Best Credit Service Stocks to Buy Now (2024)
Top credit service stocks in 2024 ranked by overall Due Diligence Score. See the best credit service stocks to buy now, according to analyst forecasts for the credit services industry.

Industry: Credit Services
Ticker
Company
Country
Market Cap
Shares
Institutional %
Insider %
Net Insider (L12M)
Net Insider (L3M)
SEZL
SEZZLE INC
United States
$2.07B5,607,03417.35%63.32%Net SellingNet Selling
QFIN
QIFU TECHNOLOGY INC
China
$5.53B303,761,38733.24%0.00%
NISN
NISUN INTERNATIONAL ENTERPRISE DEVELOPMENT GROUP CO LTD
China
$24.31M3,952,1982.22%31.04%
OMF
ONEMAIN HOLDINGS INC
United States
$6.83B119,352,36639.56%60.44%Net SellingNet Selling
V
VISA INC
United States
$585.96B1,862,875,12780.82%0.15%Net SellingNet Selling
EZPW
EZCORP INC
United States
$688.44M54,465,44884.51%15.49%Net BuyingNet Buying
OPFI
OPPFI INC
United States
$666.44M86,214,2254.22%95.78%Net SellingNet Selling
PYPL
PAYPAL HOLDINGS INC
United States
$89.56B1,002,538,82869.64%7.28%Net SellingNet Selling
SYF
SYNCHRONY FINANCIAL
United States
$26.02B389,344,38334.68%65.32%Net BuyingNet Selling
MA
MASTERCARD INC
United States
$478.32B917,831,02876.90%20.86%Net SellingNet Selling
ENVA
ENOVA INTERNATIONAL INC
United States
$2.78B26,206,11259.70%40.30%Net SellingNet Selling
NAVI
NAVIENT CORP
United States
$1.64B107,363,48054.15%45.85%Net BuyingNet Selling
ALLY
ALLY FINANCIAL INC
United States
$11.84B304,714,78489.40%1.42%Net BuyingNet Selling
DFS
DISCOVER FINANCIAL SERVICES
United States
$44.30B251,071,54083.05%2.04%Net Selling
BBDC
BARINGS BDC INC
United States
$1.04B105,558,93841.76%15.85%Net BuyingNet Buying
WU
WESTERN UNION CO
United States
$3.63B337,801,06689.42%2.38%Net SellingNet Selling
LPRO
OPEN LENDING CORP
United States
$710.13M119,350,00159.96%40.04%Net SellingNet Selling
RM
REGIONAL MANAGEMENT CORP
United States
$327.97M10,163,21243.43%56.57%Net Buying
AXP
AMERICAN EXPRESS CO
United States
$213.17B704,444,89082.33%0.98%Net SellingNet Buying
COF
CAPITAL ONE FINANCIAL CORP
United States
$70.77B381,510,33690.01%2.59%Net SellingNet Selling
MFIN
MEDALLION FINANCIAL CORP
United States
$220.99M23,067,74830.06%16.69%Net BuyingNet Buying
SLM
SLM CORP
United States
$5.70B212,330,46794.14%5.86%Net SellingNet Selling
OCSL
OAKTREE SPECIALTY LENDING CORP
United States
$1.35B82,245,31933.05%34.90%Net BuyingNet Buying
AGM
FEDERAL AGRICULTURAL MORTGAGE CORP
United States
$2.35B10,885,80371.21%7.65%Net SellingNet Selling
FCFS
FIRSTCASH HOLDINGS INC
United States
$4.78B44,752,34879.02%20.98%Net SellingNet Selling
ATLC
ATLANTICUS HOLDINGS CORP
United States
$944.76M14,738,8625.09%94.91%Net BuyingNet Selling
BFH
BREAD FINANCIAL HOLDINGS INC
United States
$3.04B49,715,06217.37%82.63%Net SellingNet Buying
YRD
YIREN DIGITAL LTD
China
$429.67M175,018,6441.33%0.00%
FINV
FINVOLUTION GROUP
China
$1.75B1,273,874,1435.26%0.00%
XYF
X FINANCIAL
China
$337.99M285,857,2030.17%0.00%
NNI
NELNET INC
United States
$3.96B36,288,13432.44%67.56%Net SellingNet Selling
WRLD
WORLD ACCEPTANCE CORP
United States
$716.45M5,749,57224.77%75.23%Net SellingNet Selling
RWAY
RUNWAY GROWTH FINANCE CORP
United States
$390.45M37,399,62236.30%63.70%Net SellingNet Buying
PRAA
PRA GROUP INC
United States
$818.50M39,426,69893.64%6.36%Net SellingNet Selling
LMFA
LM FUNDING AMERICA INC
United States
$10.50M3,397,0423.78%96.22%Net SellingNet Buying
SOFI
SOFI TECHNOLOGIES INC
United States
$17.71B1,085,146,87545.33%33.57%Net SellingNet Selling
LX
LEXINFINTECH HOLDINGS LTD
China
$902.95M331,356,00310.08%0.00%
CACC
CREDIT ACCEPTANCE CORP
United States
$5.78B12,112,14416.71%83.29%Net SellingNet Selling
IX
ORIX CORP
Japan
$27.76B1,214,961,0540.55%0.00%
LC
LENDINGCLUB CORP
United States
$1.78B112,401,99020.29%79.71%Net SellingNet Selling
OMCC
OLD MARKET CAPITAL CORPORATION
United States
$43.07M7,300,00019.89%80.11%Net Buying
FOA
FINANCE OF AMERICA COMPANIES INC
United States
$209.15M9,926,4122.68%97.32%Net SellingNet Selling
MCVT
MILL CITY VENTURES III LTD
United States
$12.77M6,385,2550.44%8.43%Net BuyingNet Buying
SNTG
SENTAGE HOLDINGS INC
China
$5.49M2,805,3251.51%0.00%
GDOT
GREEN DOT CORP
United States
$557.77M53,786,84448.22%51.78%Net BuyingNet Buying
OBDC
BLUE OWL CAPITAL CORP
United States
$6.02B390,217,30439.87%13.70%Net Buying
PMTS
CPI CARD GROUP INC
United States
$369.38M11,159,41821.04%68.32%Net SellingNet Selling
CPSS
CONSUMER PORTFOLIO SERVICES INC
United States
$228.18M21,405,19828.06%71.94%Net SellingNet Selling
QD
QUDIAN INC
China
$529.53M180,111,1258.28%0.00%
UPST
UPSTART HOLDINGS INC
United States
$6.81B91,228,02654.26%45.74%Net SellingNet Selling
OPRT
OPORTUN FINANCIAL CORP
United States
$144.24M35,971,03759.18%35.09%Net SellingNet Buying
PT
PINTEC TECHNOLOGY HOLDINGS LTD
China
$15.17M554,687,2000.14%0.00%
AIHS
SENMIAO TECHNOLOGY LTD
China
$9.47M10,518,0400.45%0.00%
LU
LUFAX HOLDING LTD
China
$2.16B1,733,319,2044.67%0.00%

Credit Service Stocks FAQ

What are the best credit service stocks to buy right now in Dec 2024?

According to Due Diligence Score, the 3 best credit service stocks to buy right now are:

1. Sezzle (NASDAQ:SEZL)


Sezzle (NASDAQ:SEZL) is the top credit service stock with a Due Diligence Score of 56, which is 22 points higher than the credit service industry average of 34. It passed 20 out of 33 due diligence checks and has strong fundamentals. Sezzle has seen its stock return 3,549.01% over the past year, overperforming other credit service stocks by 3,502 percentage points.

Sezzle has an average 1 year price target of $231.50, a downside of -37.19% from Sezzle's current stock price of $368.55.

Sezzle stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Sezzle, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Qifu Technology (NASDAQ:QFIN)


Qifu Technology (NASDAQ:QFIN) is the second best credit service stock with a Due Diligence Score of 54, which is 20 points higher than the credit service industry average of 34. It passed 20 out of 38 due diligence checks and has strong fundamentals. Qifu Technology has seen its stock return 145.06% over the past year, overperforming other credit service stocks by 98 percentage points.

Qifu Technology has an average 1 year price target of $37.50, an upside of 2.91% from Qifu Technology's current stock price of $36.44.

Qifu Technology stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Qifu Technology, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Nisun International Enterprise Development Group Co (NASDAQ:NISN)


Nisun International Enterprise Development Group Co (NASDAQ:NISN) is the third best credit service stock with a Due Diligence Score of 53, which is 19 points higher than the credit service industry average of 34. It passed 17 out of 33 due diligence checks and has strong fundamentals. Nisun International Enterprise Development Group Co has seen its stock return 68.49% over the past year, overperforming other credit service stocks by 22 percentage points.

What are the credit service stocks with highest dividends?

Out of 26 credit service stocks that have issued dividends in the past year, the 3 credit service stocks with the highest dividend yields are:

1. Oaktree Specialty Lending (NASDAQ:OCSL)


Oaktree Specialty Lending (NASDAQ:OCSL) has an annual dividend yield of 13.87%, which is 10 percentage points higher than the credit service industry average of 3.43%. Oaktree Specialty Lending's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Oaktree Specialty Lending's dividend has shown consistent growth over the last 10 years.

Oaktree Specialty Lending's dividend payout ratio of 315.3% indicates that its high dividend yield might not be sustainable for the long-term.

2. Western Union Co (NYSE:WU)


Western Union Co (NYSE:WU) has an annual dividend yield of 8.75%, which is 5 percentage points higher than the credit service industry average of 3.43%. Western Union Co's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Western Union Co's dividend has shown consistent growth over the last 10 years.

Western Union Co's dividend payout ratio of 47.7% indicates that its high dividend yield is sustainable for the long-term.

3. Barings Bdc (NYSE:BBDC)


Barings Bdc (NYSE:BBDC) has an annual dividend yield of 7.93%, which is 4 percentage points higher than the credit service industry average of 3.43%. Barings Bdc's dividend payout is not stable, having dropped more than 10% three times in the last 10 years. Barings Bdc's dividend has not shown consistent growth over the last 10 years.

Barings Bdc's dividend payout ratio of 95.4% indicates that its high dividend yield might not be sustainable for the long-term.

Why are credit service stocks down?

Credit service stocks were down -0.43% in the last day, and down -1.78% over the last week.

We couldn't find a catalyst for why credit service stocks are down.

What are the most undervalued credit service stocks?

Based on WallStreetZen's Valuation Score, the 3 most undervalued credit service stocks right now are:

1. Oaktree Specialty Lending (NASDAQ:OCSL)


Oaktree Specialty Lending (NASDAQ:OCSL) is the most undervalued credit service stock based on WallStreetZen's Valuation Score. Oaktree Specialty Lending has a valuation score of 71, which is 32 points higher than the credit service industry average of 39. It passed 5 out of 7 valuation due diligence checks.

Oaktree Specialty Lending's stock has dropped -18.44% in the past year. It has underperformed other stocks in the credit service industry by -65 percentage points.

2. Navient (NASDAQ:NAVI)


Navient (NASDAQ:NAVI) is the second most undervalued credit service stock based on WallStreetZen's Valuation Score. Navient has a valuation score of 71, which is 32 points higher than the credit service industry average of 39. It passed 5 out of 7 valuation due diligence checks.

Navient's stock has dropped -14.54% in the past year. It has underperformed other stocks in the credit service industry by -62 percentage points.

3. Nisun International Enterprise Development Group Co (NASDAQ:NISN)


Nisun International Enterprise Development Group Co (NASDAQ:NISN) is the third most undervalued credit service stock based on WallStreetZen's Valuation Score. Nisun International Enterprise Development Group Co has a valuation score of 71, which is 32 points higher than the credit service industry average of 39. It passed 5 out of 7 valuation due diligence checks.

Nisun International Enterprise Development Group Co's stock has gained 68.49% in the past year. It has overperformed other stocks in the credit service industry by 22 percentage points.

Are credit service stocks a good buy now?

32.43% of credit service stocks rated by analysts are a hold right now. On average, analysts expect credit service stocks to fall by -7.28% over the next year.

What is the average p/e ratio of the credit services industry?

The average P/E ratio of the credit services industry is 29.93x.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.