Sectors & IndustriesFinancial ServicesInsurance - Diversified
Best Life Insurance Stocks to Buy Now (2025)
Top life insurance stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best life insurance stocks to buy now. Learn More.

Industry: Insurance - Diversified
Ticker
Company
Zen Rating
Growth
Market Cap
Revenue
EBITDA
Earnings
EPS
Rev. Y/Y
Rev. 5Y
Earn. Y/Y
Earn. 5Y
Earnings Date
IGIC
INTERNATIONAL GENERAL INSURANCE HOLDINGS LTD
$1.19B$526.73MN/A$138.16M$3.0710.99%0.94%32.90%15.56%
EQH
EQUITABLE HOLDINGS INC
$17.34B$10.99B$695.00M-$370.00M-$0.937.98%-3.46%N/AN/A
ORI
OLD REPUBLIC INTERNATIONAL CORP
$9.23B$8.17B$1.25B$938.00M$3.566.63%3.73%13.74%9.71%
GSHD
GOOSEHEAD INSURANCE INC
$4.27B$283.60M$36.64M$19.19M$0.7810.93%29.32%65.96%21.06%2025-02-19
FIHL
FIDELIS INSURANCE HOLDINGS LTD
$1.81B$2.30B$427.90M$463.80M$3.84-33.75%N/A-78.39%N/A2025-02-26
HIG
HARTFORD FINANCIAL SERVICES GROUP INC
$32.46B$26.06B$4.32B$3.01B$10.137.92%5.42%36.89%16.35%
AIG
AMERICAN INTERNATIONAL GROUP INC
$44.11B$27.25B$3.83B-$1.43B-$2.19-2.46%-11.34%N/AN/A
FGF
FUNDAMENTAL GLOBAL INC
$27.24M$33.92M$8.50M$5.97M$1.0679.53%84.01%N/AN/A
ACGL
ARCH CAPITAL GROUP LTD
$33.18B$16.87B$5.23B$5.67B$15.2932.50%20.87%92.33%34.37%
BRK.B
BERKSHIRE HATHAWAY INC
$1.04T$452.95B$150.33B$106.88B$49.4612.76%11.85%41.03%35.05%
ESGR
ENSTAR GROUP LTD
$5.04B$1.39B$883.00M$992.00M$65.7722.99%-5.27%57.53%19.03%2025-02-18
SLF
SUN LIFE FINANCIAL INC
$31.64B$23.02B$3.36B$2.12B$3.66-0.67%-5.34%-7.62%1.64%
WDH
WATERDROP INC
$485.67M$378.53MN/A$44.25M$0.125.71%N/A51.81%N/A
AEG
AEGON LTD
$12.16B$54.48B$2.35B$2.15B$1.02N/A18.18%N/A25.68%2025-02-20

Life Insurance Stocks FAQ

What are the best life insurance stocks to buy right now in Feb 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best life insurance stocks to buy right now are:

1. International General Insurance Holdings (NASDAQ:IGIC)


International General Insurance Holdings (NASDAQ:IGIC) is the #1 top life insurance stock out of 14 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for International General Insurance Holdings (NASDAQ:IGIC) is: Value: B, Growth: C, Momentum: A, Sentiment: A, Safety: C, Financials: C, and AI: C.

International General Insurance Holdings (NASDAQ:IGIC) has a Due Diligence Score of 26, which is -8 points lower than the life insurance industry average of 34. Although this number is below the industry average, our proven quant model rates IGIC as a "A".

IGIC passed 11 out of 38 due diligence checks and has average fundamentals. International General Insurance Holdings has seen its stock return 108.33% over the past year, overperforming other life insurance stocks by 89 percentage points.

International General Insurance Holdings has an average 1 year price target of $28.00, an upside of 4.59% from International General Insurance Holdings's current stock price of $26.77.

International General Insurance Holdings stock has a consensus Buy recommendation according to Wall Street analysts. Of the 2 analysts covering International General Insurance Holdings, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Equitable Holdings (NYSE:EQH)


Equitable Holdings (NYSE:EQH) is the #2 top life insurance stock out of 14 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Equitable Holdings (NYSE:EQH) is: Value: B, Growth: B, Momentum: B, Sentiment: D, Safety: C, Financials: C, and AI: B.

Equitable Holdings (NYSE:EQH) has a Due Diligence Score of 26, which is -8 points lower than the life insurance industry average of 34. Although this number is below the industry average, our proven quant model rates EQH as a "B".

EQH passed 9 out of 38 due diligence checks and has average fundamentals. Equitable Holdings has seen its stock return 63.78% over the past year, overperforming other life insurance stocks by 44 percentage points.

Equitable Holdings has an average 1 year price target of $59.75, an upside of 7.97% from Equitable Holdings's current stock price of $55.34.

Equitable Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 8 analysts covering Equitable Holdings, 62.5% have issued a Strong Buy rating, 25% have issued a Buy, 12.5% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Old Republic International (NYSE:ORI)


Old Republic International (NYSE:ORI) is the #3 top life insurance stock out of 14 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Old Republic International (NYSE:ORI) is: Value: C, Growth: F, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: B.

Old Republic International (NYSE:ORI) has a Due Diligence Score of 40, which is 6 points higher than the life insurance industry average of 34.

ORI passed 14 out of 38 due diligence checks and has average fundamentals. Old Republic International has seen its stock return 26.6% over the past year, overperforming other life insurance stocks by 7 percentage points.

Old Republic International has an average 1 year price target of $37.00, an upside of 1.62% from Old Republic International's current stock price of $36.41.

Old Republic International stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Old Republic International, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the life insurance stocks with highest dividends?

Out of 7 life insurance stocks that have issued dividends in the past year, the 3 life insurance stocks with the highest dividend yields are:

1. Old Republic International (NYSE:ORI)


Old Republic International (NYSE:ORI) has an annual dividend yield of 7.68%, which is 4 percentage points higher than the life insurance industry average of 4.01%. Old Republic International's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Old Republic International's dividend has shown consistent growth over the last 10 years.

Old Republic International's dividend payout ratio of 29.4% indicates that its high dividend yield is sustainable for the long-term.

2. Arch Capital Group (NASDAQ:ACGL)


Arch Capital Group (NASDAQ:ACGL) has an annual dividend yield of 5.67%, which is 2 percentage points higher than the life insurance industry average of 4.01%.

Arch Capital Group's dividend payout ratio of 0% indicates that its high dividend yield might not be sustainable for the long-term.

3. Aegon (NYSE:AEG)


Aegon (NYSE:AEG) has an annual dividend yield of 5.26%, which is 1 percentage points higher than the life insurance industry average of 4.01%. Aegon's dividend payout is not stable, having dropped more than 10% three times in the last 10 years. Aegon's dividend has shown consistent growth over the last 10 years.

Aegon's dividend payout ratio of 27.6% indicates that its high dividend yield is sustainable for the long-term.

Why are life insurance stocks down?

Life insurance stocks were down -0.31% in the last day, and up 0.27% over the last week.

We couldn't find a catalyst for why life insurance stocks are down.

What are the most undervalued life insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued life insurance stocks right now are:

1. Fidelis Insurance Holdings (NYSE:FIHL)


Fidelis Insurance Holdings (NYSE:FIHL) is the most undervalued life insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Fidelis Insurance Holdings has a valuation score of 57, which is 26 points higher than the life insurance industry average of 31. It passed 4 out of 7 valuation due diligence checks.

Fidelis Insurance Holdings's stock has gained 23.65% in the past year. It has overperformed other stocks in the life insurance industry by 4 percentage points.

2. Equitable Holdings (NYSE:EQH)


Equitable Holdings (NYSE:EQH) is the second most undervalued life insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Equitable Holdings has a valuation score of 0, which is -31 points higher than the life insurance industry average of 31. It passed 0 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates EQH a Valuation Rating of "B".

Equitable Holdings's stock has gained 63.78% in the past year. It has overperformed other stocks in the life insurance industry by 44 percentage points.

3. Hartford Financial Services Group (NYSE:HIG)


Hartford Financial Services Group (NYSE:HIG) is the third most undervalued life insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Hartford Financial Services Group has a valuation score of 14, which is -17 points higher than the life insurance industry average of 31. It passed 1 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates HIG a Valuation Rating of "B".

Hartford Financial Services Group's stock has gained 22.44% in the past year. It has overperformed other stocks in the life insurance industry by 3 percentage points.

Are life insurance stocks a good buy now?

55.56% of life insurance stocks rated by analysts are a buy right now. On average, analysts expect life insurance stocks to rise by 11.13% over the next year.

10% of life insurance stocks have a Zen Rating of A (Strong Buy), 10% of life insurance stocks are rated B (Buy), 70% are rated C (Hold), 10% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - diversified industry?

The average P/E ratio of the insurance - diversified industry is 7.65x.
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