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Best Life Insurance Stocks to Buy Now (2026)

Top life insurance stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best life insurance stocks to buy now. Learn More.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best life insurance stocks to buy right now are:

Aegon (NYSE:AEG) is the #1 top life insurance stock out of 14 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Aegon (NYSE:AEG) is: Value: A, Growth: A, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: C.

Aegon (NYSE:AEG) has a Due Diligence Score of 24, which is -7 points lower than the life insurance industry average of 31.

AEG passed 9 out of 38 due diligence checks and has weak fundamentals. Aegon has seen its stock return 18.62% over the past year, overperforming other life insurance stocks by 20 percentage points.

Fidelis Insurance Holdings (NYSE:FIHL) is the #2 top life insurance stock out of 14 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Fidelis Insurance Holdings (NYSE:FIHL) is: Value: C, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: B.

Fidelis Insurance Holdings (NYSE:FIHL) has a Due Diligence Score of 14, which is -17 points lower than the life insurance industry average of 31.

FIHL passed 6 out of 38 due diligence checks and has weak fundamentals. Fidelis Insurance Holdings has seen its stock return 13.94% over the past year, overperforming other life insurance stocks by 15 percentage points.

Fidelis Insurance Holdings has an average 1 year price target of $20.83, an upside of 11.83% from Fidelis Insurance Holdings's current stock price of $18.63.

Fidelis Insurance Holdings stock has a consensus Hold recommendation according to Wall Street analysts. Of the 6 analysts covering Fidelis Insurance Holdings, 16.67% have issued a Strong Buy rating, 16.67% have issued a Buy, 33.33% have issued a hold, while 0% have issued a Sell rating, and 33.33% have issued a Strong Sell.

Hartford Insurance Group (NYSE:HIG) is the #3 top life insurance stock out of 14 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Hartford Insurance Group (NYSE:HIG) is: Value: C, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: B.

Hartford Insurance Group (NYSE:HIG) has a Due Diligence Score of 47, which is 16 points higher than the life insurance industry average of 31.

HIG passed 17 out of 38 due diligence checks and has strong fundamentals. Hartford Insurance Group has seen its stock return 15.99% over the past year, overperforming other life insurance stocks by 17 percentage points.

Hartford Insurance Group has an average 1 year price target of $150.21, an upside of 16.79% from Hartford Insurance Group's current stock price of $128.62.

Hartford Insurance Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 14 analysts covering Hartford Insurance Group, 35.71% have issued a Strong Buy rating, 21.43% have issued a Buy, 42.86% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Out of 5 life insurance stocks that have issued dividends in the past year, the 3 life insurance stocks with the highest dividend yields are:

Old Republic International (NYSE:ORI) has an annual dividend yield of 9.65%, which is 6 percentage points higher than the life insurance industry average of 3.45%. Old Republic International's dividend payout is not stable, having dropped more than 10% six times in the last 10 years. Old Republic International's dividend has shown consistent growth over the last 10 years.

Old Republic International's dividend payout ratio of 91.7% indicates that its high dividend yield might not be sustainable for the long-term.

International General Insurance Holdings (NASDAQ:IGIC) has an annual dividend yield of 4.14%, which is 1 percentage points higher than the life insurance industry average of 3.45%. International General Insurance Holdings's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. International General Insurance Holdings's dividend has not shown consistent growth over the last 10 years.

International General Insurance Holdings's dividend payout ratio of 35.5% indicates that its high dividend yield is sustainable for the long-term.

American International Group (NYSE:AIG) has an annual dividend yield of 2.42%, which is -1 percentage points lower than the life insurance industry average of 3.45%. American International Group's dividend payout is stable, having never dropped by more than 10% in the last 10 years. American International Group's dividend has shown consistent growth over the last 10 years.

American International Group's dividend payout ratio of 31.2% indicates that its dividend yield is sustainable for the long-term.

Life insurance stocks were down -0.72% in the last day, and down -2.03% over the last week.

We couldn't find a catalyst for why life insurance stocks are down.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued life insurance stocks right now are:

Aegon (NYSE:AEG) is the most undervalued life insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Aegon has a valuation score of 57, which is 24 points higher than the life insurance industry average of 33. It passed 4 out of 7 valuation due diligence checks.

Aegon's stock has gained 18.62% in the past year. It has overperformed other stocks in the life insurance industry by 20 percentage points.

International General Insurance Holdings (NASDAQ:IGIC) is the second most undervalued life insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

International General Insurance Holdings has a valuation score of 29, which is -4 points higher than the life insurance industry average of 33. It passed 2 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates IGIC a Valuation Rating of "B".

International General Insurance Holdings's stock has gained 2.95% in the past year. It has overperformed other stocks in the life insurance industry by 4 percentage points.

Fidelis Insurance Holdings (NYSE:FIHL) is the third most undervalued life insurance stock based on its Valuation Rating of C. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Fidelis Insurance Holdings has a valuation score of 14, which is -19 points higher than the life insurance industry average of 33. It passed 1 out of 7 valuation due diligence checks.

Fidelis Insurance Holdings's stock has gained 13.94% in the past year. It has overperformed other stocks in the life insurance industry by 15 percentage points.

50% of life insurance stocks rated by analysts are a buy right now. On average, analysts expect life insurance stocks to rise by 23.84% over the next year.

0% of life insurance stocks have a Zen Rating of A (Strong Buy), 0% of life insurance stocks are rated B (Buy), 78.57% are rated C (Hold), 21.43% are rated D (Sell), and 0% are rated F (Strong Sell).