NASDAQ: KINSKingstone Companies Inc Stock
$20.12+0.43 (+2.18%)
Updated Jul 2, 2026
KINS Price
$20.12
Fair Value Price
$56.99
Market Cap
$291.44M
52 Week Low
$13.08
52 Week High
$20.24
P/E
9.02x
P/B
2.55x
P/S
0.94x
PEG
0.59x
Dividend Yield
0.99%
Revenue
$224.14M
Earnings
$31.08M
Gross Margin
54.2%
Operating Margin
17.49%
Profit Margin
13.9%
Debt to Equity
3.06
Operating Cash Flow
$67M
Beta
0.48
Next Earnings
Aug 6, 2026
Ex-Dividend
N/A
Next Dividend
N/A
KINS Overview
Kingstone Companies, Inc., through its operating entity Kingstone Insurance Company, focuses on delivering property and casualty insurance to individual clients across New York. The firm's product range encompasses various personal lines, including coverage for homeowners, multi-peril dwelling fire incidents, cooperative and condominium units, renters, and personal umbrella liability. Beyond personal policies, Kingstone also offers specialized physical damage-only insurance for commercial for-hire vehicles such as livery cars, car services, and taxicabs, alongside canine legal liability policies and reinsurance solutions. Its offerings are distributed through a broad network of retail and wholesale agents and brokers. Founded in 1886 and headquartered in Kingston, New York, the company was formerly known as DCAP Group, Inc., prior to its name change in July 2009.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine KINS's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More
Zen Rating Component Grades
B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Property & Casualty Insurance
Industry Rating
C
KINS
Ranked#9 of 40
Ranked#9 of 40
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $110.48 | A | |
| $43.01 | B | |
| $53.93 | B |
Be the first to know about important KINS news, forecast changes, insider trades & much more!
KINS News
Overview
Due Diligence Score
–
Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how KINS scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
KINS ($20.12) is undervalued by 64.69% relative to our estimate of its Fair Value price of $56.99 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
KINS ($20.12) is significantly undervalued by 64.69% relative to our estimate of its Fair Value price of $56.99 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
KINS ($20.12) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more KINS due diligence checks available for Premium users.
Valuation
KINS fair value
Fair Value of KINS stock based on Discounted Cash Flow (DCF)
Price
$20.12
Fair Value
$56.99
Undervalued by
64.69%
KINS ($20.12) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
KINS ($20.12) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
KINS ($20.12) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
KINS price to earnings (PE)
For valuing profitable companies with steady earnings
Company
9.02x
Industry
11.29x
Market
8.55x
KINS is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
KINS is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
KINS price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
2.55x
Industry
2.19x
KINS is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
KINS price to earnings growth (PEG)
For valuing profitable companies with growth potential
KINS is good value based... subscribe to Premium to read more.
PEG Value Valuation
KINS's financial health
Profit margin
Revenue
$59.8M
Net Income
-$5.8M
Profit Margin
-9.7%
KINS's Earnings (EBIT) of $39.21M... subscribe to Premium to read more.
Interest Coverage Financials
KINS's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$465.3M
Liabilities
$350.8M
Debt to equity
3.06
KINS's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
KINS's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$8.7M
Investing
-$8.2M
Financing
-$1.3M
KINS's operating cash flow ($66.72M)... subscribe to Premium to read more.
Debt Coverage Financials
KINS vs Property & Casualty Insurance Stocks
Kingstone Companies Stock FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletterWallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.