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NASDAQ: LPRO
Open Lending Corp Stock

$5.84+0.10 (+1.74%)
Updated Jun 18, 2024
LPRO Price
$5.84
Fair Value Price
$12.76
Market Cap
$695.92M
52 Week Low
$4.57
52 Week High
$11.73
P/E
53.09x
P/B
3.29x
P/S
6.78x
PEG
0.72x
Dividend Yield
N/A
Revenue
$109.84M
Earnings
$14.62M
Gross Margin
79.4%
Operating Margin
27.91%
Profit Margin
13.3%
Debt to Equity
0.8
Operating Cash Flow
$64M
Beta
0.86
Next Earnings
Aug 6, 2024
Ex-Dividend
N/A
Next Dividend
N/A

LPRO Overview

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. It offers Lenders Protection Program (LPP), which is a Software as a Service platform that facilitates loan decision making and automated underwriting by third-party lenders and the issuance of credit default insurance through third-party insurance providers. The company's LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.

Zen Score

Industry Average (33)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how LPRO scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

LPRO ($5.84) is undervalued by 54.24% relative to our estimate of its Fair Value price of $12.76 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
LPRO ($5.84) is significantly undervalued by 54.24% relative to our estimate of its Fair Value price of $12.76 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
LPRO ($5.84) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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LPRO News

Valuation

LPRO fair value

Fair Value of LPRO stock based on Discounted Cash Flow (DCF)
Price
$5.84
Fair Value
$12.76
Undervalued by
54.24%
LPRO ($5.84) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
LPRO ($5.84) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
LPRO ($5.84) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

LPRO price to earnings (PE)

For valuing profitable companies with steady earnings
Company
53.09x
Industry
26.79x
Market
31.44x
LPRO is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
LPRO is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

LPRO price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
3.29x
Industry
4.84x
LPRO is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

LPRO price to earnings growth (PEG)

For valuing profitable companies with growth potential
LPRO is good value based... subscribe to Premium to read more.
PEG Value Valuation

LPRO's financial health

Profit margin

Revenue
$30.7M
Net Income
$5.1M
Profit Margin
16.5%
LPRO's Earnings (EBIT) of $30.65M... subscribe to Premium to read more.
Interest Coverage Financials
LPRO's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$380.6M
Liabilities
$169.1M
Debt to equity
0.8
LPRO's short-term assets ($290.47M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
LPRO's short-term assets ($290.47M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
LPRO's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
LPRO's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$11.0M
Investing
-$642.0k
Financing
-$2.0M
LPRO's operating cash flow ($64.16M)... subscribe to Premium to read more.
Debt Coverage Financials

LPRO vs Credit Service Stocks

TickerMarket Cap1d %P/EP/B
LPRO$695.92M+1.74%53.09x3.29x
WRLD$710.56M+0.16%9.04x1.67x
PRAA$780.74M+1.28%-36.74x0.69x
EZPW$567.01M+1.08%7.27x0.71x
GDOT$484.21M+0.22%-19.36x0.56x

Open Lending Stock FAQ

What is Open Lending's quote symbol?

(NASDAQ: LPRO) Open Lending trades on the NASDAQ under the ticker symbol LPRO. Open Lending stock quotes can also be displayed as NASDAQ: LPRO.

If you're new to stock investing, here's how to buy Open Lending stock.

What is the 52 week high and low for Open Lending (NASDAQ: LPRO)?

(NASDAQ: LPRO) Open Lending's 52-week high was $11.73, and its 52-week low was $4.57. It is currently -50.21% from its 52-week high and 27.79% from its 52-week low.

How much is Open Lending stock worth today?

(NASDAQ: LPRO) Open Lending currently has 119,165,108 outstanding shares. With Open Lending stock trading at $5.84 per share, the total value of Open Lending stock (market capitalization) is $695.92M.

Open Lending stock was originally listed at a price of $10.02 in Jan 10, 2018. If you had invested in Open Lending stock at $10.02, your return over the last 6 years would have been -41.72%, for an annualized return of -8.6% (not including any dividends or dividend reinvestments).

How much is Open Lending's stock price per share?

(NASDAQ: LPRO) Open Lending stock price per share is $5.84 today (as of Jun 18, 2024).

What is Open Lending's Market Cap?

(NASDAQ: LPRO) Open Lending's market cap is $695.92M, as of Jun 19, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Open Lending's market cap is calculated by multiplying LPRO's current stock price of $5.84 by LPRO's total outstanding shares of 119,165,108.
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