WallStreetZenWallStreetZen

NASDAQ: LCNB
Lcnb Corp Stock

$18.20+0.15 (+0.83%)
Updated Jan 27, 2023
LCNB Price
$18.20
Fair Value Price
$20.66
Market Cap
$205.07M
52 Week Low
$14.73
52 Week High
$20.36
P/E
10.06x
P/B
1.05x
P/S
2.41x
PEG
2.02x
Dividend Yield
4.45%
Revenue
$74.39M
Earnings
$21.35M
Gross Margin
100%
Operating Margin
34.96%
Profit Margin
28.7%
Debt to Equity
8.75
Operating Cash Flow
$21M
Beta
0.9
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

LCNB Overview

LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in Ohio. Its deposit products include checking accounts, demand deposits, savings accounts, NOW and money market deposits, as well as certificates of deposit. The company's loan products comprise commercial and industrial, commercial and residential real estate, agricultural, construction, and small business administration loans; and residential mortgage loans that consists of loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages. It also offers consumer loans, such as automobile, recreational vehicles, boat, home improvement, and personal loans. In addition, the company provides trust administration, estate settlement, and fiduciary services; and investment management services for trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, it offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, the company provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. As of December 31, 2021, it operated 32 offices, including a main office in Warren County; branch offices in Warren, Butler, Clinton, Clermont, Fayette, Franklin, Hamilton, Montgomery, Preble, and Ross counties; and an operations center in Warren County, Ohio, as well as 37 ATMs. The company was founded in 1877 and is headquartered in Lebanon, Ohio.

Zen Score

Industry Average (36)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how LCNB scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

LCNB ($18.20) is undervalued by 11.91% relative to our estimate of its Fair Value price of $20.66 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
LCNB ($18.20) is not significantly undervalued (11.91%) relative to our estimate of its Fair Value price of $20.66 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
LCNB ($18.20) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more LCNB due diligence checks available for Premium users.

Be the first to know about important LCNB news, forecast changes, insider trades & much more!

LCNB News

Valuation

LCNB fair value

Fair Value of LCNB stock based on Discounted Cash Flow (DCF)
Price
$18.20
Fair Value
$20.66
Undervalued by
11.91%
LCNB ($18.20) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
LCNB ($18.20) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
LCNB ($18.20) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

LCNB price to earnings (PE)

For valuing profitable companies with steady earnings
Company
10.06x
Industry
20.14x
Market
23.59x
LCNB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
LCNB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

LCNB price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.05x
Industry
1.17x
LCNB is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

LCNB price to earnings growth (PEG)

For valuing profitable companies with growth potential
LCNB is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

LCNB's financial health

Profit margin

Revenue
$19.2M
Net Income
$5.6M
Profit Margin
29.1%
LCNB's Earnings (EBIT) of $26.01M... subscribe to Premium to read more.
Interest Coverage Financials
LCNB's profit margin (28.7%) has... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.9B
Liabilities
$1.7B
Debt to equity
8.75
LCNB's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
LCNB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$7.0M
Investing
-$2.9M
Financing
-$6.5M
LCNB's operating cash flow ($21.37M)... subscribe to Premium to read more.
Debt Coverage Financials

LCNB vs Bank Stocks

TickerMarket Cap1d %P/EP/B
LCNB$205.07M+0.83%10.06x1.05x
OVLY$204.82M+0.32%11.98x1.93x
CFFI$208.70M+1.29%8.53x1.13x
ISTR$210.68M+0.47%6.44x1.02x
ESSA$211.47M-0.78%9.87x1.00x

Lcnb Stock FAQ

What is Lcnb's quote symbol?

NASDAQ: LCNB) Lcnb trades on the NASDAQ under the ticker symbol LCNB. Lcnb stock quotes can also be displayed as NASDAQ: LCNB.

If you're new to stock investing, here's how to buy Lcnb stock.

What is the 52 week high and low for Lcnb (NASDAQ: LCNB)?

(NASDAQ: LCNB) Lcnb's 52-week high was $20.36, and its 52-week low was $14.73. It is currently -10.61% from its 52-week high and 23.56% from its 52-week low.

How much is Lcnb stock worth today?

(NASDAQ: LCNB) Lcnb currently has 11,267,459 outstanding shares. With Lcnb stock trading at $18.20 per share, the total value of Lcnb stock (market capitalization) is $205.07M.

Lcnb stock was originally listed at a price of $19.25 in Oct 26, 1999. If you had invested in Lcnb stock at $19.25, your return over the last 23 years would have been -5.45%, for an annualized return of -0.24% (not including any dividends or dividend reinvestments).

How much is Lcnb's stock price per share?

(NASDAQ: LCNB) Lcnb stock price per share is $18.20 today (as of Jan 27, 2023).

What is Lcnb's Market Cap?

(NASDAQ: LCNB) Lcnb's market cap is $205.07M, as of Jan 30, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Lcnb's market cap is calculated by multiplying LCNB's current stock price of $18.20 by LCNB's total outstanding shares of 11,267,459.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.