were Credit Acceptance's earnings last quarter?

On CACC's earnings call on Aug 4, 2026, Credit Acceptance (NASDAQ: CACC) reported Q2 2026 earnings per share (EPS) of $12.97, up 71.79% year over year. Total CACC earnings for the quarter were $135.90 million. In the same quarter last year, Credit Acceptance's earnings per share (EPS) was $7.55.

If you're new to stock investing, here's how to buy Credit Acceptance stock.

Is Credit Acceptance profitable or losing money?

As of the last Credit Acceptance earnings report, Credit Acceptance is currently profitable. Credit Acceptance's net profit (also called net income) for the twelve months ending Jun 30, 2026 was $501.90 million, a 18.26% increase year over year.

What was CACC's earnings growth in the past year?

As of Credit Acceptance's earnings date in Aug 4, 2026, Credit Acceptance's earnings has grown 31.91% year over year. This is 43.61 percentage points lower than the US Credit Services industry earnings growth rate of 75.52%. CACC earnings in the past year totalled $501.90 million.
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