NASDAQ: LPROOpen Lending Corp Stock
$1.24+0.04 (+3.33%)
Updated Apr 30, 2025
LPRO Price
$1.24
Fair Value Price
$2.45
Market Cap
$148.53M
52 Week Low
$0.70
52 Week High
$6.97
P/E
-1.1x
P/B
1.9x
P/S
29.62x
PEG
N/A
Dividend Yield
N/A
Revenue
$24.02M
Earnings
-$135.01M
Gross Margin
0.7%
Operating Margin
-221.81%
Profit Margin
-562%
Debt to Equity
2.8
Operating Cash Flow
$18M
Beta
1.46
Next Earnings
May 5, 2025
Ex-Dividend
N/A
Next Dividend
N/A
LPRO Overview
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. It offers Lenders Protection Program (LPP), which is a Software as a Service platform that facilitates loan decision making and automated underwriting by third-party lenders and the issuance of credit default insurance through third-party insurance providers. The company's LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine LPRO's potential to beat the market
FStrong Sell
- Stocks with a Zen Rating of Strong Sell (F) had an average loss of -8.02% per year. Learn More
Zen Rating Component Grades
D
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Credit Service
Industry Rating
A
LPRO
Ranked#49 of 49
Ranked#49 of 49
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $26.14 | A | |
| $9.35 | A | |
| $7.91 | A |
Be the first to know about important LPRO news, forecast changes, insider trades & much more!
LPRO News
Overview
Due Diligence Score
–
Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how LPRO scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
LPRO ($1.24) is undervalued by 49.43% relative to our estimate of its Fair Value price of $2.45 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
LPRO ($1.24) is significantly undervalued by 49.43% relative to our estimate of its Fair Value price of $2.45 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
LPRO is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more LPRO due diligence checks available for Premium users.
Valuation
LPRO fair value
Fair Value of LPRO stock based on Discounted Cash Flow (DCF)
Price
$1.24
Fair Value
$2.45
Undervalued by
49.43%
LPRO ($1.24) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
LPRO ($1.24) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
LPRO is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
LPRO price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-1.1x
Industry
29.87x
Market
29.18x
LPRO price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.9x
Industry
5.51x
LPRO is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
LPRO's financial health
Profit margin
Revenue
-$56.9M
Net Income
-$144.4M
Profit Margin
253.7%
LPRO's Earnings (EBIT) of -$53.29M... subscribe to Premium to read more.
Interest Coverage Financials
LPRO's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$296.4M
Liabilities
$218.3M
Debt to equity
2.8
LPRO's short-term assets ($275.73M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
LPRO's short-term assets ($275.73M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
LPRO's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
LPRO's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$3.4M
Investing
-$1.2M
Financing
-$2.5M
LPRO's operating cash flow ($17.60M)... subscribe to Premium to read more.
Debt Coverage Financials
LPRO vs Credit Service Stocks
Open Lending Stock FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletterWallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.