NASDAQ: LPROOpen Lending Corp Stock
$7.00+0.04 (+0.57%)
Updated Sep 26, 2023
LPRO Price
$7.00
Fair Value Price
$8.71
Market Cap
$844.89M
52 Week Low
$5.35
52 Week High
$11.99
P/E
20x
P/B
3.86x
P/S
8.23x
PEG
0.18x
Dividend Yield
N/A
Revenue
$154.00M
Earnings
$44.25M
Gross Margin
85.9%
Operating Margin
46.49%
Profit Margin
28.7%
Debt to Equity
0.77
Operating Cash Flow
$99M
Beta
0.76
Next Earnings
Nov 1, 2023
Ex-Dividend
N/A
Next Dividend
N/A
LPRO Overview
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. It offers Lenders Protection Program (LPP), which is a Software as a Service platform that facilitates loan decision making and automated underwriting by third-party lenders and the issuance of credit default insurance through third-party insurance providers. The company's LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.
Zen Score
–
Industry Average (32)
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Due Diligence Checks
LPRO ($7.00) is undervalued by 19.6% relative to our estimate of its Fair Value price of $8.71 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
LPRO ($7.00) is not significantly undervalued (19.6%) relative to our estimate of its Fair Value price of $8.71 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
LPRO ($7.00) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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LPRO News
Valuation
LPRO fair value
Fair Value of LPRO stock based on Discounted Cash Flow (DCF)
Price
$7.00
Fair Value
$8.71
Undervalued by
19.60%
LPRO ($7.00) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
LPRO ($7.00) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
LPRO ($7.00) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
LPRO price to earnings (PE)
For valuing profitable companies with steady earnings
Company
20x
Industry
26.55x
Market
14.06x
LPRO is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
LPRO is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
LPRO price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
3.86x
Industry
4.28x
LPRO is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
LPRO price to earnings growth (PEG)
For valuing profitable companies with growth potential
LPRO is good value based... subscribe to Premium to read more.
PEG Value Valuation
LPRO's financial health
Profit margin
Revenue
$38.2M
Net Income
$11.4M
Profit Margin
29.8%
LPRO's Earnings (EBIT) of $71.60M... subscribe to Premium to read more.
Interest Coverage Financials
LPRO's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$386.8M
Liabilities
$167.7M
Debt to equity
0.77
LPRO's short-term assets ($284.51M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
LPRO's short-term assets ($284.51M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
LPRO's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
LPRO's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$16.1M
Investing
-$508.0k
Financing
-$1.1M
LPRO's operating cash flow ($99.42M)... subscribe to Premium to read more.
Debt Coverage Financials
LPRO vs Credit Service Stocks
Open Lending Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.