Sectors & IndustriesFinancial ServicesCredit Services

Best Credit Service Stocks to Buy Now (2024)

Top credit service stocks in 2024 ranked by overall Zen Score. See the best credit service stocks to buy now, according to analyst forecasts for the credit services industry.

According to Zen Score, the 3 best credit service stocks to buy right now are:

Qifu Technology (NASDAQ:QFIN) is the top credit service stock with a Zen Score of 62, which is 29 points higher than the credit service industry average of 33. It passed 23 out of 38 due diligence checks and has strong fundamentals. Qifu Technology has seen its stock return 71.19% over the past year, overperforming other credit service stocks by 50 percentage points.

Mastercard (NYSE:MA) is the second best credit service stock with a Zen Score of 53, which is 20 points higher than the credit service industry average of 33. It passed 21 out of 38 due diligence checks and has strong fundamentals. Mastercard has seen its stock return 19.22% over the past year, underperforming other credit service stocks by -2 percentage points.

Mastercard has an average 1 year price target of $528.00, an upside of 7.1% from Mastercard's current stock price of $493.01.

Mastercard stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 15 analysts covering Mastercard, 60% have issued a Strong Buy rating, 26.67% have issued a Buy, 13.33% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Onemain Holdings (NYSE:OMF) is the third best credit service stock with a Zen Score of 53, which is 20 points higher than the credit service industry average of 33. It passed 19 out of 38 due diligence checks and has strong fundamentals. Onemain Holdings has seen its stock return 23.52% over the past year, overperforming other credit service stocks by 2 percentage points.

Onemain Holdings has an average 1 year price target of $56.11, an upside of 11.89% from Onemain Holdings's current stock price of $50.15.

Onemain Holdings stock has a consensus Buy recommendation according to Wall Street analysts. Of the 9 analysts covering Onemain Holdings, 44.44% have issued a Strong Buy rating, 22.22% have issued a Buy, 33.33% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Out of 24 credit service stocks that have issued dividends in the past year, the 3 credit service stocks with the highest dividend yields are:

Runway Growth Finance (NASDAQ:RWAY) has an annual dividend yield of N/A, which is N/A percentage points lower than the credit service industry average of 4.17%.

Runway Growth Finance's dividend payout ratio of 59.2% indicates that its dividend yield is sustainable for the long-term.

Oaktree Specialty Lending (NASDAQ:OCSL) has an annual dividend yield of 14.19%, which is 10 percentage points higher than the credit service industry average of 4.17%. Oaktree Specialty Lending's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Oaktree Specialty Lending's dividend has shown consistent growth over the last 10 years.

Oaktree Specialty Lending's dividend payout ratio of 255.1% indicates that its high dividend yield might not be sustainable for the long-term.

Lexinfintech Holdings (NASDAQ:LX) has an annual dividend yield of 8.31%, which is 4 percentage points higher than the credit service industry average of 4.17%.

Lexinfintech Holdings's dividend payout ratio of 26.5% indicates that its high dividend yield is sustainable for the long-term.

Credit service stocks were up 1.98% in the last day, and up 5.61% over the last week. Cpi Card Group was the among the top gainers in the credit services industry, gaining 14.2% yesterday.

Shares of companies within the broader technology sector are trading higher amid overall market strength following Wednesday's Fed rate cut.

Based on WallStreetZen's Valuation Score, the 3 most undervalued credit service stocks right now are:

Ezcorp (NASDAQ:EZPW) is the most undervalued credit service stock based on WallStreetZen's Valuation Score. Ezcorp has a valuation score of 71, which is 31 points higher than the credit service industry average of 40. It passed 5 out of 7 valuation due diligence checks.

Ezcorp's stock has gained 37.87% in the past year. It has overperformed other stocks in the credit service industry by 17 percentage points.

Enova International (NYSE:ENVA) is the second most undervalued credit service stock based on WallStreetZen's Valuation Score. Enova International has a valuation score of 71, which is 31 points higher than the credit service industry average of 40. It passed 5 out of 7 valuation due diligence checks.

Enova International's stock has gained 72.32% in the past year. It has overperformed other stocks in the credit service industry by 51 percentage points.

Oaktree Specialty Lending (NASDAQ:OCSL) is the third most undervalued credit service stock based on WallStreetZen's Valuation Score. Oaktree Specialty Lending has a valuation score of 71, which is 31 points higher than the credit service industry average of 40. It passed 5 out of 7 valuation due diligence checks.

Oaktree Specialty Lending's stock has dropped -21.22% in the past year. It has underperformed other stocks in the credit service industry by -42 percentage points.