How to Buy Oportun Financial Stock
Oportun Financial Corp
Oportun Financial Corporation provides financial services. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations.
Oportun Financial stock last closed at $5.17, up 1.57% from the previous day, and has increased 29.9% in one year. It has overperformed other stocks in the Credit Services industry by 0.27 percentage points. Oportun Financial stock is currently +49.86% from its 52-week low of $3.45, and -44.08% from its 52-week high of $9.25.
At the moment, there are 44.13M OPRT shares outstanding. The market capitalization of OPRT is $228.15M. In the last 24 hours, 123,000 OPRT shares were traded.
How to Buy Oportun Financial Stock
Wondering how to invest in Oportun Financial stock? Here's how.
- Decide where to buy Oportun Financial stock: You need to choose a stock brokerage, but don't worry - we've sifted through dozens of online stock brokerages and apps to help you choose where to buy Oportun Financial stock.
- Sign up for a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've found.
- Put funds into your brokerage account: Select your method of payment and add your information.
- Analyze Oportun Financial stock: The Oportun Financial ticker symbol is OPRT. Is Oportun Financial stock a good investment? Should you buy shares of OPRT? How do OPRT's underlying business fundamentals look? Do top analysts think Oportun Financial is a good buy? Why has OPRT's stock price moved recently? (Hint: Our stock research website can help you understand if OPRT is a good stock to buy).
- Make your OPRT buy order: Decide if you will purchase OPRT shares at the current market price or use a limit order to purchase OPRT shares at a given price.
- Get the latest news on your OPRT investment: Create a watchlist to key updates about your investment in Oportun Financial shares.
Step 1: Decide where to buy Oportun Financial stock
You will need a brokerage account in order to access the NASDAQ market and buy OPRT stock.
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Open eToro AccountStep 2: Sign up for a brokerage account
Now that you've chosen your brokerage, you'll need to fill out some personal information so you are able to buy OPRT today.
How to Create a New Investment Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Enter your personal data to start a new brokerage account.
- Send your information by hitting the "Create Account" button. Get started with eToro today
Step 3: Put funds into your brokerage account
Now that you have finished signing up on the best stock market app for beginners, you can securely and quickly fund your account:
Watch the tutorial below to see the process of transferring money into your new investment account.
Step 4: Analyze Oportun Financial stock
After you have chosen the best place to buy Oportun Financial stock, it's important to research their stock before you invest, so you truly understand the risk as well as the opportunity.
Overview of key OPRT info
Fundamentals of OPRT
WallStreetZen was created to help average investors perform better fundamental analysis quickly.
You can view all of the due diligence checks on OPRT's stock page.
What is the fair value of OPRT stock?
You can use a variety of different financial metrics, analyses, models, and charts to gauge OPRT's fair value.
Using relative valuations methods:
- OPRT could be undervalued based on its P/E ratio of 7.08x, relative to Credit Services industry P/E ratio of 34.97x
- OPRT may be undervalued based on its P/B ratio of 0.59x, relative to Credit Services industry P/B ratio of 5.02x
- OPRT could be undervalued based on its PEG ratio of 0.17x
You can access more valuation analysis on OPRT's stock here.
OPRT Financial Health
Positive Financial Indicators:
- OPRT earnings of $41.42M is not enough to cover its interest payments.
- OPRT profit margin has gone up from -47.2% to 7.5% in the past year.
Negative Financial Indicators:
- OPRT has a relatively high debt to equity ratio of 7.3.
- Total OPRT debt is higher than 5 years ago, relative to shareholder equity.
- OPRT's operating cash flow of $395.99M allows it to safely service it's debt of $2.74B.
Is OPRT stock a Buy, Hold, or Sell, according to analysts?
Out of 1 Wall Street analysts who give recommendations on OPRT, the consensus analyst rating on OPRT is a Strong Sell
Please keep in mind that analyst forecasts are not stock recommendations, nor are they investment advice.
You can dive deeper into what analysts are forecasting on the Oportun Financial stock forecast page.
OPRT Momentum
OPRT Growth Numbers
Last year, OPRT earnings were $30.58M. During the last four year, OPRT's earnings have increased by -16.62% per year. This was slower than the Credit Services industry average of 21.73%.
Last year, OPRT revenue was $408.82M. In the past five year, OPRT's revenue has gone up by 3.04% per year. This was slower than the Credit Services industry average of 13.67%.
Dive into OPRT's earnings and revenue performance here.
Latest Insiders Trades at OPRT
In the past 12 months, insiders at OPRT have sold more shares than they have bought.
Kathleen I. Layton, Chief Legal Officer of OPRT, was the latest OPRT insider to sell. They sold $27,980.96 worth of OPRT shares on Sep 10, 2025.
Get more info about who owns OPRT shares here.
Can I rely on OPRT as an income stream?
No, Oportun Financial doesn't provide an income stream by paying out dividends.
What others are saying about OPRT
One of the primary reasons eToro is our favorite brokerage is because of its social trading community.
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Step 5: Make your OPRT buy order
You have two primary order types:
- Market order: A market order is an order to buy or sell a security at the best possible price.
Market orders are generally the easiest way to buy. - Limit order: A limit order is an order to buy or sell a stock at a specific price (or better).
If you want to be sure you're buying or selling at a particular dollar amount, place a limit order.
Hit the Open button and eToro will place your order.
If you require additional info about buying stocks on eToro, watch the how to video below:
Step 6: Get the latest news on your OPRT investment
Now that you own some shares in OPRT, you'll want to stay up-to-date on your new investment.
Put OPRT on a watchlist to track your OPRT stock.
OPRT Feed
How to Buy Stock in Oportun Financial
To summarize, here are the 6 steps to buy stock in Oportun Financial:
- Decide where to buy Oportun Financial stock
- Sign up for a brokerage account
- Put funds into your brokerage account
- Analyze Oportun Financial stock
- Make your OPRT buy order
- Get the latest news on your OPRT investment
If you need a online brokerage, eToro is our favorite venue.
Get Started with eToro TodayIf you would like to watch your new investment in Oportun Financial, hit the button below to create your watchlist.
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