WallStreetZenWallStreetZen

NASDAQ: LMFA
Lm Funding America Inc Stock

$0.70-0.03 (-4.11%)
Updated Jun 5, 2023
LMFA Price
$0.70
Fair Value Price
$0.96
Market Cap
$10.29M
52 Week Low
$0.55
52 Week High
$1.86
P/E
-0.32x
P/B
0.23x
P/S
2.65x
PEG
N/A
Dividend Yield
N/A
Revenue
$3.86M
Earnings
-$28.90M
Gross Margin
30%
Operating Margin
-711.95%
Profit Margin
-749.4%
Debt to Equity
0.05
Operating Cash Flow
-$10M
Beta
1
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

LMFA Overview

LM Funding America, Inc. operates as a specialty finance company. It provides funding to nonprofit community associations (Associations) primarily located in the state of Florida, as well as in the states of Washington, Colorado, and Illinois. The company offers funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It is also involved in the business of purchasing delinquent accounts on various terms tailored to suit each Association's financial needs, including under its New Neighbor Guaranty program. LM Funding America, Inc. was founded in 2008 and is based in Tampa, Florida.

Zen Score

Industry Average (31)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how LMFA scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

LMFA ($0.70) is undervalued by 27.2% relative to our estimate of its Fair Value price of $0.96 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
LMFA ($0.70) is significantly undervalued by 27.2% relative to our estimate of its Fair Value price of $0.96 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
LMFA is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more LMFA due diligence checks available for Premium users.

Be the first to know about important LMFA news, forecast changes, insider trades & much more!

LMFA News

Valuation

LMFA fair value

Fair Value of LMFA stock based on Discounted Cash Flow (DCF)
Price
$0.70
Fair Value
$0.96
Undervalued by
27.41%
LMFA ($0.70) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
LMFA ($0.70) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
LMFA is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

LMFA price to earnings (PE)

For valuing profitable companies with steady earnings
Company
-0.32x
Industry
27.43x
Market
53.21x

LMFA price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.23x
Industry
3.15x
LMFA is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

LMFA's financial health

Profit margin

Revenue
$2.3M
Net Income
-$5.4M
Profit Margin
-232.8%
LMFA's cash and short-term investments... subscribe to Premium to read more.
Interest Coverage Financials
LMFA's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$46.1M
Liabilities
$2.3M
Debt to equity
0.05
LMFA's short-term assets ($6.70M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
LMFA's short-term assets ($6.70M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
LMFA's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
LMFA's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$1.1M
Investing
$460.8k
Financing
-$177.4k
LMFA's cash and short-term investments... subscribe to Premium to read more.
Debt Coverage Financials

LMFA vs Credit Service Stocks

TickerMarket Cap1d %P/EP/B
LMFA$10.29M-3.57%-0.32x0.23x
NCPL$8.62M-2.07%2.63x0.25x
SNTG$7.38M+10.04%-2.44x0.52x
AHG$7.36M+0.63%N/A0.74x
PT$7.31M-2.35%-0.26x-0.09x

Lm Funding America Stock FAQ

What is Lm Funding America's quote symbol?

(NASDAQ: LMFA) Lm Funding America trades on the NASDAQ under the ticker symbol LMFA. Lm Funding America stock quotes can also be displayed as NASDAQ: LMFA.

If you're new to stock investing, here's how to buy Lm Funding America stock.

What is the 52 week high and low for Lm Funding America (NASDAQ: LMFA)?

(NASDAQ: LMFA) Lm Funding America's 52-week high was $1.86, and its 52-week low was $0.55. It is currently -62.26% from its 52-week high and 27.64% from its 52-week low.

How much is Lm Funding America stock worth today?

(NASDAQ: LMFA) Lm Funding America currently has 14,651,883 outstanding shares. With Lm Funding America stock trading at $0.70 per share, the total value of Lm Funding America stock (market capitalization) is $10.29M.

Lm Funding America stock was originally listed at a price of $453.00 in Dec 17, 2015. If you had invested in Lm Funding America stock at $453.00, your return over the last 7 years would have been -99.85%, for an annualized return of -60.32% (not including any dividends or dividend reinvestments).

How much is Lm Funding America's stock price per share?

(NASDAQ: LMFA) Lm Funding America stock price per share is $0.70 today (as of Jun 5, 2023).

What is Lm Funding America's Market Cap?

(NASDAQ: LMFA) Lm Funding America's market cap is $10.29M, as of Jun 6, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Lm Funding America's market cap is calculated by multiplying LMFA's current stock price of $0.70 by LMFA's total outstanding shares of 14,651,883.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.