NASDAQ: JCAPJefferson Capital Inc Stock
$18.63-0.24 (-1.27%)
Updated Aug 15, 2025
JCAP Price
$18.63
Fair Value Price
N/A
Market Cap
$1.09B
52 Week Low
$15.98
52 Week High
$19.55
P/E
N/A
P/B
2.64x
P/S
N/A
PEG
N/A
Dividend Yield
N/A
Revenue
N/A
Earnings
N/A
Gross Margin
N/A
Operating Margin
N/A
Profit Margin
N/A
Debt to Equity
3.3
Operating Cash Flow
N/A
Beta
2.05
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
JCAP Overview
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. The company primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. It offers consumer receivables, including credit card, secured and unsecured automotive, telecom and utilities, and other receivables. The company also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Sartell, Minnesota.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine JCAP's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Credit Service
Industry Rating
A
JCAP
Ranked#25 of 54
Ranked#25 of 54
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $10.42 | A | |
| $37.62 | A | |
| $106.98 | A |
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JCAP News
Overview
Due Diligence Score
–
Industry Average (30)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how JCAP scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
JCAP is good value based on its book value relative to its share price (2.64x), compared to the US Credit Services industry average (5.2x)
P/B vs Industry Valuation
JCAP's debt to equity ratio (3.3) is considered high
Healthy Debt to Equity Financials
Insufficient data to perform Discounted... subscribe to Premium to read more.
Below Fair Value Valuation
There are 30 more JCAP due diligence checks available for Premium users.
Valuation
JCAP price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
2.64x
Industry
5.2x
JCAP is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
JCAP's financial health
Profit margin
Revenue
$152.7M
Net Income
$47.7M
Profit Margin
31.2%
Assets to liabilities
Assets
$1.8B
Liabilities
$1.4B
Debt to equity
3.3
JCAP's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$78.9M
Investing
-$10.7M
Financing
-$42.6M
JCAP vs Credit Service Stocks
Jefferson Capital Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.