Sectors & IndustriesFinancial ServicesInsurance - Life

Best Life Insurance Stocks to Buy Now (2026)

Top life insurance stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best life insurance stocks to buy now. Learn More.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best life insurance stocks to buy right now are:

Jackson Financial (NYSE:JXN) is the #1 top life insurance stock out of 18 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Jackson Financial (NYSE:JXN) is: Value: B, Growth: A, Momentum: B, Sentiment: C, Safety: C, Financials: C, and AI: A.

Jackson Financial (NYSE:JXN) has a Due Diligence Score of 41, which is equal to the life insurance industry average of 41.

JXN passed 15 out of 38 due diligence checks and has strong fundamentals. Jackson Financial has seen its stock return 38.05% over the past year, overperforming other life insurance stocks by 21 percentage points.

Jackson Financial has an average 1 year price target of $141.75, an upside of 8.55% from Jackson Financial's current stock price of $130.58.

Jackson Financial stock has a consensus Buy recommendation according to Wall Street analysts. Of the 4 analysts covering Jackson Financial, 50% have issued a Strong Buy rating, 0% have issued a Buy, 50% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Cno Financial Group (NYSE:CNO) is the #2 top life insurance stock out of 18 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Cno Financial Group (NYSE:CNO) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: A.

Cno Financial Group (NYSE:CNO) has a Due Diligence Score of 37, which is -4 points lower than the life insurance industry average of 41. Although this number is below the industry average, our proven quant model rates CNO as a "B".

CNO passed 13 out of 38 due diligence checks and has average fundamentals. Cno Financial Group has seen its stock return 42.14% over the past year, overperforming other life insurance stocks by 25 percentage points.

Cno Financial Group has an average 1 year price target of $55.33, an upside of 1.14% from Cno Financial Group's current stock price of $54.71.

Cno Financial Group stock has a consensus Hold recommendation according to Wall Street analysts. Of the 3 analysts covering Cno Financial Group, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Metlife (NYSE:MET) is the #3 top life insurance stock out of 18 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Metlife (NYSE:MET) is: Value: C, Growth: C, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: B.

Metlife (NYSE:MET) has a Due Diligence Score of 47, which is 6 points higher than the life insurance industry average of 41.

MET passed 17 out of 38 due diligence checks and has strong fundamentals. Metlife has seen its stock return 29.45% over the past year, overperforming other life insurance stocks by 12 percentage points.

Metlife has an average 1 year price target of $105.92, an upside of 5.12% from Metlife's current stock price of $100.76.

Metlife stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 13 analysts covering Metlife, 69.23% have issued a Strong Buy rating, 15.38% have issued a Buy, 15.38% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Out of 13 life insurance stocks that have issued dividends in the past year, the 3 life insurance stocks with the highest dividend yields are:

F&G Annuities & Life (NYSE:FG) has an annual dividend yield of 5.11%, which is 2 percentage points higher than the life insurance industry average of 2.65%.

F&G Annuities & Life's dividend payout ratio of 32.2% indicates that its high dividend yield is sustainable for the long-term.

Prudential Financial (NYSE:PRU) has an annual dividend yield of 4.79%, which is 2 percentage points higher than the life insurance industry average of 2.65%. Prudential Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Prudential Financial's dividend has shown consistent growth over the last 10 years.

Prudential Financial's dividend payout ratio of 49.5% indicates that its high dividend yield is sustainable for the long-term.

Lincoln National (NYSE:LNC) has an annual dividend yield of 4.52%, which is 2 percentage points higher than the life insurance industry average of 2.65%. Lincoln National's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Lincoln National's dividend has shown consistent growth over the last 10 years.

Lincoln National's dividend payout ratio of 15.1% indicates that its high dividend yield is sustainable for the long-term.

Life insurance stocks were up 0.13% in the last day, and up 2.1% over the last week.

We couldn't find a catalyst for why life insurance stocks are up.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued life insurance stocks right now are:

F&G Annuities & Life (NYSE:FG) is the most undervalued life insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

F&G Annuities & Life has a valuation score of 71, which is 30 points higher than the life insurance industry average of 41. It passed 5 out of 7 valuation due diligence checks.

F&G Annuities & Life's stock has dropped -32.59% in the past year. It has underperformed other stocks in the life insurance industry by -50 percentage points.

Lincoln National (NYSE:LNC) is the second most undervalued life insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Lincoln National has a valuation score of 43, which is 2 points higher than the life insurance industry average of 41. It passed 3 out of 7 valuation due diligence checks.

Lincoln National's stock has gained 4.71% in the past year. It has underperformed other stocks in the life insurance industry by -13 percentage points.

Brighthouse Financial (NASDAQ:BHF) is the third most undervalued life insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Brighthouse Financial has a valuation score of 71, which is 30 points higher than the life insurance industry average of 41. It passed 5 out of 7 valuation due diligence checks.

Brighthouse Financial's stock has gained 5.83% in the past year. It has underperformed other stocks in the life insurance industry by -11 percentage points.

43.75% of life insurance stocks rated by analysts are a hold right now. On average, analysts expect life insurance stocks to rise by 9.63% over the next year.

0% of life insurance stocks have a Zen Rating of A (Strong Buy), 17.65% of life insurance stocks are rated B (Buy), 70.59% are rated C (Hold), 11.76% are rated D (Sell), and 0% are rated F (Strong Sell).