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NASDAQ: LCNB
Lcnb Corp Stock

$15.11+0.14 (+0.94%)
Updated Apr 22, 2024
LCNB Price
$15.11
Fair Value Price
N/A
Market Cap
$199.82M
52 Week Low
$12.78
52 Week High
$17.72
P/E
13.74x
P/B
0.85x
P/S
2.58x
PEG
N/A
Dividend Yield
5.69%
Revenue
$69.68M
Earnings
$12.63M
Gross Margin
100%
Operating Margin
21.9%
Profit Margin
18.1%
Debt to Equity
8.74
Operating Cash Flow
$21M
Beta
0.94
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

LCNB Overview

LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in Ohio. Its deposit products include checking accounts, demand deposits, savings accounts, NOW and money market deposits, as well as certificates of deposit. The company's loan products comprise commercial and industrial, commercial and residential real estate, agricultural, construction, and small business administration loans; and residential mortgage loans that consists of loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages. It also offers consumer loans, such as automobile, recreational vehicles, boat, home improvement, and personal loans. In addition, the company provides trust administration, estate settlement, and fiduciary services; and investment management services for trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, it offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, the company provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. As of December 31, 2021, it operated 32 offices, including a main office in Warren County; branch offices in Warren, Butler, Clinton, Clermont, Fayette, Franklin, Hamilton, Montgomery, Preble, and Ross counties; and an operations center in Warren County, Ohio, as well as 37 ATMs. The company was founded in 1877 and is headquartered in Lebanon, Ohio.

Zen Score

Industry Average (33)
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Due Diligence Checks

LCNB was unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
LCNB is good value based on its earnings relative to its share price (13.74x), compared to the US market average (41x)
P/E vs Market Valuation
LCNB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
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LCNB News

Valuation

LCNB fair value

Fair Value of LCNB stock based on Discounted Cash Flow (DCF)
Price
$15.11
Fair Value
$39.04
Undervalued by
61.29%
LCNB was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

LCNB price to earnings (PE)

For valuing profitable companies with steady earnings
Company
13.74x
Industry
-10.79x
Market
41x
LCNB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
LCNB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

LCNB price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.85x
Industry
0.98x
LCNB is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

LCNB's financial health

Profit margin

Revenue
$17.0M
Net Income
-$293.0k
Profit Margin
-1.7%
LCNB's Earnings (EBIT) of $15.26M... subscribe to Premium to read more.
Interest Coverage Financials
LCNB's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.3B
Liabilities
$2.1B
Debt to equity
8.74
LCNB's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
LCNB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$8.5M
Investing
-$12.2M
Financing
$87.0k
LCNB's operating cash flow ($20.70M)... subscribe to Premium to read more.
Debt Coverage Financials

LCNB vs Bank Stocks

TickerMarket Cap1d %P/EP/B
LCNB$199.82M+0.94%13.74x0.85x
NWFL$199.51M+1.28%11.83x1.10x
FVCB$198.97M+4.70%50.59x0.92x
PDLB$201.03M+0.72%56.33x0.41x
BWFG$201.06M+2.88%5.38x0.76x

Lcnb Stock FAQ

What is Lcnb's quote symbol?

(NASDAQ: LCNB) Lcnb trades on the NASDAQ under the ticker symbol LCNB. Lcnb stock quotes can also be displayed as NASDAQ: LCNB.

If you're new to stock investing, here's how to buy Lcnb stock.

What is the 52 week high and low for Lcnb (NASDAQ: LCNB)?

(NASDAQ: LCNB) Lcnb's 52-week high was $17.72, and its 52-week low was $12.78. It is currently -14.73% from its 52-week high and 18.23% from its 52-week low.

How much is Lcnb stock worth today?

(NASDAQ: LCNB) Lcnb currently has 13,224,276 outstanding shares. With Lcnb stock trading at $15.11 per share, the total value of Lcnb stock (market capitalization) is $199.82M.

Lcnb stock was originally listed at a price of $19.25 in Oct 26, 1999. If you had invested in Lcnb stock at $19.25, your return over the last 24 years would have been -21.51%, for an annualized return of -1% (not including any dividends or dividend reinvestments).

How much is Lcnb's stock price per share?

(NASDAQ: LCNB) Lcnb stock price per share is $15.11 today (as of Apr 22, 2024).

What is Lcnb's Market Cap?

(NASDAQ: LCNB) Lcnb's market cap is $199.82M, as of Apr 24, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Lcnb's market cap is calculated by multiplying LCNB's current stock price of $15.11 by LCNB's total outstanding shares of 13,224,276.
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